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One thing nobody's mentioned is that if your income dropped 28% in 2023, you should definitely file a Professional Judgment request regardless of what you decide about the deposit waiver. That's a significant change that could dramatically affect your SAI and resulting aid package. For the PJ request, you'll need: - 2023 tax returns or W-2s - Documentation of job loss/income reduction (if applicable) - A detailed letter explaining the change - The school's special circumstances form (usually on their financial aid website) Also, check if your son's top choice uses CSS Profile in addition to FAFSA - private schools often do. The appeal process might be different for institutional aid vs. federal aid.
Yes, they do use the CSS Profile! I filled that out too, but the deadline was earlier and used 2022 tax info, so it doesn't reflect our current situation either. I'll definitely be submitting the PJ request with all our 2023 documentation.
Update us on what you decide to do! The timing of these offers right before May 1 commitment deadlines is particularly challenging. Whatever you choose, make sure to submit any appeals ASAP - many schools distribute their remaining aid funds by mid-May.
I decided to pass on the deposit waiver and focus on the appeal! I called the financial aid office (finally got through) and directly asked if taking the waiver would affect our appeal. The counselor hesitated before saying it "shouldn't" matter, but couldn't guarantee it. That told me everything I needed to know. I've already emailed the competing offers and started gathering our 2023 financial docs for the formal appeal. Will update once we hear back!
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Update? Were you able to determine what happened with your loans? If your daughter's federal loans truly are starting at 3 months, that's an error that needs to be corrected immediately.
YES! Mystery solved. My daughter's federal loans ARE on the 6-month schedule. The notification she got was just a "heads up" that payment would begin in November (which is 6 months after May graduation). For my Parent PLUS loan, I apparently DIDN'T check the deferment box on the original application (found my paperwork). BUT I was able to call and request administrative forbearance for 3 months to align with her repayment schedule. The representative was actually really helpful once I finally got through. Thanks to everyone who helped me figure this out! Such a relief.
So glad you got this sorted out! This is actually a really common source of confusion that trips up a lot of families. The "heads up" notifications from loan servicers can be super misleading - they often make it sound like payments are due immediately when they're really just giving you advance notice. Your experience is a perfect example of why it's so important to distinguish between federal and private loans, and to understand the specific terms of Parent PLUS loans. Thanks for sharing the resolution - I'm sure this thread will help other families who run into the same issue!
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For anyone else having this issue, here's a step-by-step fix that worked for me and seems to have helped the original poster: 1. Start at the very beginning of your renewal application 2. Complete EVERY field on EVERY page (even if unchanged from last year) 3. Click 'Save' on each page before proceeding 4. When you reach the financial section, try the IRS Data Retrieval Tool first 5. If the tool doesn't work for your situation, you should then get the option to enter manually 6. Complete the application in a single session if possible Also, clear your browser cache or try a different browser if you're still having troubles. The 2025-2026 FAFSA has a lot of technical updates, so these glitches are unfortunately common.
This worked perfectly! I followed these steps exactly and was able to update everything. My application is now complete and submitted. Thank you so much for the detailed instructions!
As someone new to this whole FAFSA process, this thread has been incredibly helpful! I'm a first-time applicant and was getting really worried when I hit similar issues with my financial sections not updating properly. It's reassuring to know this is a common problem with solutions. I'm definitely going to follow the step-by-step guide that Vanessa shared - it sounds like the key is being super methodical and not skipping any steps, even if they seem redundant. Thanks everyone for sharing your experiences!
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so how long did it take everyone to get their SAI after submitting? im on week 3 of waiting and getting nervous...
Right now we're seeing 3-5 weeks for SAI calculations. The system is backed up because of all the changes to the FAFSA this year. But don't worry - as long as you have your confirmation of submission, your place in line for aid is secured. The actual SAI calculation doesn't affect your place in the queue for financial aid considerations.
ok thx that makes me feel better!! :
Pro tip: If you're having trouble finding that confirmation email, try searching your entire inbox for "FAFSA" or "Federal Student Aid" - the subject line is usually something like "Your FAFSA form has been successfully submitted." Also, if you submitted late at night or on weekends, sometimes the confirmation email can take a few hours to arrive. I've seen students panic thinking they didn't submit when the email was just delayed. The confirmation number format is usually something like "FAFSA-" followed by numbers and letters, so you can search for that pattern too if needed!
Maxwell St. Laurent
Just checking back - were you able to get this resolved? The birthdate issue is critical because it affects her SAI calculation and potentially her eligibility for age-specific grants like some state programs for first-time college students under 19.
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Talia Klein
•Update: We finally got it fixed! After trying several of the suggestions here, what ended up working was calling early morning (right when they opened) and specifically asking for a tier 2 specialist for birthdate corrections. The agent was able to verify her identity and manually override the birthdate in the system. They said it will take 3-5 days to fully update, but we can already see the correction pending in her account. Thanks everyone for your help with this frustrating situation!
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Zoe Papadopoulos
So glad to hear you got it resolved! This thread is going to be super helpful for other families dealing with the same issue. The tip about calling right when they open and asking specifically for a "tier 2 specialist for birthdate corrections" is gold - I'm bookmarking this whole conversation. The FAFSA system really needs better error messaging to guide people through these correction processes instead of just saying "Unable to Complete This Action." Thanks for sharing your update!
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