Can I use delayed tax return for FAFSA when IRS has been holding it since February?
I need some clarity about FAFSA requirements. We filed our 2023 taxes back in early February, but our refund has been on hold for almost 3 months now. We haven't received any explanation from the IRS about why it's delayed - no letters, no notices, nothing. The IRS website just says "still processing" when we check. Can we still use these tax return figures for our FAFSA application even though they're technically still "processing" with the IRS? My daughter's financial aid packaging deadline is coming up fast and I'm worried this delay will mess everything up. Has anyone dealt with this situation before? Do we need to wait until the IRS fully processes our return?
29 comments


Oliver Weber
Yes, you can definitely use your filed tax information for the FAFSA even if the IRS hasn't fully processed your return or issued your refund. What matters is that you've FILED your taxes - not whether the IRS has finished processing them or sent your refund. The FAFSA asks for filed tax information, which you have already completed. When you use the IRS Data Retrieval Tool in the FAFSA, it should still pull your tax information even if your refund is delayed. If for some reason the Data Retrieval Tool doesn't work, you can manually enter the information from your tax return copy.
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Amina Toure
•Thank you for clarifying! That's a huge relief. Do you know if there's any verification process where they might come back later and question our numbers if the IRS makes adjustments to our return?
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FireflyDreams
my brother had this exact problem last yr. dont worry about it. the fafsa only cares that u filed ur taxes not if the irs gave u money back yet
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Amina Toure
•Thanks for sharing your brother's experience! Did he have any issues later on with verification?
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Natasha Kuznetsova
I'm in almost the exact same situation! Filed in January, still "processing" in May with no explanation. I called the IRS about 20 times (literally) and never got through to a human. Finally used the Data Retrieval Tool anyway for my son's FAFSA and it worked perfectly - pulled all our tax info even though our return was still in limbo. The financial aid office told me this happens ALL THE TIME now with IRS delays and it's totally fine.
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Javier Morales
•This is why I always file an extension now. Too much headache with the early filing and then getting stuck in processing purgatory.
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Emma Anderson
You're absolutely fine to use your completed tax return information for the FAFSA. The FAFSA specifically needs the information you reported on your tax forms, not the IRS's final processing status. You've fulfilled your obligation by filing the return. One technical detail: If you try to use the IRS Data Retrieval Tool and it doesn't work because of the processing delay, you can manually enter your tax information. Just be prepared - there's slightly higher chance of being selected for verification if you manually enter the data rather than using the IRS DRT. Not guaranteed, but worth being aware of.
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Amina Toure
•That's really helpful to know about the verification risk. Is there any way to reduce the chances of getting selected for verification if we do have to enter the information manually?
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Malik Thompson
To add to what others said - I went through verification last year because my return was delayed and I manually entered my information (IRS DRT wasn't working for me). The financial aid office just needed me to submit a signed copy of the tax return I filed. It was annoying but not the end of the world. Also, have you tried calling the IRS about your delayed return? Good luck with that - I spent HOURS trying to get through last year and kept getting disconnected.
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Amina Toure
•Yes! We've tried calling so many times and either get the "high call volume" message or get disconnected after waiting for an hour. It's beyond frustrating!
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Isabella Ferreira
I had a similar issue two years ago when the IRS flagged my return for "review" which took MONTHS. I eventually discovered that using Claimyr (claimyr.com) got me through to an actual IRS agent in about 20 minutes instead of calling endlessly myself. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Once I finally talked to someone, they explained exactly why my return was delayed (missing form) and I was able to fix it. Might be worth trying so you at least know why your return is stuck. For the FAFSA though, everyone else is right - you can and should use your filed tax info regardless of processing status.
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Amina Toure
•Thank you for that tip! I'll check out that service. We're so in the dark about why it's delayed, and knowing the reason might help us resolve it faster.
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Natasha Kuznetsova
One more thing - make sure to save a copy of your filed tax return just in case you do get selected for verification. The financial aid office might ask for it, and having it ready will save you time.
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Amina Toure
•Great advice - we thankfully have copies of everything. I'm feeling much better about this situation now!
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CosmicVoyager
yall stressing too much lol. the fafsa ppl and the irs barely talk to each other anyway. my cousin works in a financial aid office and says returns on hold happen ALL THE TIME and its never an issue
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Emma Anderson
•While it's true that delayed returns are common, it's important to note that the Federal Student Aid office does receive verification of tax filing status from the IRS for many applicants, particularly those selected for verification. So they do communicate, just not in real-time for every applicant.
