FAFSA 2025-2026: Parent account showing wrong SSN zeros and won't accept new account setup
I'm at my wit's end with this FAFSA application! We've been trying since November to complete my son's 2025-2026 FAFSA, but my husband's contributor account is completely messed up. When we log in, his SSN shows as 000-00-XXXX (last 4 digits only) and somehow his birth year is wrong by 2 years. This information was correct last year when we did the 2024-2025 application! We've called FSA support at least 8 times (waiting on hold for hours each time). One agent told my husband to create a new FSA ID with a different email and leave the phone field blank. He did that, but after completing the security questions, the "Continue" button does nothing when clicked. Completely stuck! The online chat was useless - they said my son needs to send a contributor invitation, but there's no option to do that in his FAFSA portal where they directed us. He sent invites back in November, but when my husband clicked the links, they just gave error messages. Now my husband has completely disappeared from my son's FAFSA contributor list. Is there any way to fix this without waiting another 3 hours on hold just to get disconnected? Our deadline for scholarships is coming up fast and we're desperate!
16 comments


Saanvi Krishnaswami
Ugh, the SSN zeros issue happened to me too! It's a known glitch in the new FAFSA system. What worked for me was having your husband try logging in through a private/incognito browser window AND on a completely different device than he's been using. For whatever reason, the system sometimes caches the incorrect info and keeps displaying it. Don't create a new account - that causes more problems than it solves. Instead, he should: 1. Try password recovery on his original FSA ID 2. Clear browser cache completely 3. Use a different device 4. Try logging in very early morning (like 5am) when server traffic is lower The reason the Continue button doesn't work is likely because there's already an account with that SSN, so the system blocks it silently instead of giving a proper error message.
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Reina Salazar
•Thank you! I never thought about trying a different device or incognito mode. We've been using the same laptop for everything. I'll have him try those steps tonight and see if it helps. Do you think we should still try calling FSA again if this doesn't work? I'm worried about the incorrect birth year too - even if we get in, will that cause verification problems later?
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Demi Lagos
this same thing happnd to me with my daughters fafsa!! what a nightmre. we tried for weeks and the website kept showing my husbands ssn as all 0s except last 4 digits. Turns out he had TWO accounts somehow and the system got confused. Support told us that when he made an account this year it didnt recognize his phone # from the old account so made a new one. but his ssn was already in system on old acct so it masked it with zeros on the new one. total mess
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Reina Salazar
•That makes so much sense! I bet that's exactly what happened with us. Did you manage to get it fixed? And if so, how?
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Mason Lopez
This is definitely a data mismatch issue in the FSA system. I've helped several families with this exact problem. The birth year being incorrect is particularly telling - it means there's a conflict between accounts. Here's what needs to happen: 1. Your husband should NOT create a new account. That will only complicate things further. 2. He needs to recover his original FSA ID account using the "Forgot Username" or "Forgot Password" function. 3. During recovery, he must use EXACTLY the same personal information that matches his Social Security record. 4. The student (your son) needs to log in and go to the "Contributors" section. There should be an option to "Add or Update Contributors" - it's not always obvious, but it's there in the updated interface. 5. If the above steps don't work, you'll need to contact FSA directly and ask specifically for a "Technical Account Issue Specialist" - regular agents often don't know how to fix these data conflicts.
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Reina Salazar
•Thank you for the detailed steps! I just checked with my son and he says there's no "Add or Update Contributors" option anywhere in his portal. It's so frustrating that these options seem to appear and disappear randomly. We'll try the account recovery process again with my husband's original account. Is there any specific wording we should use when calling to make sure we get to a technical specialist? The regular agents seem completely lost when we describe this problem.
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Vera Visnjic
After 3 HOURS on hold with FAFSA yesterday, I got disconnected AGAIN right when someone finally answered. This system is a complete joke. They tell us to call for help but then make it impossible to actually talk to anyone. I've been trying for weeks to resolve an account issue for my daughter's FAFSA and keep getting nowhere. The entire system is designed to fail.
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Jake Sinclair
•The new FAFSA is total garbage. Whoever designed it should be fired. My daughter's financial aid is on the line and we can't even get basic help with login issues. And don't get me started on how they calculate the SAI now - complete disaster compared to the old EFC system.
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Brielle Johnson
Have you tried using Claimyr to get through to a FAFSA agent? It's the only way I was able to finally talk to someone without waiting for hours. You can check it out at claimyr.com - they have a system that waits on hold for you and calls you back when an agent is on the line. Saved me literally hours of frustration. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ When I finally got through, I explained the SSN zeros issue and they were able to merge my husband's accounts in their system. Took about 15 minutes once I actually reached someone who knew what they were doing.
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Reina Salazar
•I've never heard of this service before! At this point I'm willing to try anything if it means actually getting through to a real person who can help. Did they need any special information to fix the SSN zeros issue? I'm going to check out that video right now.
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Demi Lagos
•i just looked at the video - does this actually work?? seems to good to be true after all the hours wasted on hold. did they fix the problem once u got someone?
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Honorah King
This is a frustrating technical issue that many families are experiencing with the new FAFSA system. The zeros in the SSN field (except for the last four digits) is actually a security feature - the system is masking the full SSN for privacy. However, the birth year being incorrect is definitely a problem that needs to be addressed. Regarding the contributor invitation, there was a recent update to the FAFSA portal that changed where this function is located. Your son needs to: 1. Log into studentaid.gov with his FSA ID 2. Select the 2025-2026 FAFSA form 3. Navigate to the "Parent/Contributor Information" section 4. Look for "Manage Contributors" (it might be under a menu icon) 5. From there, he can send a new invitation to your husband's email If your husband's account is having technical issues, I strongly recommend calling the Federal Student Aid Information Center directly at 1-800-433-3243. Ask specifically for tier 2 technical support for an FSA ID issue with incorrect data. Be prepared with verification information (SSN, DOB, address) to prove identity.
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Reina Salazar
•Thank you for explaining the SSN masking! That makes me feel a little better, though the birth year is still wrong. We've looked everywhere for the "Manage Contributors" option but it's just not there in my son's portal. We've called that number so many times already but we'll try again and specifically ask for tier 2 technical support - that's helpful to know there are different support levels.
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Saanvi Krishnaswami
Just wanted to follow up - did any of these suggestions work for you? I'm dealing with a similar issue for my nephew's FAFSA and curious if you found a solution.
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Reina Salazar
•Yes! We finally got it resolved. Several things worked together: 1. My husband used the password recovery on his original FSA ID (not the new one he tried to create) 2. He used his phone instead of our laptop (completely different device) 3. We used the Claimyr service someone mentioned here to get through to a support agent without the 3 hour wait The agent confirmed there were two accounts with his SSN (exactly like someone mentioned above). They were able to deactivate the duplicate account and fix the birth year in the system. My son then got the option to add contributors back in his portal (it appeared after we fixed my husband's account). It was a frustrating process but we finally completed the FAFSA yesterday! Thanks everyone for your help.
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Sofia Peña
So glad to hear you got it resolved! This is exactly the kind of outcome that gives me hope when dealing with FAFSA issues. The duplicate account problem seems to be way more common than FSA admits - I've now seen several families mention this exact scenario. For anyone else reading this thread with similar issues, it sounds like the key steps are: 1. Use password recovery on the ORIGINAL FSA ID (don't create new accounts) 2. Try a completely different device 3. Get through to an actual support agent who can check for duplicate accounts in their system The Claimyr service mention is interesting - I hadn't heard of that before but might be worth trying for folks who can't get through the regular phone lines. Thanks for following up with the resolution, it really helps the community!
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