FAFSA SAI shows -1500 but State Grant reduced from $6,085 to $5,500 - will this affect my financial aid packages?
I'm really confused and worried about my financial aid situation. Our family income is only $31,000 annually, and my FAFSA calculation gave me a negative SAI of -1500 (which I thought was good?). Last Thursday, my State Grant was showing $6,085, but today I received a notification saying something changed. When I logged in, I saw my State Grant has been reduced to $5,500! That's almost $600 less! I've already received financial aid packages from three universities based on the original grant amount. Will this affect those offers? Do I need to contact each school? And most importantly - does anyone know WHY my grant would suddenly decrease when nothing about our financial situation has changed? This is my first time applying for college and I'm the first in my family to go. Any help would be so appreciated because I'm freaking out a little.
22 comments


Zoe Gonzalez
The same exact thing happened to me! My state grant dropped by $450 last week with no explanation. When I called the state aid office, they just kept saying it was a "recalculation" but wouldn't tell me what changed. So frustrating.
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Avery Flores
•Did you ever figure out why? Did it affect your other financial aid?
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Ashley Adams
A negative SAI of -1500 is actually very good - it means you have high financial need. The State Grant reduction could be due to several reasons: 1. The state might have reduced their overall funding pool (happens every year to some states) 2. They may have recalculated your eligibility based on updated FAFSA information 3. Sometimes there are verification issues that can temporarily affect grant amounts You should definitely contact your state's higher education agency directly. Ask specifically what changed between last week and today. As for your university aid packages, contact each financial aid office to let them know about this change - they may be able to adjust their institutional aid to help offset the reduction.
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Avery Flores
•Thank you so much for explaining this! I'll call the state office tomorrow. Do you think the colleges might be able to give me more aid to make up the difference?
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Ashley Adams
•Yes, many colleges have contingency funds specifically for situations like this. When you call them, use the term "professional judgment review" and explain that your state grant was unexpectedly reduced. Bring documentation of both the original and new grant amounts.
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Alexis Robinson
This happnd to me too! My state grant went down by almost $800 and I was FREAKING OUT. turns out they had the wrong dependency status for me at first and fixed it. but its so unfair they dont TELL U whats going on!!!!! the whole system is designed to confuse us i swear
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Avery Flores
•Oh no, that's even more than mine! Did you have to update your FAFSA or did they just fix it automatically?
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Alexis Robinson
•they fixed it without telling me anything!! i only found out when i called and yelled at them lol. but seriously call them ASAP and make them explain whats going on. and yeah def tell your schools!!
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Aaron Lee
This is actually quite common with state grants, especially in the spring when state budgets get finalized. Here's what you need to do: 1. Contact your state's higher education agency (not Federal Student Aid) and request a detailed explanation of the change 2. Ask specifically if this is due to a processing error, a policy change, or a funding limitation 3. Get documentation of both the original and revised grant amounts 4. Contact each university's financial aid office with this documentation and request an aid package review Many schools will adjust their institutional grants to compensate for unexpected state grant reductions, especially for high-need students with negative SAIs like yours. But you need to be proactive and contact them quickly.
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Avery Flores
•Thank you for the detailed steps! I'll start making calls tomorrow. Do you know if there's a specific department at the universities I should ask for?
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Aaron Lee
•Ask to speak with a Financial Aid Counselor or Advisor, not just the front desk staff. Mention you need a "professional judgment review" or "aid package reassessment" due to a change in your state grant. Be prepared to upload or email documentation of the change.
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Chloe Mitchell
I had so much trouble reaching anyone at my state aid office when this happened to me last year. Kept getting stuck on hold for hours or disconnected. I finally used Claimyr (claimyr.com) to get through to an actual human being. They have this service that gets you to the front of the phone queue. Saved me hours of frustration. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Once I got through, I found out that my state had implemented a small across-the-board reduction due to budget constraints. The financial aid office at my school was able to give me an additional institutional grant to cover about half the difference.
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Avery Flores
•That's super helpful! I'll check that out if I can't get through tomorrow. How long did it take your school to adjust your aid after you notified them?
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Chloe Mitchell
•It took about a week for them to review everything and adjust my package. Just make sure you follow up if you don't hear back within 7-10 days. The squeaky wheel gets the financial aid in these situations!
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Michael Adams
huh thats weird my SAI is -1800 and my state grant is only $4200. maybe different states have different formulas?? financial aid is so confusing lol
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Ashley Adams
•You're absolutely right! Each state has its own formula for state grants. They use the FAFSA SAI as a starting point, but then apply state-specific adjustments based on their budget, state residency requirements, and sometimes even which college you're attending (public vs. private, in-state vs. out-of-state). That's why comparing grant amounts between students in different states isn't always helpful.
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Natalie Wang
The whole system is BROKEN. They dangle these grants in front of low-income students then snatch them away at the last minute! How are families supposed to plan when the numbers keep changing? My brother lost $1200 in state grants last year and ended up having to take out MORE LOANS to cover the difference. The colleges wouldn't help at all. I'd call and DEMAND an explanation. Record the call if your state allows it. And contact your state representative too - sometimes they can help push things through the bureaucracy.
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Avery Flores
•I'm sorry that happened to your brother. I'm really hoping I don't have to take out additional loans. This is so stressful.
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Natalie Wang
•It's totally stressful! And they do it on purpose! Just remember to be SUPER persistent with both the state office AND your schools. Don't let them give you vague answers. Ask for specific reasons and GET EVERYTHING IN WRITING.
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Aaron Lee
Update: I just checked the state higher education agency website for several states, and at least three states have announced small reductions to their grant programs due to higher-than-expected applicant numbers this year. This might explain what you're experiencing. If this is a state-wide reduction, you have an even stronger case when asking your colleges for additional institutional aid to offset the difference. Be sure to emphasize your negative SAI and that you made college choices based partly on the original financial aid packages.
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Avery Flores
•Thank you for researching this! I'll definitely mention this possibility when I call. Really appreciate everyone's help with this.
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Kaitlyn Otto
I'm a first-gen student too and went through something similar last year! The sudden changes in state grants are unfortunately super common, especially around this time when states finalize their budgets. Here's what worked for me: When you call the state office, ask specifically for the "appeals" or "reconsideration" department - they usually know more about why changes happen than the general customer service folks. Also, get the name of whoever you talk to and ask for a reference number for your case. For the colleges, I'd email their financial aid offices first with screenshots of both your original and current grant amounts before calling. That way they have documentation right away. Most schools I dealt with were really understanding about state grant reductions, especially for students with negative SAIs like yours. Don't panic too much - with your -1500 SAI, you clearly qualify for maximum need-based aid, so the schools will likely work with you. Just be persistent and don't take "no" for an answer on the first try. You've got this!
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