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Dmitry Smirnov

Can community college students apply for FAFSA? 2-year degree eligibility confusion

I'm planning to attend a local community college next fall for their associate's degree in nursing, but my uncle told me FAFSA is only for 4-year universities?? This doesn't sound right to me, but when I checked the studentaid.gov website I got overwhelmed with all the information. Can someone confirm if I can even apply for federal financial aid as a community college student? I'm really stressing because tuition is due soon and I need to figure out my financing options ASAP. Would hate to miss out on potential aid just because I'm going for a 2-year degree instead of 4 years.

Ava Rodriguez

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Yes, you can absolutely apply for FAFSA as a community college student! Your uncle is incorrect - federal student aid is available for students attending eligible institutions, which includes most accredited community colleges, technical schools, and 4-year universities. The important thing is that your community college must participate in the federal student aid program, which most do.\n\nAs long as your nursing program is accredited and the school participates in federal aid programs, you can receive several types of aid including Pell Grants, federal student loans, and work-study. In fact, community college students often qualify for substantial aid because of the income-based formulas used to calculate your SAI (Student Aid Index).

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Oh thank goodness!! I was really starting to panic. Do you know if there's a different application for community college vs universities? Or is it the same FAFSA form?

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Miguel Diaz

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ur uncle is wrong lol. i got pell grant at my cc last year, paid for almost everything

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Zainab Ahmed

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Same! Got $6800 in Pell last year at CC. Covered all my tuition plus books. Community college is actually where FAFSA helps the most sometimes!!!

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To add some more detail to what others have said - the 2025-2026 FAFSA works exactly the same way for community colleges as it does for any other eligible institution. You'll use the same form and go through the same process.\n\nOne advantage at community colleges is that your aid package might cover a larger percentage of your costs since tuition is typically lower. Just make sure your program is eligible - most are, but certain certificate programs or non-credit courses might not qualify. For your nursing associate's degree, you should be fine.\n\nWhen completing your FAFSA, you'll need to add your community college's school code. You can find this on the school's financial aid website or by searching the school name in the FAFSA application itself. You can list up to 20 schools on your FAFSA, so if you're considering transferring later to complete a BSN, you could add those schools too.

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Thank you so much for the detailed info! I didn't realize about the school code thing. Will definitely check with my CC's financial aid office about that. And good idea about adding transfer schools too - I am planning to go for my BSN eventually.

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AstroAlpha

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The system is RIGGED against community college students don't let anyone tell you different!!! My daughter applied for FAFSA for community college and they gave her NOTHING while her friend going to State University got THOUSANDS!!! The whole system favors rich kids going to fancy schools while working class families get SCREWED!!! They don't care about vocational training or 2 year degrees even though that's what REAL people need!!!

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I understand your frustration, but there's likely more to your daughter's situation. FAFSA doesn't discriminate against community colleges - aid is determined primarily by your SAI (Student Aid Index), not school type. In fact, community college students often receive proportionally more aid relative to their costs. There might be other factors in your daughter's application that affected her eligibility. Did you contact the financial aid office to understand why? Sometimes errors in the application or unusual financial circumstances can cause unexpected results.

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AstroAlpha

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We called FIVE TIMES and nobody would explain it!!! Just kept saying

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Yara Khoury

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Hey, I had the exact same worry last year! I was going to a community college for computer science and thought I wouldn't qualify for aid.\n\nI was trying to call the Federal Student Aid helpline for days and kept getting disconnected or waiting for hours. Someone on this forum recommended using Claimyr.com to get through to an agent quickly, and it worked! They actually connected me to a live FAFSA agent in about 15 minutes who confirmed that my community college was eligible and helped me complete my application correctly.\n\nThey have a video showing how it works: https://youtu.be/TbC8dZQWYNQ \n\nAfter talking to the agent, I found out I was eligible for a full Pell Grant that covered my entire tuition plus books. Definitely apply - community college students absolutely qualify for FAFSA!

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That's awesome! I've been trying to call them too with no luck. I'll check out that service. Did they explain anything else about community college aid when you called?

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Yara Khoury

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Yes! The agent told me that community college students often get better proportional aid because the costs are lower. She also helped me understand that some of my work income wouldn't count against my aid calculation because of the income protection allowance. Definitely worth talking to them directly!

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Miguel Diaz

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my sister didnt get any $ for her beauty school but thats cuz it wasnt accredited or sumthin. make sure ur cc has that or fasfa wont work

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Ava Rodriguez

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That's a really important point! For a school to be eligible for federal student aid, it needs to be accredited by a recognized accrediting agency and participate in the federal student aid program. Most community colleges do meet these requirements, but it's always good to verify. You can check if your school is eligible by searching for it on the FAFSA form or on the Federal School Code List at studentaid.gov.

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Keisha Taylor

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I work in financial aid at a community college and want to clear this up once and for all: YES, community college students can and should apply for FAFSA! In fact, at our school, about 68% of our students receive some form of federal aid.\n\nThere seems to be a persistent myth that FAFSA is only for 4-year schools, and it's simply not true. The only requirements for federal aid eligibility related to your school are:\n- The school must be accredited by a recognized accrediting agency\n- The school must participate in the federal student aid program\n- You must be enrolled in an eligible degree or certificate program\n\nFor 2025-2026, nursing students may also qualify for additional aid through nursing-specific grants and scholarships, so definitely complete your FAFSA as soon as possible. Your school's financial aid office can help you identify these additional opportunities.

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Thank you so much for the insider perspective! This is really reassuring. I'll definitely be filling out my FAFSA this week. Do you know if there's a deadline I should be aware of?

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Keisha Taylor

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The federal deadline for the 2025-2026 FAFSA is June 30, 2026, but don't wait that long! Many states and schools have much earlier priority deadlines for their institutional aid. Some states award aid on a first-come, first-served basis until funds are depleted. I recommend completing your FAFSA as soon as possible after it opens on December 1, 2024. Check with your specific community college for their priority deadline.

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Zainab Ahmed

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im going to CC right now and i got so much money from FAFSA its actually crazy!!! got pell grant + state grant + work study. actually making money going to school lol. CCs are cheaper so the aid goes further!!

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That's amazing! Do you mind if I ask what your family income situation is like? I'm worried I might not qualify for grants because my parents make decent money (around $85k combined).

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Zainab Ahmed

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my parents make about 52k combined so thats probably why i got more. but even with 85k you should get something! and you can always do work study or loans if you need more. def apply tho!

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Since you specifically mentioned nursing, I wanted to add that nursing students at community colleges often qualify for special aid programs beyond the standard FAFSA offerings. The Health Resources and Services Administration (HRSA) offers Nursing Workforce Development programs that provide funding specifically for nursing students, including those in associate degree programs.\n\nAdditionally, many hospitals and healthcare facilities offer tuition assistance or loan repayment programs for nursing students who commit to working with them after graduation. These opportunities are especially common for community college nursing programs since they're designed to address local healthcare workforce needs.\n\nSo not only can you apply for FAFSA, but you may have additional funding sources available specifically because you're pursuing nursing at a community college. I'd recommend speaking with both your school's financial aid office and the nursing department coordinator about these opportunities.

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Oh wow, I had no idea about the nursing-specific programs! That's really helpful information. I'll definitely talk to the nursing department about those options too. Thank you so much!

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