FAFSA

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Update from someone who's been through this process multiple times: if you've already received aid offers from schools, you don't necessarily need to panic. Even if your SAI changes slightly after the review, many schools won't adjust your financial aid package unless there's a substantial change (usually over 10-15% difference in your SAI). Some schools have a policy of honoring their initial aid offer even if your FAFSA gets adjusted later, especially if you're close to the deposit deadline. If you're really concerned, contact the financial aid offices at the specific schools rather than just FAFSA.

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That's a good point - I'll reach out to the financial aid offices at her top choice schools tomorrow as well. Thank you!

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UPDATE: I finally got through to someone at FSA this morning! Apparently the review was triggered because my employer submitted a corrected W-2 in February (there was a small error in reported retirement contributions that changed our AGI by about $200). The agent said the review is standard procedure when tax documents get amended, and that such a small change wouldn't impact our SAI enough to change aid offers. She marked our file as urgent since we're approaching decision deadlines, and said the review should be completed within 5-7 business days. Thanks everyone for your advice!

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Glad you got answers! That's honestly the best outcome - just a minor verification that won't affect your aid.

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BTW does anyone know if you get more financial aid for trade schools vs regular college? my younger son is trying to decide between community college or trade school for electrical work

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The aid calculation through FAFSA is the same for both community colleges and accredited trade schools - your SAI will determine eligibility for Pell Grants and federal loans regardless of institution type. However, many trade schools have industry-specific scholarships that community colleges don't offer. I recommend your son check with specific electrical trade programs about their scholarship opportunities beyond federal aid.

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UPDATE: I decided to try what @profile4 suggested and manually entered our tax info by selecting "unable to link to IRS" even though we technically could. It was a pain entering everything manually, but the system accepted it! Now it shows our application is complete, and we got a new email saying our SAI calculation is in process. Fingers crossed this finally works! Thanks everyone for your help and preventing me from giving up on my son's education over a stupid technical glitch.

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That's fantastic news! The manual entry route isn't ideal but it does seem to be the most reliable workaround for this glitch. Your SAI should come through in about 3-5 days based on current processing times. And don't worry - manually entered tax information doesn't increase your chances of verification as long as the numbers match what's on your return.

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Thanks everyone for the helpful info! I just called the culinary school, and they ARE on the TOPS eligible list (it's connected to a community college). The financial aid office also confirmed their priority deadline is February 15, 2025. So our plan now is: 1. Complete FAFSA as soon as it opens December 1 2. Set up the Louisiana Award System account 3. Verify with her high school that they'll submit all TOPS requirements 4. Double-check everything for accuracy to avoid verification delays Am I missing anything else?

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That's an excellent plan! The only other thing I'd add is to check if the culinary program requires any program-specific scholarship applications. Many culinary schools have industry-sponsored scholarships that require separate applications. Also, start gathering your 2023 tax documents now so you're ready when the FAFSA opens.

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My nephew did the TOPS thing and it was a DISASTER. They kept changing requirements and he lost funding after freshman year. Don't count on it staying consistent for all 4 years. Make sure you have a backup plan!!!

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This is important context - TOPS does have continuing eligibility requirements. After your daughter starts college, she must: - Maintain a 2.0 GPA at the end of her first academic year - Maintain a 2.5 GPA every year after that - Earn 24 credit hours each academic year - Be continuously enrolled full-time If she drops below these benchmarks, TOPS funding can be suspended or permanently lost. Many students don't realize how strict these requirements are, especially the credit hour requirements.

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One important thing to note is that after making any corrections, there will be a processing period before your updated SAI is calculated. This typically takes 3-5 business days, though it can sometimes take longer during peak periods. Since you mentioned scholarship deadlines, make sure you plan for this processing time. Also, for future reference, if you're making multiple corrections, it's best to make them all at once rather than submitting several separate correction requests, as each new submission restarts the processing clock.

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The processing times are SO inconsistent though!! My first correction took 2 days but when I had to fix another mistake it took almost 2 WEEKS during January. The system is totally unpredictable.

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Thank you everyone for the helpful responses! We successfully made the correction through my son's student account yesterday. He was able to access both his own income section and could have changed our parent information too if needed. We both had to re-sign with our FSA IDs after making the change. Now we're just waiting for the updated SAI calculation. Fingers crossed it processes quickly since one of his scholarship applications needs the updated info by next Friday!

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glad u figured it out! good luck with the scholarships

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Thank you everyone for all this helpful info! I just created an account on studentaid.gov and started my FAFSA application. You were right that it's pretty straightforward once you're on the official site. I'm going to ask my financial aid office about workshops too. Really appreciate all the advice - this has been stressing me out for weeks!

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Great job taking action! One last tip: create an FSA ID for both yourself and your parent (if you're a dependent student) before starting the actual FAFSA. It can take 1-3 days for the IDs to be fully activated, and you need them to sign electronically. Good luck!

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