FAFSA decline causing chaos for 2026 college admissions - how to prepare?
I'm freaking out about what this FAFSA disaster means for my daughter who's a junior now. Just read that 27% FEWER students filled out FAFSA this year (!!!) - that's like half a million kids! And next year is supposed to have the highest number of high school graduates EVER. So all those students who didn't apply this year plus the record number graduating next year means total chaos for 2026 admissions, right? Is anyone else worried about this? Will colleges have different SAI expectations? Will scholarship money dry up with more competition? Should we be doing anything differently to prepare now? The whole system seems broken and my daughter's dreams depend on financial aid...
25 comments


Dmitry Volkov
You're right to be concerned. I've been helping students with college apps for years and this FAFSA situation is unprecedented. Here's what I recommend: 1. Complete the FAFSA immediately when it opens Oct 1st for 2026-2027 2. Also complete the CSS Profile for private colleges (it asks for different financial info than FAFSA) 3. Focus on colleges with good merit scholarship programs that don't rely solely on need-based aid 4. Have your daughter keep her GPA up - merit money will be competitive! 5. Consider applying to schools where she'd be in the top 25% of applicants The good news is colleges understand this mess isn't students' fault. Many are extending financial aid deadlines and working with families personally.
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Sofia Martinez
•Thank you so much for this thoughtful response! I'll definitely mark Oct 1st on our calendar. I'm still confused about the CSS Profile though - is that something we have to pay for? And does it use the same SAI calculation formula as FAFSA?
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Ava Thompson
my brother went through this mess this year and HE STILL HASNT GOTTEN HIS AID PACKAGE from his top choice school!!! the deadline to decide is in like 2 WEEKS!!! hes probably gonna have to pick his safety school bc at least they sent him his financial info already. this whole system is garbage
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Sofia Martinez
•That's exactly what I'm afraid of! How are families supposed to make huge financial decisions with no information? I hope your brother gets his package soon. Did your parents try calling the school's financial aid office directly?
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CyberSiren
As someone who works in college admissions, I can tell you schools are just as frustrated with the FAFSA issues as families are. The 27% decline you mentioned is absolutely concerning, but most institutions are preparing for next year's cycle by: - Increasing financial aid staffing - Creating contingency plans for processing delays - Developing more flexible deposit deadlines - Expanding scholarship consideration windows My advice? Start building relationships with financial aid offices at your daughter's target schools NOW. Ask about their specific procedures and how they're adjusting for the upcoming cycle. And remember that while FAFSA determines federal aid eligibility, individual schools often have their own institutional aid processes.
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Sofia Martinez
•Thank you! That's actually really reassuring. I hadn't thought about contacting financial aid offices until after she applies. Is it really okay to reach out this early? She's only a junior now.
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CyberSiren
•Absolutely! Financial aid offices welcome early inquiries, especially given the current challenges. Most have dedicated advisors who can speak with prospective families. Just be clear about your timeline (applying for 2026 entry) so they can provide the most relevant guidance. Many schools are actually hosting special webinars about financial aid changes specifically for families of current juniors.
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Miguel Alvarez
lol welcome to the wonderful world of government efficiency. not surprised at all that they managed to mess up something so basic. and next year will be worse!! 🙃
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Zainab Yusuf
•Not helpful. The FAFSA redesign was actually needed to simplify the form from 108 questions down to 36, making it more accessible to more families. The implementation had issues, but the concept was solid. Let's focus on helping OP navigate the current situation rather than just complaining.
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Connor O'Reilly
Friendly reminder that this FAFSA application delay is affecting MILLIONS of us right now!! And if you need to actually speak to someone at Federal Student Aid, good luck getting through on their phone lines. I spent 4+ hours on hold before getting disconnected TWICE last week trying to fix an issue with my son's SAI calculation. Finally found this service called Claimyr (claimyr.com) that holds your place in the phone queue and calls you when an agent is ready. Saved me from wasting an entire day on hold! They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Just passing this along since I know how frustrating this whole process is right now.
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Ava Thompson
•does that actually work?? i tried calling like 5 times and just gave up bc the wait time was insane
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Connor O'Reilly
•It worked for me! Got a call back in about 90 minutes which was way better than sitting on hold forever. The agent was actually really helpful once I finally got through - fixed our SAI issue in about 15 minutes.
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Yara Khoury
My daughter is also a junior and I'm equally concerned. Has anyone heard if they're keeping the new SAI formula for next year or making more changes? The new calculation really hurt our expected contribution even though our financial situation hasn't changed.
