FAFSA deadline today - husband needs account for corrections but we file taxes jointly
I'm freaking out! Just tried to make corrections to our FAFSA application and it's saying my husband needs to create his own FSA ID account even though we file taxes jointly. The deadline is TODAY and I can't get through to anyone on the phone. We already submitted the initial application, but financial aid office said we need to fix some discrepancies with our income info. Does my husband really need his own account just to make corrections? Has anyone dealt with this before? Can I just use my account to fix everything since we file jointly? I'm so stressed!
17 comments


Daniel Rivera
Yes, your husband absolutely needs his own FSA ID even though you file taxes jointly. Each person (student, parent, spouse) who needs to sign the FAFSA must have their own FSA ID. It's a security measure implemented a few years ago. Your husband can create one in about 10 minutes at studentaid.gov - he'll need his SSN, email address, and phone number. Once he creates it, you can immediately make the corrections.
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Owen Devar
•Thank you! He's creating one now. Do we need to wait for any verification after he creates the ID or can we make corrections immediately? Our school's financial aid office already warned us about missing the deadline.
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Sophie Footman
went thru this last month!! super annoying but yes both need separate accounts even with joint taxes. good luck!!
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Connor Rupert
I had this EXACT problem. The whole system is RIDICULOUS. We file jointly too, but my wife had to create her own stupid account just to sign the form. Then after she created it, the system made us wait 3 days before we could use it! Something about "processing" her information. By then we had missed our school's priority deadline and lost out on $4,500 in grants. The whole system is designed to FAIL students.
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Owen Devar
•OMG 3 DAYS?? We don't have 3 days! The corrections are due TODAY or we lose our financial aid package completely!
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Molly Hansen
•This is partially incorrect information. While each contributor does need their own FSA ID, the 3-day waiting period only applies if you can't complete the identity verification immediately. Most people can verify their identity instantly using the personal information verification questions, and then use their FSA ID right away. If your husband has his SSN, address history, and phone/email that match his credit profile, he should be able to use the ID immediately after creation.
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Brady Clean
Have you tried calling the Federal Student Aid Information Center? Sometimes they can override things or give you an extension if you explain the situation. Though getting through to them can be a nightmare...
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Skylar Neal
•I had to call FSA last month about a similar deadline issue. After trying for days and getting disconnected each time, I finally used Claimyr (claimyr.com) to get through. They hold your place in line and call you back when an agent is available. Saved me hours of waiting and stress. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Totally worth it when you're facing a critical deadline like today.
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Vincent Bimbach
Your husband definitely needs his own FSA ID to make corrections. This is a common issue that trips up a lot of families. The good news is that while the published deadline is today, many schools have a grace period of 3-5 business days for FAFSA corrections. I would recommend: 1. Have your husband create his FSA ID immediately 2. Make the corrections as soon as the ID is verified 3. Email your financial aid office with documentation that you're actively working on the corrections 4. Take screenshots of any error messages or confirmation pages Most financial aid offices understand that the FAFSA system has technical issues and will work with you if you show good faith effort to meet the deadline.
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Owen Devar
•Thank you so much for this detailed advice! I'll definitely email our financial aid office right away to let them know we're working on it. This makes me feel a bit less panicked.
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Connor Rupert
The same thing happened to me last year and my husband had to make an FSA ID, but there's a trick to get it working faster! When he creates the account, make sure he uses a different email than yours (obviously) but also make sure he has access to his phone for the verification code. And the MOST important part is to make sure the name, birthdate, and SSN are EXACTLY as they appear on his Social Security card - not even a middle initial difference or the system rejects it. Good luck!!
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Owen Devar
•Thank you for the tip! He's being super careful with entering all his info exactly as it appears on his documents. Hopefully that speeds things up!
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Sophie Footman
Wait I thought FAFSA for 2025-2026 doesn't even open until december??? what deadline is today??
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Molly Hansen
•You're mixing up application cycles. The 2024-2025 FAFSA has been open since December 2023, and many schools have priority or final correction deadlines throughout the year. The 2025-2026 FAFSA will indeed open in December 2024, but that's not what the poster is referring to.
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Daniel Rivera
UPDATE: My husband finally got his FSA ID created and verified instantly! We were able to make all the corrections and submit them before the deadline. Just got the confirmation email that our corrected FAFSA was processed successfully. THANK YOU everyone for your help and quick responses! For anyone facing this issue in the future - yes, spouses need separate FSA IDs even with joint taxes, but the process can be completed quickly if all their personal information matches their records.
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Vincent Bimbach
•Great news! Glad to hear it worked out. Make sure to check your SAI (Student Aid Index, formerly EFC) in a few days to see if the corrections changed your aid eligibility. If anything looks wrong, you still have options to appeal directly with your school's financial aid office.
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Connor Rupert
•Congrats! So relieved it worked out for you. The system is still ridiculous though!
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