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has anyone tried getting a job at starbucks or amazon?? they both have tuition programs that pay for school. my roomate works at starbucks and gets like $5k a year for school through their program
When my daughter was in school, we used a combination of a small private loan through Discover (their rates were decent at the time) and our state's education loan program. The state loan had better terms than most private options. Also, don't forget to look into whether your school offers an installment payment plan. Many schools will let you pay tuition in monthly installments for a small fee, which can be much better than taking out additional loans. My daughter's university charged only $50 to split tuition into 5 payments per semester, interest-free.
has anyone heard if theyre changing the SAI formula again this year?? last year my daughter's SAI was completely different than her EFC would have been and we got way less aid than expected. the whole new system is so confusing!!
The SAI formula should remain the same for 2025-2026. The major formula changes were implemented with the FAFSA Simplification Act and those aren't scheduled to change again for several years. Your daughter's SAI being different from the old EFC calculation is expected - it's an entirely new formula that weighs income and assets differently.
Thanks everyone for the helpful information! I'll plan to have everything ready for October 1st but won't panic if there are delays. I've already created FSA IDs for myself and my son, and I've bookmarked that Claimyr service just in case we run into problems. I really hope they've actually fixed the issues this time - last year was so stressful waiting for financial aid packages to come through at the last minute.
Don't forget to gather your 2023 tax returns and W-2s as well! The 2025-2026 FAFSA will use 2023 tax information (two years prior). Having those documents ready will make the process much smoother.
my cousin went to suny last year and they told him the negative sai mainly just get him the subsidized loans instead of unsubsidized. still have to pay it back but at least no interest while in school i guess 🤷♂️
One more thing to check - look at the Expected Family Contribution (EFC) listed in any communications from the schools. Sometimes schools still use this older term instead of SAI. If they list an EFC number that's different from your -1500 SAI, that could explain the discrepancy. Some schools use institutional methodologies that calculate need differently from the federal formula. For SUNY schools specifically, they typically meet only a portion of demonstrated need. Their institutional aid often goes to students with SAI scores much lower than -1500. But you should definitely be seeing some Pell Grant funds with that SAI.
UPDATE: We checked my daughter's account this morning, and both our contributor sections are showing as "Complete" and the application status is "Processing." Looks like having both accounts wasn't an issue after all! The SAI isn't calculated yet, but at least it seems to be moving forward. Thanks everyone for the help!
does anyone know what happens if the SAI is wrong because of the contributor stuff? can u fix it after or do u have to start all over??? asking 4 a friend lol
Henrietta Beasley
sooooo many ppl are dealing with these exact issues for the 2025-26 FAFSA... my daughter's college financial aid office told me they're getting like hundreds of calls about contributor problems. apparently if u wait for verification and submit all the correct tax docs then, the school will update the SAI calculation with the right info and it wont hurt ur aid. the FAFSA people know the system is glitchy AF with adding contributors after submission
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Margot Quinn
•That's reassuring to hear it's a known issue at least. I just hope it doesn't delay her aid package too much. She's trying to decide between colleges based partly on cost.
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Henrietta Beasley
•ya they told me verification stuff is taking about 3-4 weeks to process right now. not ideal but at least they'll fix it eventually!
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Evelyn Kim
one thing to check - when u tried to edit, were u using the same FSA ID that was used to start the application? cuz that tripped me up BAD last year. my son started his with his fsaid then i couldn't edit anything bc i was using mine! had to get him to log in first THEN i could make changes to my parts
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Margot Quinn
•Hmm, that's a good point! My daughter definitely started it with her FSA ID. I'll ask her to log in first and then try to make the edits that way. Worth a shot!
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