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QuantumQueen
I went through this exact situation last year and can confirm what others are saying - you absolutely can and should proceed with your FAFSA using your filed tax information. The key word here is "filed" - the IRS processing delays don't affect your ability to complete the FAFSA. A few practical tips from my experience: 1. Try the IRS Data Retrieval Tool first - it often works even when returns are still processing 2. If the DRT fails, manually enter your information from your tax return copy 3. Keep detailed records of what you entered in case of verification 4. Don't wait for the IRS to finish processing - financial aid deadlines are more important than IRS processing timelines The good news is that these IRS delays have become so common that financial aid offices are very familiar with this situation. They won't penalize you for something completely outside your control. Focus on meeting your daughter's financial aid deadlines rather than waiting for the IRS to catch up!
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Elliott luviBorBatman
•This is incredibly helpful, thank you! I'm definitely going to try the IRS Data Retrieval Tool first thing tomorrow morning. It's reassuring to know that the financial aid offices are used to dealing with these IRS delays - I was so worried this would somehow hurt my daughter's chances of getting aid. Your point about prioritizing financial aid deadlines over IRS processing timelines really puts things in perspective. I feel much more confident about moving forward now!
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Myles Regis
I'm new to this whole FAFSA process and this thread has been incredibly eye-opening! My family is in a similar boat - we filed our taxes in March and they're still showing "processing" on the IRS website. I was panicking thinking we'd miss all the financial aid deadlines because of this delay, but reading everyone's experiences here has been such a relief. It sounds like the consensus is pretty clear: use your filed tax information regardless of IRS processing status. I'm curious though - for those who had to go through verification later, how long did that process typically take? I want to make sure we're prepared if that happens to us too. Thanks to everyone who shared their experiences - this community is amazing for newcomers like me who are trying to navigate all this financial aid stuff!
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Sofia Price
•Welcome to the community, Myles! I'm fairly new here too but have been following this discussion closely since I'm in almost the exact same situation. From what I've gathered from everyone's responses, the verification process seems to vary but generally takes a few weeks to a couple months depending on how quickly you can provide the requested documents and how busy the financial aid office is. The main thing seems to be having your tax return copies ready to go if they ask for them. It's definitely reassuring to see how common this IRS delay issue is - makes me feel less alone in dealing with it! Good luck with your FAFSA process!
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Mikayla Davison
Just wanted to chime in as someone who works in a college financial aid office! You're getting great advice here - definitely proceed with your FAFSA using your filed tax information. We see this situation constantly, especially during peak tax season when the IRS gets backlogged. A couple of insider tips: - If you do get selected for verification and need to submit tax documents, we accept your filed tax return copy along with a "Record of Account Transcript" from the IRS (which you can get online even when your return is still processing) - Don't stress about small discrepancies if the IRS makes minor adjustments later - we can handle those easily - The absolute worst thing you can do is miss financial aid deadlines waiting for IRS processing Your daughter's aid won't be affected by this delay as long as you submit everything on time. We're much more concerned with students who don't file at all than those dealing with IRS processing delays!
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Logan Greenburg
•This is exactly the kind of insider perspective I was hoping to find! Thank you so much for taking the time to share your professional insight. It's incredibly reassuring to hear directly from someone who works in financial aid that this situation is routine and manageable. I had no idea about the "Record of Account Transcript" option - that's really valuable to know in case we need it for verification. Your point about the worst thing being missing deadlines rather than dealing with IRS delays really drives home what everyone else has been saying. I feel so much more confident now about moving forward with our FAFSA application. Thank you for helping stressed parents like us navigate this process!
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Carmen Flores
As someone who went through this exact scenario two years ago, I can't stress enough how important it is to NOT wait for the IRS to finish processing your return. I made that mistake initially and almost missed my son's priority financial aid deadline at his top choice school. Here's what I learned: The FAFSA system is designed to handle these IRS delays - they happen every single year to thousands of families. The Department of Education knows the IRS gets backlogged, especially during busy filing seasons, so they don't penalize students for something completely outside their control. My advice: Log into your FAFSA account today and try the IRS Data Retrieval Tool first. Even with your return still "processing," there's a good chance it will pull your tax information successfully. If it doesn't work, manually enter everything from your filed tax return. Yes, there's a slightly higher chance of verification with manual entry, but that's still better than missing deadlines. Also, keep checking the IRS "Where's My Refund" tool every few days. Sometimes returns suddenly move from "processing" to "approved" without any notice. But don't let that delay your FAFSA submission - your daughter's financial aid is too important to risk over IRS timing issues!
