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Emma Garcia

Do I need to include new spouse's income on FAFSA if we married in 2024 after tax year 2023?

Just got remarried this spring (2024) and I'm totally confused about how to handle my FAFSA application for my two kids. Since the new FAFSA uses 2023's tax info, and I wasn't married then, do I still need to include my new husband's income? He's not financially contributing to my children's education at all, and I'm not helping with his two kids' college expenses either. We're keeping our finances pretty separate in that regard. Has anyone dealt with this specific situation? The FAFSA instructions are so confusing about this remarriage timing situation!

Ava Kim

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This is actually a common situation! For the 2025-2026 FAFSA, they look at your marital status as of the date you submit the application, not the tax year. So even though you weren't married in 2023 (the tax year they're using), if you're married when you complete the FAFSA, you need to include your new spouse's income and assets. This is true even if you have a prenup or keep finances separate - the Department of Education doesn't recognize those arrangements for financial aid purposes. Your spouse's children, however, would not be counted in your household size unless you provide more than half their support.

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Emma Garcia

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Wait, seriously? That seems so unfair! My husband makes good money but absolutely none of it is going toward my kids' education. So my kids will qualify for less aid because I got remarried, even though our actual financial situation for college hasn't changed at all? Is there any way around this?

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I went thru this last year! Got married in April 2023 but FAFSA was using our 2022 taxes. Had to add my new husbands info even tho we file taxes seperately and dont share $$ for the kids college stuff. My daughter got wayyyy less aid because of it. The system is so broken!!

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Ava Kim

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You're right that the system doesn't account well for blended families with separate finances. Unfortunately, the federal methodology views marriage as creating a new financial unit regardless of how you manage your money internally.

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Layla Mendes

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I have a similar issue and called the Federal Student Aid office THREE TIMES and got different answers each time! The first person said I didn't need to include my new spouse's information since we weren't married during the tax year. The second said I did need to include it. The third person put me on hold for 15 minutes and then the call dropped. So frustrating! Has anyone actually gotten a definitive answer from an official source?

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I had the same problem with getting inconsistent answers until I used Claimyr to connect with FSA. The service skips those long wait times and got me to a senior representative who confirmed what @FinAidExpert said - marital status at time of filing is what matters, regardless of tax year status. Their video demo shows how it works: https://youtu.be/TbC8dZQWYNQ. The site is claimyr.com - saved me hours of frustration with the FSA phone system.

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Emma Garcia

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Thank you everyone for the responses. This is just so frustrating. My husband's income is nearly double mine, and including it is going to destroy my kids' financial aid chances. It feels like I'm being punished for getting remarried. Has anyone successfully appealed this situation with their college's financial aid office? My ex barely pays any child support and that certainly doesn't help with college costs.

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Aria Park

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YES! Don't give up! Financial aid offices have something called "professional judgment" where they can adjust your FAFSA in special circumstances. I was in your EXACT situation 2 years ago. Write a detailed letter explaining the situation - that your new spouse doesn't contribute to your children's education costs despite what the FAFSA formula assumes. Include documentation of your separation of finances if possible. Some schools are more willing to adjust than others but it's definitely worth trying!

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Noah Ali

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wait i think everyone is giving you wrong info. the 2024-25 fafsa is using 2022 tax info not 2023. or are you talking about next years fafsa?

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Ava Kim

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The original poster is asking about the 2025-2026 FAFSA, which will use 2023 tax information. The 2024-2025 FAFSA (the one available now) uses 2022 tax information. Each FAFSA uses tax information from two years prior to the start of the academic year.

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Noah Ali

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ohhh gotcha my bad

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I went through this EXACT situation and it cost my daughter about $12,000 in grants she would have gotten if I hadn't remarried. The worst part is that my new husband has his OWN two kids to put through college and we keep all that separate. I literally cried when I saw her financial aid package. The FAFSA formula is incredibly unfair to blended families.

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Emma Garcia

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Oh no, that's what I'm afraid of. Did you try appealing to the financial aid office? Did they offer any help at all?

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We tried appealing but only got a small adjustment. The financial aid officer basically said their hands were tied by federal formulas for most aid types. They did give her a small institutional grant but nowhere near what she lost. My advice: appeal directly to each school and focus on any special circumstances.

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Ava Kim

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To summarize for everyone following this thread: 1. Your marital status on the day you submit the FAFSA is what matters, not your status during the tax year 2. If you're married when you submit, your spouse's income must be included regardless of financial arrangements 3. College financial aid offices can make adjustments through professional judgment 4. Document your separate financial arrangements thoroughly for any appeals 5. Each school has different policies on professional judgment adjustments While the system doesn't handle blended families well, a well-documented appeal to individual schools can sometimes help mitigate the impact.

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Layla Mendes

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This is so helpful, thank you! Quick question - if we're planning to file the FAFSA in October for 2025-2026, but might get divorced in December 2024, should we wait to file until after the divorce is final?

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Ava Kim

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Yes, if divorce is imminent, waiting until after it's finalized to submit the FAFSA could be beneficial for aid purposes. Just be careful not to miss any priority filing deadlines at your chosen schools. Many schools have earlier deadlines for maximum aid consideration.

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Emma Garcia

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Thank you everyone for the helpful information! I've decided to: 1) File the FAFSA as required with my husband's information included, 2) Prepare a detailed financial statement showing our separate arrangements, and 3) Appeal to each school's financial aid office with documentation of our situation. I'm not optimistic but at least I have a plan now. This forum has been so much more helpful than the FSA website!

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Alfredo Lugo

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Good luck with your appeals process! I'd suggest also documenting any child support payments (or lack thereof) from your ex-spouse, as this can sometimes help demonstrate your actual financial situation versus what the FAFSA formula assumes. Some schools are more flexible than others with professional judgment, so don't get discouraged if the first school you appeal to doesn't budge much. Also, make sure to submit your appeals early in the process - financial aid offices typically have more flexibility with institutional funds earlier in the year before their budgets are depleted.

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This is such great advice! I'm new to this whole process and honestly feeling pretty overwhelmed by everything. The timing aspect is something I hadn't even thought about - I was planning to wait until closer to the deadline to submit appeals, but it makes total sense that they'd have more money available earlier in the cycle. Quick question - when you mention documenting child support, should I include bank statements showing the actual payments received versus what the divorce decree says? My ex is supposed to pay $800/month but rarely pays the full amount on time.

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