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Jenna Sloan

Do I need to redo FAFSA after transferring from 4-year college to community college mid-year?

I'm in a really stressful situation and need some quick advice. I've been attending State University since August, but it's been a complete disaster (roommate issues, failing calculus, and honestly just WAY too expensive). I'm planning to transfer to my local community college for spring semester starting in January. I already filled out my FAFSA back in October, and State University has my financial aid for fall. Do I need to complete a whole new FAFSA application for the community college? Or can I just add them somehow to my existing FAFSA? I don't want to mess anything up and lose my Pell Grant! The community college financial aid office is closed until next week and I'm trying to get everything sorted ASAP. Has anyone gone through this mid-year transfer process before?

You don't need to fill out a new FAFSA! You just need to add the new school's code to your existing FAFSA. Log into studentaid.gov, go to your FAFSA application, and select "Make FAFSA Corrections." Then you can add the school code for your community college. After you submit the correction, your FAFSA info will be sent to the new school automatically, and they'll use that to create your financial aid package.

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Jenna Sloan

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Omg thank you!! This is such a relief. I was panicking thinking I'd have to redo the whole complicated form. Do you know how long it usually takes for the community college to get my FAFSA info after I make the change?

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Sasha Reese

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i transfered last yr from univ to cc and its rlly easy, just add the school code like the other person said. took like 3 days for my cc to get my stuff but they were SUPER slow processing it after that. call them like every week to check or they'll lose ur paperwork trust me

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Jenna Sloan

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Thanks for the warning! I'll definitely stay on top of them. Did you have any issues with your financial aid amount changing when you switched schools? I'm worried I'll get less aid at the community college.

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Just to add some important details here: When you transfer mid-year, your financial aid situation gets a bit complex. Your annual Pell Grant amount won't change, but how it's distributed might. Since your 4-year university already used a portion of your annual eligibility for fall semester, the community college will only have the remaining portion available for spring. Also, make sure you check with both financial aid offices about their SAI (Student Aid Index) calculations and Cost of Attendance differences. Community colleges typically have a lower COA, which might affect your overall aid package. Your federal loan eligibility for the year remains the same, but again, you'll only have access to what you didn't use at the university. Finally, don't forget to complete any withdrawal paperwork properly at your current school to avoid potential issues with your transcript and financial aid status.

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Jenna Sloan

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This is really helpful context, thank you! I hadn't even thought about the withdrawal process affecting my financial aid. I'll make sure to follow all the proper procedures. Since the community college is cheaper, hopefully the remaining portion of my Pell Grant will cover more of the total cost.

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Noland Curtis

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be careful!!! my cousin did this exact same thing and ended up OWING money to her first school because of some weird financial aid rule that her aid was supposed to be for the whole year but they took it back when she left!!! make sure u get everything in writing!!!

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This is an important point. What likely happened with your cousin is that her school had a Return of Title IV Funds requirement. When students withdraw before completing 60% of a term, schools are required to calculate how much federal aid the student actually earned based on attendance time. The unearned portion must be returned to the federal programs, which can sometimes create a balance owed to the school. OP should definitely check with their university's financial aid office about any potential return calculations and get an official withdrawal date documented properly.

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Diez Ellis

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Listen, I went through this EXACT situation last year and it was a nightmare dealing with both schools. Adding the school code is the easy part! What no one tells you is how the financial aid timing works. The FAFSA system is SO BROKEN. The community college took FOREVER to process my info and I ended up having to pay out of pocket for the first month until they got their act together. I called the FSA Information Center daily and just got recordings and disconnections. I finally found this service called Claimyr (claimyr.com) that got me connected to a real FAFSA agent in about 3 minutes when I'd been trying for weeks. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ. The agent was able to push my application through the system so the community college could see it right away. Saved me a ton of stress and probably my spring semester honestly.

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Sasha Reese

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for real?? i spent like 2hrs on hold with fafsa last week and gave up. might try this next time thx

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THEY DON'T MAKE THIS EASY DO THEY??? I swear the whole system is designed to make students give up. I had to transfer mid-year in 2023 and it was a TOTAL DISASTER. I did everything right - added the school code, notified both financial aid offices, followed up constantly - AND THEY STILL MESSED IT UP! My spring aid was delayed by TWO MONTHS and I almost got dropped from my classes. DOCUMENT EVERYTHING AND TRUST NO ONE!!!

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Jenna Sloan

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Oh no, this is exactly what I'm afraid of! I really can't afford any delays since I'm already cutting it close with the transfer timeline. Did you find any specific strategies that helped you finally get it resolved?

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Honestly? I had to physically go sit in the financial aid office EVERY DAY until they fixed it. I also had my mom call repeatedly (she's scarier than me lol). Eventually they processed my aid just to make us stop bothering them. The squeaky wheel gets the grease with these people!

