Can't log in as parent contributor on FAFSA - 'unable to complete action' error message
I'm at my wit's end trying to complete the parent portion of my daughter's 2025-2026 FAFSA! She submitted her part last week and I got the email to complete my section as a contributor. When I click the link and try to log in, I keep getting an error message saying "not able to complete this action" without any explanation. Do I need to create my own FSA ID first? I thought I could just use the link in the email. Has anyone else run into this? It's so frustrating because her college priority deadline is coming up soon and I don't want her to miss out on aid because of some stupid technical glitch.
23 comments


Jamal Washington
Yes you need ur own fsa id. each parent contributor needs separate login now with the new system
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Zoe Papadopoulos
•Thank you! I was so confused because the email didn't mention creating a separate FSA ID. Do you know if I use the same website where my daughter created hers?
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Mei Wong
With the new FAFSA simplification process, each contributor (including parents) must have their own FSA ID to access and complete their portion. The system no longer allows for shared access or temporary access codes like the old system did. Here's what you need to do: 1. Go to studentaid.gov/fsa-id/create-account 2. Create your own FSA ID with your personal information 3. Make sure to use YOUR email and phone (not your daughter's) 4. Once created, wait about 10 minutes for the system to process 5. Then try clicking the contributor link in your email again The error message you're seeing is common when trying to access the parent portion without having your own FSA ID first. This is a security measure in the new system to protect everyone's personal financial information.
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Zoe Papadopoulos
•This is so helpful! The instructions in the email really should have explained this better. I'll create my FSA ID right away. Do I need to link it to my daughter's application somehow, or will the system automatically know once I log in with the new ID?
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Liam Fitzgerald
omg same thing happened to me!!! i spent 3 hours trying to figure it out and kept getting that stupid error. why don't they just TELL US in the email we need our own id???? so frustrating
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PixelWarrior
•Seriously! The new system is such a mess. My son's counselor said they're getting TONS of calls about this exact issue. The whole "simplified" FAFSA is anything but simple 🙄
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Amara Adebayo
To answer your follow-up question - once you create your FSA ID, the system will automatically connect your contribution to your daughter's application when you use the link in the email. Make sure you're using the exact same email address where you received the invitation. Also important: after creating your FSA ID, you'll need to wait for your information to be verified with the Social Security Administration which can take 1-3 days. However, you CAN still log in and complete your portion while verification is pending - just be aware you might need to verify some information again later if there are any discrepancies. The most common mistake parents make is rushing through the FSA ID creation and entering information that doesn't exactly match their Social Security records. Take your time with this step!
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Zoe Papadopoulos
•Thank you for the detailed explanation! I created my FSA ID and was able to log in using the email link. You're right that it connected automatically. Now I'm working through the parent contribution section. So much more complicated than when I applied for aid years ago!
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Giovanni Rossi
I had the EXACT same problem last month and found out the hard way that the system times out if you wait too long between creating your FSA ID and trying to access the contributor section. If you keep getting errors even after creating your FSA ID, try this: 1. Ask your daughter to log into her FAFSA account 2. Have her go to the contributor section 3. Have her regenerate/resend the invitation to you 4. Use the NEW link in the fresh email This worked for me after much frustration. The old link in the original email seemed to expire or something.
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Zoe Papadopoulos
•That's good to know! Fortunately I didn't have that issue, but I'll keep this in mind if I run into any other problems. My daughter's twin brother will be applying next week too, so I'll be doing this all over again soon.
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Fatima Al-Mansour
Ugh I spent HOURS trying to call Federal Student Aid about this exact problem last month! Their phone system is awful - I kept getting disconnected after waiting for like 40 minutes each time! I finally found this service called Claimyr that got me through to an actual person at FSA who solved my problem in minutes. You might want to check out their video at https://youtu.be/TbC8dZQWYNQ if you need to talk to someone at FSA. Their website is claimyr.com - saved me so much time and frustration when dealing with these technical glitches.
