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Ravi Malhotra

FAFSA homeless status eligibility when paying rent but facing eviction from parent's home?

Does paying rent to my dad but getting threatened with eviction count as 'at risk of homeless' for FAFSA independence? We fight constantly and I've been kicked out multiple times only to come back when things cool down. If he actually follows through, I'd be sleeping in my car or couch-surfing. I pay $450 monthly but don't have a formal lease. The FAFSA question says: 'At any time on or after July 1, 2023, were you unaccompanied and either (1) homeless or (2) self-supporting and at risk of being homeless?' I'm under 24 and trying to figure out if I qualify for independent status. The guidance is so vague and I can't find clear answers anywhere about what counts as 'at risk' - does anyone know how they actually determine this?

This is actually a complicated question. Financial aid officers have some discretion here. You need to demonstrate that you're both "self-supporting" AND "at risk of being homeless." The fact that you're paying rent helps with the self-supporting part, but you'll need documentation. Do you have receipts or bank transfers showing you pay rent? As for the "at risk" part, you'd need to show your housing situation is precarious - written statements about past evictions or police reports if things got bad might help.

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Ravi Malhotra

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I have some Venmo transfers showing rent payments, but nothing official like receipts. No police reports from our arguments either - they never got that bad. So basically I need proof that I might be homeless soon? That seems impossible to document when it's just verbal threats.

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Omar Farouk

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i was in ur EXACT situation last yr!!! fought w my mom constantly and she'd kick me out like every other month. financial aid office said I didn't count as "at risk" bc i always had a place to go back to after we cooled off. they said even if ur kicked out, if u have the OPTION to return then ur not truly at risk of homelessness. so frustrating!!

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Ravi Malhotra

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That's so unfair! So basically I have to wait until I'm ACTUALLY homeless to qualify? That's messed up. Did you end up having to use your mom's info on your FAFSA then?

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Omar Farouk

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yep had to use her info and it SUCKED. my SAI was way too high bc of her income even tho she doesnt help me at all. ended up with barely any aid 😭

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Chloe Davis

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The determination is made by either: 1. Your high school homeless liaison 2. Director of an emergency shelter program funded by HUD 3. Director of a runaway/homeless youth center 4. Your college financial aid administrator Option 4 is your best bet. Schedule an appointment with your financial aid office and explain your situation. Bring ANY documentation: text messages about eviction threats, witness statements from friends who've seen you kicked out, proof you pay rent, and proof of income showing you support yourself. They have the authority to override dependency requirements in special circumstances. This is called a "Professional Judgment" or "Dependency Override.

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Ravi Malhotra

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Thanks for the detailed info. So it sounds like it's really up to the financial aid office to decide? I'll try to gather whatever texts I can find where he's threatened to kick me out. Would statements from friends who've let me crash at their place during these fights help?

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Chloe Davis

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Yes, statements from friends who have let you stay with them would absolutely help establish a pattern. Make sure they're signed and dated. Also document your income sources to show self-support. The more evidence you can gather, the stronger your case will be.

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AstroAlpha

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I hate to be pessimistic but dependency overrides are REALLY hard to get. Like 99% get rejected. Even if ur parents are completely toxic, unless u can prove abuse (with police reports or restraining orders) or complete abandonment, most schools won't approve it. The system is broken.

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Diego Chavez

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That's not entirely accurate. While dependency overrides are difficult, they're granted more often than 1%. The key is proper documentation and meeting directly with a financial aid administrator. Every school handles these differently, so generalizing the statistics is misleading.

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Another option to consider: get your homelessness verified by a recognized authority BEFORE submitting your FAFSA. Contact your local homeless youth shelter and explain your situation. Some have outreach counselors who can assess your situation and provide documentation that you're "at risk" even if you're not currently using their services. This documentation carries significant weight with financial aid offices.

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Ravi Malhotra

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I never thought of going to a shelter for documentation. There's one about 20 minutes from me - do I just call them and explain my situation? Would they actually help someone who isn't currently using their services?

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Yes, many youth shelters have outreach programs specifically for situations like yours. Call and ask to speak with an outreach counselor or case manager about getting documentation for FAFSA purposes. They understand these situations well and can often help with the paperwork even if you're not currently homeless.

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Sean O'Brien

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When I was trying to reach the Federal Student Aid office about my dependency status last year, I was on hold for HOURS and kept getting disconnected. I finally used Claimyr (claimyr.com) and got through to a real person in under 15 minutes. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ The FSA rep I spoke with was actually super helpful and explained exactly what documentation I needed for my specific situation. Might be worth trying since your case is complicated and you really need to talk to someone who can give official guidance.

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Ravi Malhotra

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Thanks for the suggestion! I've been avoiding calling because every time I try I end up wasting my entire afternoon on hold. I'll check out that service - at this point I just need to talk to someone who can give me a straight answer about my situation.

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Chloe Davis

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One more important thing: if you do go the dependency override route, you should know it's a separate process from answering the homeless question. A dependency override is a case-by-case determination made by your school, while the homeless unaccompanied youth question is a specific FAFSA status. If you get certified as homeless/at-risk by a qualified authority, you answer YES to that question on the FAFSA. If you can't get that certification, you answer NO but then separately pursue a dependency override through your school's financial aid office.

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Ravi Malhotra

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That's really helpful - I didn't realize they were different processes. So even if I don't qualify under the homeless criteria, I could still potentially get independent status through a dependency override? That gives me two paths to try at least.

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If you end up having to include your father's information, there's still the option to request a "professional judgment" for income adjustment if he doesn't provide financial support despite living with him. This won't make you independent, but could lower your SAI if you can document that you're self-supporting despite living in his house.

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Ravi Malhotra

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I didn't know about that option! So even if I have to use his income on the FAFSA, I might be able to get it adjusted since he doesn't actually support me financially? That's good to know as a backup plan.

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Omar Farouk

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btw if you haven't already, GET A COPY OF YOUR RENTAL PAYMENTS FROM VENMO!! they can delete after a certain time, happened to me and i lost that proof 😡 download statements for every month you've paid!

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Ravi Malhotra

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Omg thank you for the reminder! I didn't even think about Venmo deleting old transactions. Going to download everything right now.

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Quick update for anyone following this thread - I just got off the phone with my school's financial aid office (used that Claimyr service someone mentioned and it worked great!). They told me to start documenting EVERYTHING right now - screenshots of threatening texts, dates when I've been kicked out, receipts for rent payments, and any witnesses who can verify my situation. They said my case is borderline but they've approved similar situations before when students had good documentation. Also learned that I need to be careful about the timing - if I get kicked out again, I should contact them immediately while it's happening rather than waiting. Thanks everyone for the advice, this thread has been super helpful!

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That's awesome that you got through to them! Thanks for sharing the update - it's really helpful to hear what the financial aid office actually said. The advice about documenting everything in real-time is so important. I never would have thought about contacting them immediately when something happens rather than waiting. This gives me hope that my situation might actually have a chance if I can get my documentation together properly.

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Carmen Ortiz

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This is such great advice! I'm in a really similar situation to the original poster and was feeling pretty hopeless about it. The documentation part makes so much sense - I've been kicked out twice this year but never thought to document it properly. Did they give you any specific guidance on what witnesses should include in their statements? Like should friends write about specific incidents they witnessed or just general statements about my housing instability?

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