FAFSA changes by schools in June making college decision impossible - any recourse?
I'm literally pulling my hair out trying to help my son choose a college. He got into 4 schools, but we've been told that schools can still make changes to his FAFSA financial aid package in JUNE?? How is he supposed to commit to a school by May 1st when they can completely change his aid package a month AFTER the deadline? The financial aid officer at his top choice mentioned something about 'professional judgment adjustments' that could happen as late as June. I don't understand how this system is supposed to work - he could commit to a school thinking it's affordable and then suddenly it's not? Is this even legal? Has anyone else dealt with this nightmare?
27 comments


Tyrone Hill
ya same boat here. my daughter got into rutgers & penn state but the financial aid is still "tentative" according to both schools. deposit deadline is in 3 weeks!! how r we supposed to know which one is actually cheaper??
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Anderson Prospero
•Exactly! It feels like they're setting families up to fail. Did either school give you any idea when they'll finalize the numbers?
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Toot-n-Mighty
This is definitely frustrating but not unusual with the new FAFSA rollout. Schools can make "professional judgment" adjustments, but they can't reduce your federal aid like Pell Grants. What they're likely referring to is institutional aid (scholarships from the school itself) or possibly adjustments to Parent Plus loan eligibility. You have two options: 1. Contact financial aid offices at all schools and explicitly ask if they anticipate any negative adjustments to the current package. Get it in writing if possible. 2. Make the best decision with current information, but request a written statement that any major negative changes would allow you to withdraw without penalty.
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Anderson Prospero
•Thank you for explaining this. I didn't realize they couldn't reduce the federal portion. We'll call all the financial aid offices tomorrow - it just feels like such a guessing game. My son is leaning toward the school that's currently offering the most aid, but that's exactly the one that mentioned possible June adjustments.
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Lena Kowalski
•Not entirely tru. Schools absolutely CAN adjust your federal aid if they find errors in your FAFSA or decide to verify your information. Happened to my niece last yr - they decreased her Pell grant in July after verification!!
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DeShawn Washington
I'm a financial aid counselor at a community college, and I can confirm this is a real issue this year because of the FAFSA delays. Schools are rushing to get aid packages out before May 1 deadlines, but many are sending "estimated" packages that may change. When they make changes in June, it's usually due to: - Verification issues they discover later - Professional judgment reviews (for special circumstances) - Final SAI adjustments from the Department of Education My advice: Ask each school for a "Financial Aid Change Policy" in writing. Many schools have policies that if aid decreases substantially after you've committed, you can appeal or even withdraw without penalty.
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Anderson Prospero
•Thank you so much for this insider perspective! I didn't even know to ask about a "Financial Aid Change Policy" - that's incredibly helpful. Do you think it's reasonable to ask them to guarantee the current package? Or is that not how it works?
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DeShawn Washington
•You're welcome! While they can't usually "guarantee" the exact package (especially if verification is still pending), you can absolutely ask them to put in writing that any SUBSTANTIAL negative changes (I'd suggest defining this as more than $1,000) would allow for an appeal or deposit refund. Most schools are being flexible this year because of the FAFSA delays.
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Mei-Ling Chen
ur son shud just pick the school he likes best and figure out the $$ later tbh. thats what my kid did. financial aid is always changing anyway even during the 4 years. just commit somewhere and deal with it
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Anderson Prospero
•I wish we had that luxury, but we're working with a pretty tight budget. A few thousand dollars difference could make or break which school is actually affordable for us.
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Mei-Ling Chen
•then maybe community college for 2 yrs is better option? save $$$ and then transfer. thats what my older son did
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Sofía Rodríguez
This is why the new FAFSA process is causing so many headaches. I've been trying to reach someone at Federal Student Aid for weeks with questions about our application and verification concerns, and it's impossible to get through. I finally used Claimyr (claimyr.com) to reach a live agent at Federal Student Aid after wasting hours on hold. They have this service where they wait on hold for you and call when an agent is available. Watched their demo video (https://youtu.be/TbC8dZQWYNQ) and it worked exactly as described. The agent confirmed that schools are allowed to make adjustments through June based on verification results or professional judgment, but they should be communicating this clearly in their award letters. If they're not clearly marking awards as "estimated" or "subject to verification," that's problematic.
