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i did mine in january and still havent gotten my sai sent to my school yet. this new system is terrible!
I'm actually a tax preparer and I see this issue frequently with my clients. If you received any retirement distributions or had capital gains in 2023, the FAFSA system sometimes counts these incorrectly. Another common problem is if you received any stimulus payments or tax credits that artificially inflated your AGI figure. One important thing to know: your daughter's school can actually process what's called a "Professional Judgment" adjustment while you're getting the FAFSA corrected. This allows them to adjust her aid package based on the correct information even before the official correction comes through. Not all schools advertise this option, but it's worth specifically requesting.
I did have a capital gain from selling some stocks last year to help pay for my daughter's first-year expenses! That must be what's causing this. Thank you for mentioning the Professional Judgment adjustment - I'll specifically ask about that tomorrow.
Glad I could help! When you request the Professional Judgment review, be sure to bring documentation showing the capital gain was a one-time event specifically for educational expenses. This strengthens your case significantly and most schools will be more willing to make the adjustment when they see it was education-related.
After you get this immediate issue resolved, I'd recommend checking your FSA ID settings and opting into email notifications for any future FAFSA changes or issues. Many people miss important notices because they only check the portal occasionally. For the 2025-2026 FAFSA, they've rolled out new notification options that will alert you to potential discrepancies much earlier in the process.
One more thing to be aware of - if your SAI is below a certain threshold, your application might be selected for verification, which is like an audit of your financial information. This is separate from the signature issue and could happen even after the corrected FAFSA is processed. If this happens, don't panic - it's random and doesn't mean you did anything wrong. Just be ready to provide additional documentation if requested.
So for the 2025-2026 FAFSA they're supposed to be sending rejection notices directly to the student email too now right? Did your daughter get an email or just the text from her advisor?
after u get thru to fsa ask them to check if ur application is in error status. sometimes it gets stuck but doesnt show that to u. they have to reset something on there end to fix it
Good news - I just spoke with an FSA representative about a similar issue today. They said they're aware of a system-wide delay in the federal approval process affecting applications submitted in the last month. They're working on a fix that should process all backlogged applications by the end of this week. In the meantime, definitely contact your daughter's schools. Most financial aid offices are well aware of these FAFSA delays and have processes in place to work with students affected by them. Some are offering provisional financial aid packages based on previous year information while waiting for the official SAI calculation.
Jay Lincoln
Thank you everyone for the helpful responses! I feel much better knowing this timeline is normal. I checked and found her SAI score in the Student Aid Report as suggested. We'll monitor the school portals weekly and plan to follow up directly with any schools we haven't heard from by early April. It's definitely an emotional rollercoaster waiting for these financial details before making such a big decision!
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Justin Chang
My kid's FAFSA has been "processed" for 2 months now and one of her top choice schools STILL hasn't sent an award letter. Everyone says "be patient" but how are we supposed to make decisions without knowing costs??? The whole system is so broken.
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Kennedy Morrison
•omg i know right?? they expect us to commit to tens of thousands in costs with like NO information until the last minute. it's ridiculous!!
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