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Liam Fitzgerald
•does this actually work? i tried calling fsa like 5 times and kept getting hung up on
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Fatima Al-Mansour
•Yes, it actually worked for me! I was skeptical too but I was desperate after my third disconnection. The FSA agent I finally spoke with explained that the system was having issues with parent contributors who had students in college before 2021 because of some database conflicts with the old FAFSA system.
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Amara Adebayo
One more important tip - when you create your FSA ID, make sure you're not using any password manager auto-fill functions. The new FAFSA system has some strange conflicts with password managers and can cause the "unable to complete action" error. Also, use a personal email rather than a work email, as some employer email servers block the verification emails.
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Zoe Papadopoulos
•Thanks for the tip! I managed to get everything working finally. For anyone else reading this - definitely create your FSA ID first before clicking any contributor links, and make sure to use Chrome or Edge browser. Safari gave me problems later in the process.
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PixelWarrior
this whole FAFSA redesign is a DISASTER! my daughter couldn't get her SAI for TWO MONTHS because of these exact tech issues. missed scholarship deadlines because of it. absolute garbage system that was clearly never properly tested before launch. good luck!
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Mei Wong
•While there have definitely been challenges with the new system, it's important to note that schools are generally being very understanding about FAFSA delays this year. If your daughter missed scholarship deadlines due to FAFSA processing issues, she should contact the financial aid office directly and explain the situation. Many schools have adjusted their deadlines or are making special exceptions this year specifically because of the widespread FAFSA implementation problems.
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Zoe Papadopoulos
UPDATE: I got everything figured out! For anyone else having this issue: 1. You MUST create your own FSA ID first at studentaid.gov before trying to access the parent portion 2. Use the same email address where you received the contributor invitation 3. After creating your FSA ID, wait about 15 minutes before trying the link in the email 4. If that still doesn't work, have your student regenerate the invitation Thanks everyone for your help! My section is now complete and she can submit her final application.
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Jamal Washington
•awesome! glad u figured it out!
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Liam O'Sullivan
Great to see you got it working! Just wanted to add for future readers that if you're still having issues after following all these steps, try clearing your browser cache and cookies before attempting to log in with your new FSA ID. I had a similar problem where old session data was interfering with the new login process. Also, make sure you're not using any VPN services as the FSA system sometimes flags those as suspicious activity. The whole process really is unnecessarily confusing, but once you get through it, the actual parent contribution section is pretty straightforward to complete.
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Yara Assad
•Thanks for the additional troubleshooting tips! The VPN thing is really good to know - I use one for work and never would have thought to turn it off for the FAFSA. It's crazy how many little technical gotchas there are with this new system. Hopefully they'll work out these bugs before next year's application cycle starts!
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PaulineW
As someone who just went through this nightmare last month, I feel your pain! The new FAFSA system is so poorly designed when it comes to communicating what parents need to do. Here's what saved me after wasting hours on this: 1. Create your FSA ID at studentaid.gov/fsa-id/create-account BEFORE clicking any links 2. Use YOUR personal email (not your daughter's) and make sure it matches exactly what she put when adding you as a contributor 3. Wait at least 10-15 minutes after creating the FSA ID before trying to access anything 4. If you're still getting errors, have your daughter log into her FAFSA and resend the contributor invitation - sometimes the original links get corrupted The "unable to complete action" error almost always means you're trying to access the parent section without having your own FSA ID set up first. It's such a basic thing but nowhere in their emails do they clearly explain this! Once you get your FSA ID created and verified, everything should work smoothly. Don't give up - your daughter's aid depends on getting this done!
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Javier Gomez
•This is exactly the step-by-step guide I wish I had when I started this process! You're so right about the emails being unclear - they really should put "CREATE YOUR FSA ID FIRST" in big bold letters at the top. I'm bookmarking this thread for when my younger son applies next year. Thanks for taking the time to write out such clear instructions for other parents who will inevitably run into this same issue!
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