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Based on your situation, here's what I recommend: 1. Contact the financial aid office immediately (phone and email) 2. Explain your situation - accepted but waiting on final aid before deposit 3. Ask for a timeline on the complete package 4. If they can't provide it before the deadline, ask if you can make a partial deposit to hold the spot while finalizing aid 5. If needed, request a formal appeal based on the gap between your SAI and current offer Most importantly, don't let the May 1 deadline pass without some kind of action. Some schools may offer deposit extensions if you're actively working with financial aid, but don't assume this without confirming.
As someone who went through this process recently, I'd recommend calling the financial aid office first thing Monday morning. Most schools are understanding about families needing complete information before the May 1 deadline. When I called about my daughter's package, they were able to expedite the remaining paperwork and gave us the full picture within 48 hours. The key is being proactive rather than waiting - they often have the information ready but haven't processed it yet. Also, ask specifically if there are any additional merit scholarships or grants you haven't been considered for yet. Sometimes there are departmental scholarships that aren't automatically included in the initial package.
Update? Were you able to determine what happened with your loans? If your daughter's federal loans truly are starting at 3 months, that's an error that needs to be corrected immediately.
YES! Mystery solved. My daughter's federal loans ARE on the 6-month schedule. The notification she got was just a "heads up" that payment would begin in November (which is 6 months after May graduation). For my Parent PLUS loan, I apparently DIDN'T check the deferment box on the original application (found my paperwork). BUT I was able to call and request administrative forbearance for 3 months to align with her repayment schedule. The representative was actually really helpful once I finally got through. Thanks to everyone who helped me figure this out! Such a relief.
So glad you got this sorted out! This is actually a really common source of confusion that trips up a lot of families. The "heads up" notifications from loan servicers can be super misleading - they often make it sound like payments are due immediately when they're really just giving you advance notice. Your experience is a perfect example of why it's so important to distinguish between federal and private loans, and to understand the specific terms of Parent PLUS loans. Thanks for sharing the resolution - I'm sure this thread will help other families who run into the same issue!
Update: I finally got through to someone at my school's financial aid office! They confirmed they're about 6 weeks behind their normal schedule and said most continuing students won't see packages until early May. The advisor also mentioned they're prioritizing students with complete applications, so I'm glad I submitted everything back in January even with all these delays.
I'm in the exact same situation and it's so stressful! I submitted my FAFSA in December and it's been showing "processing" for months. What's really frustrating is that I keep seeing mixed information - some people saying their schools have packages ready while others are still waiting like us. I called my financial aid office last week and they basically said "we're waiting on the Department of Education just like you are." It's reassuring to read all these comments confirming it's a widespread issue and not something wrong with my specific application, but I'm still worried about planning for next year. Has anyone heard if schools are going to extend their enrollment deposit deadlines because of these delays? I feel like they have to, right? We can't make decisions about where to attend without knowing what our aid packages look like!
so how long did it take everyone to get their SAI after submitting? im on week 3 of waiting and getting nervous...
Right now we're seeing 3-5 weeks for SAI calculations. The system is backed up because of all the changes to the FAFSA this year. But don't worry - as long as you have your confirmation of submission, your place in line for aid is secured. The actual SAI calculation doesn't affect your place in the queue for financial aid considerations.
Pro tip: If you're having trouble finding that confirmation email, try searching your entire inbox for "FAFSA" or "Federal Student Aid" - the subject line is usually something like "Your FAFSA form has been successfully submitted." Also, if you submitted late at night or on weekends, sometimes the confirmation email can take a few hours to arrive. I've seen students panic thinking they didn't submit when the email was just delayed. The confirmation number format is usually something like "FAFSA-" followed by numbers and letters, so you can search for that pattern too if needed!
Raul Neal
Update on my situation for those having similar problems - I finally got through using that Claimyr service I mentioned, and the FSA agent told me this is happening to a LOT of people right now. They're aware of the issue but don't have a system-wide fix yet, so they have to address cases individually. The agent had to basically reset a portion of my application so I could add my spouse properly. Just wanted to share in case others are still struggling with this!
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Isaiah Cross
•I tried the Claimyr service and it worked!! Finally got through to someone at FSA. They had to do some kind of manual override on my account, and now I can see the contributor page working properly. I was able to add my husband's information and move forward to the signature page. THANK YOU to everyone who suggested solutions! What a relief!
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Morgan Washington
So glad to see you got it resolved! This thread has been incredibly helpful - I'm dealing with a similar issue where I can't add my parent's information as a contributor. The "check back later" error has been driving me crazy for days. I'm definitely going to try the Claimyr service based on everyone's recommendations here. It's reassuring to know that FSA agents can actually fix this with a manual override. Fingers crossed I can get through to someone soon before my deadline!
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