Can taking classes at two different schools count as full-time for summer Pell Grant?
Hey everyone! I'm in a weird situation with my summer classes. I'm taking one 4-credit class at Community College A and another 3-credit class at University B (where I'm regularly enrolled). The financial aid office at University B is telling me I might not qualify for the full summer Pell Grant because they only count credits from their school. But this would be 7 credits total which should count as full-time for summer, right?? I really need the full Pell amount to cover my summer expenses and textbooks. Has anyone successfully combined credits from two schools for financial aid purposes? Do I need some kind of consortium agreement? I'm so confused and the deadline to register is next week!
23 comments


Chris Elmeda
Yes, you can combine credits from two schools, but you NEED a consortium agreement. Without it, each school will only count their own credits. Your "home school" (the one giving you the Pell Grant) must have this agreement with the other institution to count those credits toward your enrollment status. Contact the financial aid office at University B immediately and ask specifically about their consortium agreement process for summer terms. The form usually needs signatures from both schools' financial aid offices.
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Annabel Kimball
•Thank you! Do you know how long the consortium agreement usually takes to process? My classes start in 3 weeks and I'm worried it won't be done in time.
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Jean Claude
had the same prblm last summer. the skools need a agreement thing. both fin aid offices have to talk to eachother. my community college didnt even know what i was talking abt at first lol
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Annabel Kimball
•Ugh that's what I'm worried about! Did you eventually get it sorted out? How long did it take?
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Jean Claude
•took like 2 weeks but i got it done. u gotta be super on top of it tho, call both places like every other day
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Charity Cohan
To correctly answer your question: For summer terms specifically, most schools set 6 credits as full-time for financial aid purposes, but this varies by institution. Some use 6 credits while others require 12 credits even in summer. What matters is what your "home institution" (University B) considers full-time for summer AND whether they'll accept the other school's credits through a consortium agreement. Without that agreement, they will only count the 3 credits at their school, which is likely part-time status. The process typically involves: 1. Getting a consortium form from your home school (University B) 2. Having the secondary school (Community College A) complete their portion 3. Returning it to University B for processing 4. Confirming your enrollment status has been updated to include all credits Start this process IMMEDIATELY as summer processing can take 1-3 weeks.
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Annabel Kimball
•Thank you for the detailed explanation! I called University B today and they said their summer full-time status is 6 credits, so I should be good if they count both schools. I'm picking up the consortium form tomorrow morning.
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Josef Tearle
Everyone's telling you about consortium agreements which is right, but nobody's mentioning that in some cases you can't even GET one! My university refused to do one with the community college I wanted to take a class at because they weren't on their "approved" list. Make sure both schools actually have an established relationship for these agreements!!! I found out the hard way and wasted a whole semester of aid.
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Charity Cohan
•This is an important point. Not all institutions have consortium agreements with each other. The OP should verify this immediately before counting on combining the credits.
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Annabel Kimball
•Oh no, that hadn't even occurred to me! I'm calling both schools first thing tomorrow to verify this. Thanks for the warning!
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Shelby Bauman
Your situation reminds me of my summer from hell last year lol. Was taking classes at two schools and my Pell Grant got all messed up. I think summer is considered its own period for financial aid? Someone told me you should talk to your main school's SAP (Satisfactory Academic Progress) person specifically.
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Quinn Herbert
Getting through to financial aid offices during summer term is IMPOSSIBLE. I was on hold for 2+ hours trying to sort out a similar issue last summer. After weeks of frustration, I used Claimyr.com to get through to a live human at the financial aid office. They have this service where they wait on hold for you and call when a person answers - saved me hours of wait time. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. For something time-sensitive like your consortium agreement, it might be worth checking out so you're not stuck in phone tree hell.
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Annabel Kimball
•I hadn't heard of this before! Just looked at their site. If I can't get through tomorrow I might try this. The financial aid office at University B is notoriously hard to reach by phone.
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Salim Nasir
•I've used this service too and it works, but remember you still need to talk to BOTH schools. The community college might be easier to reach though.
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Salim Nasir
For summer Pell specifically, make sure you understand how your Pell Lifetime Eligibility Used (LEU) works. Summer terms can consume your Pell eligibility quickly if you're not careful. If you're close to your 600% lifetime limit, you might want to save your Pell for fall/spring and pay for summer another way. Just something to consider!
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Annabel Kimball
•I should be okay with my LEU - I'm only in my second year of college. But that's a good point about managing Pell usage! Thanks for bringing it up.
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Chris Elmeda
One more crucial point: make sure you verify which school will disburse your financial aid. Typically, only your home institution (where you're seeking your degree) can disburse your Pell Grant. The consortium agreement allows your home school to count the credits from both institutions, but you'll likely still need to pay the community college directly, then use your refund from your home school to cover those costs. This timing can be tricky!
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Annabel Kimball
•Update: I spoke with both schools and they DO have a consortium agreement process! University B will be my home school handling all my aid. Got the paperwork started and they said it should be processed within 10 business days, cutting it close but should work out. Thank you everyone for your help! What a bureaucratic nightmare this system is.
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Grace Patel
That's awesome news! Glad both schools have the consortium agreement process in place. Ten business days should work out fine for your timeline. Just a heads up - once everything's processed, double-check your enrollment status shows as full-time (6+ credits for summer) in your student portal at University B. Sometimes there's a delay in the system updating even after the consortium agreement is approved. Also keep all your paperwork and confirmation emails - you might need them if there are any hiccups with your aid disbursement later. Good luck with your summer classes!
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Cameron Black
•Thanks for the tip about checking the student portal! I hadn't thought about system delays. I'll definitely keep all the paperwork - with financial aid you never know when you'll need to prove something again. Really appreciate everyone's help navigating this maze!
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Declan Ramirez
Congrats on getting it sorted out! Just wanted to add something that might help others reading this thread - if you run into issues with consortium agreements in the future, many schools also have "visiting student" or "transient student" options where you can officially enroll at your home school but take classes at another institution. It's basically another way to make sure all your credits count toward your enrollment status. The paperwork is sometimes easier than consortium agreements, though it depends on the schools involved. Worth asking about if you ever face this situation again!
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Michael Adams
•That's a great point about the visiting student option! I hadn't heard of that alternative before. It sounds like it could be simpler than the consortium agreement process in some cases. I'll definitely keep that in mind for future semesters. Thanks for sharing that info - it could really help other students who find themselves in similar situations!
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Isaac Wright
Just wanted to chime in as someone who went through this exact situation two summers ago! It's great that you got the consortium agreement started - that's definitely the right path. One thing I learned the hard way is to also confirm with Community College A that they understand their role in the consortium process. Sometimes the community college side gets confused about reporting enrollment to your home school. I had to call my CC three times to make sure they were properly communicating my enrollment status to my university. Also, since you mentioned textbook costs - check if either school has rental programs or if you can find used copies online early. Summer textbook buyback is usually terrible, so planning ahead can save you money. You're doing everything right by getting this sorted now rather than waiting until the last minute like I did!
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