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Anderson Prospero
•Thanks for the tip about Claimyr. We've been trying to reach Federal Student Aid too with no luck. Did they give you any advice about how to handle the May 1st deadline when aid packages might change in June?
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Sofía Rodríguez
•Yes, they recommended getting a written statement from each school about their policy for aid adjustments after commitment. Some schools will allow you to withdraw without penalty if aid is reduced by a significant amount. The FSA agent also suggested asking schools about their verification prioritization - some schools prioritize verifying files for committed students to finalize aid before enrollment.
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Aiden O'Connor
I work in admissions (not financial aid) but I can tell you that many schools are aware of this problem and are being more flexible with deposits this year. Have you directly asked each school what happens if your aid package changes significantly after May 1st? Some schools are allowing deposits to be refunded in these cases or offering payment plans to help bridge unexpected gaps. Also, don't forget that you can appeal financial aid offers! If one school is your son's clear favorite but another offered better aid, it's worth sending an appeal letter to the preferred school with the competing offer.
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Lena Kowalski
•This!! My daughter got an extra $5000 scholarship just by showing her top choice the better offer from their competitor. Always worth asking!
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Anderson Prospero
•We haven't thought about appealing yet - that's a great point. His top choice actually offered the best package so far, but it's the one that mentioned possible adjustments in June. I'm going to contact them tomorrow to ask specifically about their policy for post-deposit aid reductions.
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Lena Kowalski
The whole FAFSA process is a JOKE this year!!! My son's SAI score changed THREE TIMES between February and April!!! How are schools supposed to give accurate packages when the government keeps changing the numbers?? And now we're supposed to commit thousands of dollars when they might change everything in June? The system is BROKEN.
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Anderson Prospero
•That's terrifying - I didn't realize the SAI could change multiple times! Did that affect his aid packages dramatically?
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Lena Kowalski
•YES!!! His Pell Grant amount changed each time and one school reduced his institutional scholarship by $2,500 after the second SAI change. It's absolute CHAOS this year.
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Tyrone Hill
my cousins kid is having same problem and their college said if theres a "significant change" after may 1st theyll let them out of the deposit and enrollment. maybe ask if all ur schools will do that?? worth a try
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Anderson Prospero
•That's exactly what I'm going to ask for. At least then we'd have some protection if the numbers change drastically. Did they define what counts as a "significant change"?
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Tyrone Hill
•i think they said if it went up more than $2000 from what was offered. but every school probly has different rules
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Zoe Papadopoulos
This doesn't help your current situation, but for anyone with younger kids: this is why having a solid college funding plan BEFORE senior year is so important. We knew exactly what we could afford for each of our kids and only applied to schools within that budget, plus a few reach schools where we might qualify for merit aid. For your current situation, I'd suggest having your son pick his top 2 choices, then really press those financial aid offices for answers about potential changes. Be persistent! Ask to speak with financial aid directors, not just front-line staff.
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Anderson Prospero
•You're right - I wish we'd been better prepared for this. We did save for college, but with the rising costs, it's still not enough. We'll definitely focus on his top two choices and be more assertive with the financial aid offices.
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Toot-n-Mighty
Update based on the discussions: Here's what I recommend you do specifically: 1. Email the financial aid directors (not just the general office) at each school explaining your situation and concerns about post-May 1st changes. 2. Ask each school for a written statement of their policy regarding aid reductions after commitment. Specifically request that they confirm you could withdraw without penalty if aid is reduced by more than $1,000-$2,000. 3. For the top choice school, ask if they can expedite any verification processes to finalize the aid package before May 1st. 4. Get any verbal promises in writing via email - even if it's just you sending a follow-up email saying "As we discussed on the phone today, you confirmed that..." 5. Consider submitting a FAFSA appeal to Federal Student Aid if your financial circumstances have changed significantly since you filed. The new FAFSA has created unprecedented challenges this year, but most institutions are aware and trying to be accommodating.
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Anderson Prospero
•This is incredibly helpful - thank you! I'll do exactly this and reach out to all schools tomorrow. The email follow-up confirming verbal conversations is especially smart - I wouldn't have thought of that.
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