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Abby Marshall

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I work in a college financial aid office, and mid-year transfers are actually quite common. Here's what you should do: 1. Add your community college code to your existing FAFSA (this has been covered) 2. Contact your current university's financial aid office to complete an official withdrawal process 3. Request an exit counseling session if you've taken any federal loans 4. Ask them for a Financial Aid Transcript (some schools still require this) 5. Check if your university has a special mid-year withdrawal form 6. Contact your community college financial aid office ASAP - don't wait until next week 7. Many community colleges have emergency contact numbers or emails for financial aid that might not be obvious on their website In terms of your Pell Grant, you'll receive a prorated amount based on your enrollment status at the community college. Your annual Pell eligibility doesn't change, but you can only use what's left after your fall semester at the university.

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Jenna Sloan

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Thank you so much for this detailed plan! I'll start working through this list today. I didn't know about exit counseling or a Financial Aid Transcript. I'll try to find an emergency contact for the CC financial aid office too.

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Noland Curtis

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wait doesnt this depend on what year fafsa ur on? isnt there a new fafsa now for 25-26??? maybe u need to fill out the new one anyway??

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Abby Marshall

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You're confusing the application years. The 2025-2026 FAFSA opens in December 2024. If OP is currently in the 2024-2025 academic year, they're using the 2024-2025 FAFSA that they've already completed. For a mid-year transfer within the same academic year, you use the same FAFSA - you just add the new school code as everyone has mentioned.

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One more important thing - make sure your SAI (Student Aid Index) is being calculated the same way at both schools. Some schools have different methodologies for calculating the institutional portion of your aid package, even though the federal part (like Pell) is standardized. This is especially important if you're getting scholarships or grants beyond just your federal aid. Also, notify any scholarship providers about your transfer. Some scholarships are tied to specific schools, while others can transfer with you.

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Jenna Sloan

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That's a good point about scholarships! I do have a small merit scholarship from my current university that I'll definitely lose. I'll check with the community college to see if they have any transfer scholarships I could apply for. And I'll ask about their SAI calculation process specifically.

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QuantumQueen

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Hey! I'm also planning a mid-year transfer (from a private university to community college) and this thread has been SO helpful. Quick question for anyone who's been through this - did your transfer affect your eligibility for work-study at the new school? I currently have a work-study job at my university and I'm wondering if I'll lose that opportunity when I switch schools mid-year, or if the community college can pick up where my current school left off with my work-study allocation?

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Great question! Work-study is allocated annually, so you should still have access to the remaining portion of your work-study award at your new school. However, there are a few things to keep in mind: 1) You'll need to apply for work-study positions at the community college separately - your current job doesn't transfer with you, 2) Community colleges often have fewer work-study positions available compared to universities, so you might want to apply ASAP once you transfer, and 3) Some schools require you to be enrolled for a certain number of credits to be eligible for work-study. I'd recommend asking the CC financial aid office about their work-study program when you contact them about your transfer - they can tell you exactly how much of your annual allocation is still available and what positions they typically have open for spring semester.

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Just want to add one more thing that saved me a lot of headaches during my mid-year transfer - make sure to get a copy of your Student Aid Report (SAR) before you leave your current school! Some community colleges will ask for this as part of their verification process, and it's much easier to get it while you're still enrolled at your university. You can download it from studentaid.gov, but having a printed copy in your transfer paperwork folder is really helpful. Also, if you're planning to take any summer classes at the CC, make sure to ask about their summer aid availability when you meet with their financial aid office - summer aid works differently and has separate deadlines that come up pretty quickly after spring semester starts.

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This is such great advice about the SAR! I wouldn't have thought to get that ahead of time. I'll definitely download and print a copy before I officially withdraw. The summer aid tip is really helpful too - I was actually considering taking a summer class to get back on track after this whole transfer situation, so I'll make sure to ask about those deadlines and requirements when I talk to the CC financial aid office. Thanks for thinking of these details that aren't immediately obvious!

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As someone who just went through a mid-year transfer last semester, I can confirm that the process is definitely doable but requires staying super organized! One thing I wish I had known earlier - when you add your community college's school code to your FAFSA, make sure to also remove your current university's code if you're completely withdrawing. Some people leave both codes active which can cause confusion in the system. Also, keep screenshots of every step you take in the FAFSA portal - I had to prove to my CC's financial aid office that I had actually submitted the school code addition because their system wasn't showing it initially. The whole process took about 10 days from when I made the FAFSA correction to when my new school could see everything, but like others mentioned, calling regularly definitely helps speed things up. Good luck with your transfer - community college was honestly the best decision I made!

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Ethan Brown

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This is really reassuring to hear from someone who just went through it! I definitely wouldn't have thought about removing my current university's code or taking screenshots. That's such practical advice. It's also encouraging to hear that community college worked out well for you - I'm feeling pretty anxious about the whole transfer but knowing it can be a positive change helps a lot. Did you find the financial aid office at your CC more helpful/responsive than at your university? I'm hoping the smaller size means better support.

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Amun-Ra Azra

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Oh wow, I didn't know about removing the old school code! That's exactly the kind of detail that would have tripped me up. Taking screenshots is brilliant too - I'm definitely going to document everything step by step. It's so reassuring to hear from someone who just went through this successfully. The 10-day timeline is actually better than I was expecting based on some of the horror stories in this thread. I'm really hoping community college turns out to be the right move for me too - the cost difference alone should take so much stress off my shoulders. Thanks for sharing your experience!

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