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Dmitry Volkov
•The SAI formula is likely to remain the same for 2026-2027 applicants. Remember that SAI replaced the old EFC metric and uses slightly different calculations. For many middle-income families, the new formula actually reduces contribution expectations, but some families (especially those with multiple children in college) saw increases. If you're concerned, I recommend using the Federal Student Aid Estimator tool now to get a preliminary idea of your daughter's SAI.
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Keisha Taylor
I'm in the same boat with my son who's a junior. Honestly, we're focusing more on state schools with guaranteed scholarship criteria now - at least those are predictable. If he maintains his GPA and ACT score, he automatically qualifies for X amount at our state universities regardless of whatever chaos is happening with federal aid. It's helped ease our anxiety a lot knowing there's at least one clear path forward.
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Sofia Martinez
•That's smart thinking! I'm going to look into our state schools' guaranteed scholarship programs. Do you know if those typically cover a significant portion of tuition?
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Keisha Taylor
•It varies by state, but many cover substantial amounts! Our flagship university offers anywhere from $3,000/year up to full tuition for in-state students based on GPA/test scores. Some states like Georgia and Florida have lottery-funded programs that cover even more. Definitely worth researching - it's been our safety net in this uncertain financial aid landscape.
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Zainab Yusuf
I want to add some factual context here that might help ease some anxiety: 1. The 27% decline in FAFSA completion is largely due to technical problems and delayed form release - not because families suddenly don't want aid. 2. Colleges know exactly what happened and most are adjusting their financial aid approaches accordingly. 3. The Department of Education has already committed to fixing these issues for the 2025-2026 FAFSA cycle (your daughter's year). 4. The new simplified FAFSA actually makes more students eligible for Pell Grants and other aid, once the technical issues are resolved. While this year was problematic, there's every reason to believe the system will be improved by the time your daughter applies. The key is to start early and stay informed about changes.
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Sofia Martinez
•Thank you for this perspective! It's easy to catastrophize when reading the news. Do you happen to know if they're planning to move the FAFSA release date back to October 1st next year? That late December release really caused problems this cycle.
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Zainab Yusuf
•Yes, the plan is to return to the October 1st release date for the 2025-2026 FAFSA cycle. The December release this year was specifically due to the complete form redesign and technology implementation. Barring unforeseen circumstances, your daughter should be able to apply beginning October 1, 2025 for her freshman year.
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Miguel Alvarez
My daughter is in college now dealing with this FAFSA nightmare. Her school still hasn't processed her federal aid because of FAFSA delays. We applied in January!!! It's almost May!!! She might have to skip fall semester if this doesn't get resolved. The whole system is completely broken.
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Connor O'Reilly
•That's awful! Has your daughter talked directly with her school's financial aid office? Many colleges are creating emergency funds specifically for students caught in FAFSA delays. Also, did you receive a Student Aid Index (SAI) number yet, or is your application still processing?
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Miguel Alvarez
•We got an SAI number finally last week but the school says they're backed up processing everyone's info because it all came in so late from the government. They keep saying "be patient" but tuition is due in 3 months!!! How are we supposed to plan???
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Monique Byrd
As a parent who went through college applications with my older son two years ago, I want to offer some hope and practical advice. The FAFSA chaos is definitely scary, but here's what worked for us and might help you prepare: 1. Start building a comprehensive list of schools with different financial aid approaches - public schools with merit aid, private schools known for generous need-based aid, and schools where your daughter would be a top applicant 2. Begin gathering all your financial documents NOW (tax returns, bank statements, investment records) so you're ready to submit everything the moment the 2025-2026 FAFSA opens 3. Look into schools that use their own financial aid forms in addition to FAFSA - they often have more flexibility to help students 4. Consider having your daughter take the SAT/ACT again if there's room for improvement - higher test scores = more merit scholarship opportunities The silver lining is that colleges are very aware of this situation and many are actively working to make the process smoother for next year's applicants. Don't let the current chaos derail your daughter's dreams - there are still plenty of paths to make college affordable!
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Nia Watson
•This is such helpful advice! I'm definitely going to start gathering our financial documents now - that's something concrete I can do while we wait. Quick question though - when you mention schools that use their own financial aid forms, are you talking about the CSS Profile that someone mentioned earlier, or are there other forms schools use? I want to make sure I'm not missing anything important for planning purposes.
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