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Ruby Blake
•Thank you Carmen for sharing your experience and that important lesson about not waiting! Your story about almost missing the priority deadline really hits home - that's exactly what I was afraid of happening to us. I'm definitely going to follow your advice and try the IRS Data Retrieval Tool today rather than waiting any longer. It's encouraging to hear that the FAFSA system is actually designed with these IRS delays in mind. I keep forgetting that this isn't some rare occurrence - it happens to thousands of families every year like you said. I've been checking the "Where's My Refund" tool obsessively, but you're absolutely right that I shouldn't let that delay our FAFSA submission. My daughter's financial aid is way too important to risk over something we can't control. Thank you for the reality check and the practical steps!
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GalaxyGazer
I'm new to this community and this discussion has been incredibly helpful! My family is facing the exact same situation - we filed our 2023 taxes in early March and they're still stuck in "processing" limbo with no explanation from the IRS. Reading through everyone's experiences here has been such a huge relief because I was starting to panic that this would derail my daughter's financial aid completely. It's amazing to see how common this issue is and how many families have successfully navigated it. The advice about using the IRS Data Retrieval Tool first, then manually entering if needed, seems like the smart approach. I especially appreciate the insight from Mikayla who works in financial aid - hearing that perspective from someone on the inside really puts my mind at ease. I think the key takeaway for me is what several people have emphasized: don't let IRS processing delays cause you to miss financial aid deadlines. The IRS problems are completely outside our control, but meeting those FAFSA deadlines is something we CAN control. Thank you all for sharing your experiences and advice - this community is exactly what stressed parents like me need during this confusing process!
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Mei Zhang
•Welcome to the community! I'm also relatively new here and found myself in almost the identical situation - filed in February and still waiting on IRS processing. This thread has been a lifesaver for understanding that we're definitely not alone in this! What really stood out to me from everyone's advice is how the financial aid system actually anticipates these IRS delays happening. I was initially worried that somehow our tax situation would look "problematic" to financial aid offices, but it sounds like they see this all the time and have processes in place to handle it smoothly. I'm planning to tackle the FAFSA this weekend using the approach everyone recommended - try the IRS Data Retrieval Tool first, then manual entry if needed. The peace of mind from Mikayla's professional perspective about having backup documentation options really helped me feel prepared for whatever comes next. Good luck with your daughter's financial aid process! It's reassuring to know there are so many other families going through the same experience.
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GalaxyGuardian
I'm so grateful to have found this discussion! My family is dealing with the exact same IRS processing nightmare - we filed our taxes in January and it's now been over 4 months of "still processing" with zero communication from the IRS. I was absolutely panicking that this would somehow disqualify us from financial aid or cause major delays for my son's college applications. Reading through everyone's experiences here has been incredibly reassuring. The consistent message seems to be: don't let IRS delays derail your FAFSA timeline. I'm particularly grateful for the professional insight from those who work in financial aid offices - knowing that this situation is routine and that there are established procedures to handle it makes me feel so much better. I'm going to follow the advice here and attempt the IRS Data Retrieval Tool tomorrow, with manual entry as backup if needed. It's clear that meeting financial aid deadlines is far more important than waiting for the IRS to get their act together. Thank you all for sharing your experiences and helping anxious parents like me navigate this stressful process!
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GalacticGladiator
•Welcome to the community! I just joined recently too and was in almost the exact same panic mode when I found this discussion. Filed in February and still stuck in IRS processing hell with no end in sight. What's been most helpful for me is realizing that the financial aid system is actually built to handle these IRS delays - they're not some rare exception that will mess up our kids' aid. The advice about prioritizing FAFSA deadlines over IRS processing timelines really clicked for me. We can't control the IRS, but we can control getting our applications submitted on time. Good luck with the Data Retrieval Tool tomorrow! I'm planning to tackle mine this weekend following the same approach everyone recommended here. It's such a relief to know we're not navigating this alone!
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Amelia Cartwright
Welcome to everyone who's dealing with this frustrating IRS processing delay! I'm new to this community but unfortunately not new to this exact problem. We filed our 2023 taxes in late February and have been stuck in processing limbo ever since - no letters, no explanations, just the dreaded "still processing" message every time we check. Reading through this entire discussion has been incredibly eye-opening and honestly such a relief! I had no idea how common this issue was or that the FAFSA system was designed to handle these delays. I was genuinely worried that somehow our delayed return would make us look unreliable to financial aid offices or cause problems with my daughter's aid package. The professional insights from those working in financial aid offices have been particularly valuable - knowing that they see this situation constantly and have established procedures to deal with it takes so much pressure off. I'm definitely going to follow the advice here: try the IRS Data Retrieval Tool first thing Monday morning, then manual entry if needed, and focus on meeting our financial aid deadlines rather than waiting for the IRS to catch up. Thank you to everyone who shared their experiences and advice. It's amazing how much stress this community has helped alleviate for families like ours who are navigating this process for the first time!
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