This is a good point. While the warning itself is likely a display bug, it's always wise to verify all parts of the application were received correctly. Specifically check that: 1. The SAI calculation is complete 2. All parent contribution sections show as completed 3. All schools on the list confirm they received the FULL data package Sometimes schools receive partial FAFSA data, which can cause issues later in the financial aid packaging process.

Glad to hear you got confirmation! This is great information. The new FAFSA system is definitely still working through some growing pains. For future reference, always save confirmation numbers and screenshots of any "processed" status pages - they can be invaluable if questions come up later.

Thanks for updating us!! The whole system is SUCH a mess this year. My daughter's friend just got a completely different error saying her parents' tax info was missing when they definitely entered it. These glitches are giving everyone anxiety!!

That's what I'm thinking too - less typing sounds good to me! I'll just go through everything carefully before submitting.

Oh that's really good to know! I definitely don't want any additional delays. Sounds like renewal is the best option in my situation. Thanks for all the help everyone!

This is an important point. With Parent PLUS, the parent is the only borrower - the student has no legal responsibility. With private loans, if you co-sign, both you AND your student are legally responsible. If you want your student to have some "skin in the game," consider having them take out the federal Direct loans in their name (which have lower interest rates than PLUS), and then you take the PLUS loans for the remainder.

The PLUS loan credit check is much less stringent than private loans. They're only looking for major adverse credit events in the past 5 years: defaults, bankruptcies, foreclosures, tax liens, wage garnishments, or accounts over 90 days delinquent. They don't consider debt-to-income ratio or credit score numbers. If you don't have those major adverse events, you'll likely be approved without issue.

While I understand your frustration, this is a bit of an oversimplification. Financial aid offices face unique challenges: 1) Their workload is extremely cyclical (busy January-April, much quieter other times) 2) Federal regulations change frequently, requiring constant training updates 3) Many schools are facing overall budget constraints affecting all departments It's not necessarily targeting financial aid specifically or favoring wealthy students. Most schools are trying to balance resources across all departments while facing declining enrollment nationwide.

Great news! Glad you got confirmation directly from your school. That's always the best source of information about your specific situation.

Yes! That happened to me too. You need to log in and check what information they're requesting. In my case, they needed verification of my parents' marital status because there was some discrepancy between their tax filing status and what we reported on the FAFSA. Once I uploaded the requested document, it went back to processing for another week before I got my SAI.

Congratulations! Thanks for updating the thread. This is helpful information for others in the same situation.