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I'm filling out the 2025-2026 FAFSA for my son who has a disability. He receives SSI and Medicaid benefits. I'm confused because I can't find where to enter our 2022 tax information? Does his disability status and the fact he gets SSI mean we (parents) don't have to report our income? I feel like I'm missing something important in the application process. Has anyone dealt with this situation before? I don't want to submit incomplete information and delay his aid.
Hey everyone, I'm super stressed about my FAFSA verification. Last week I called FSA because my verification has been pending forever, and they told me to resubmit all my documents as PDFs instead of the way I originally uploaded them. I did exactly what they said and uploaded everything again in PDF format the same day, but it's been a week and NOTHING has changed in my account. No messages, no updates, my status still shows the same thing. I'm freaking out because my school's deadline for aid packaging is coming up next month. Is anyone else dealing with verification delays right now? How long should I expect to wait after resubmitting? I'm a first-gen student and really depend on this aid.
UPDATE: I managed to get through to FSA this morning after trying that Claimyr service someone suggested. The agent confirmed my PDFs were received but said one of them was showing as "unreadable" in their system. Apparently the phone scanning app I used created a format their system couldn't process correctly. I've resubmitted using proper computer-generated PDFs like someone here suggested, and they said it should be processed within 7-10 business days. Also reached out to my school's financial aid office and they're giving me a verification extension. Thank you all for your help!
So glad to hear you got it resolved! This is exactly why I always tell people to avoid phone scanner apps for important documents like FAFSA verification. The compression and formatting can cause so many issues that aren't obvious until the system rejects them. For anyone else reading this - if you need to scan documents, try to use a proper scanner or at least make sure to convert phone scans to flattened PDFs through a computer before submitting. The verification process is stressful enough without technical issues making it worse!
I'm in a tough spot with the 2025-2026 FAFSA application and need advice ASAP. We just had our 2023 taxes amended due to some investment income that wasn't initially reported. Our accountant says they can't e-file the amendment until late January because the IRS is doing their annual system updates right now. My son is applying to 6 different colleges and I'm worried about missing priority deadlines if we wait. Does anyone know approximately how long it takes for amended tax returns to show up in the IRS system once e-filed? Should I just complete the FAFSA now with our original tax info and then notify each school about the amendment later? Or is it better to wait until the amended return is processed? I've heard some schools have Feb 1 priority deadlines and I'm getting anxious!
As someone who just went through this process last year, I completely agree with the "file now and update later" approach. We had a similar situation with an amended return that increased our AGI by about $8,000. I filed the FAFSA in early February with our original tax info, then contacted each school's financial aid office once our amendment was processed in April. Most schools were very understanding and simply asked us to complete a verification worksheet with the updated information. The key is being proactive in your communication - don't wait for them to discover the discrepancy. Also, keep detailed records of all your communications with each school since they all handle it slightly differently. Your son's aid packages might be adjusted slightly, but it's much better than missing priority deadlines entirely!
I'm trying to complete my 2025-2026 FAFSA but I'm completely stuck at the 'Parent Spouse's or Partner's Information' section. I logged in through my parent's account and it keeps showing an error message saying "Thanks for your patience. Currently, the system is unable to complete this action." whenever I try to add my other parent as a contributor. The error appears after I enter their information and click Continue. The message mentions something about if my "contributor doesn't have a Social Security number" there might be issues. My stepdad (who I'm trying to add) is a permanent resident but doesn't have an SSN yet. Has anyone figured out a workaround for this? The error message mentions some guidance but doesn't actually link to anything helpful. I'm completely stuck and my college's financial aid deadline is in 3 weeks!
I just went through this exact situation with my partner who doesn't have an SSN! The trick is to exit completely, then re-enter the FAFSA through the STUDENT'S account (not the parent's account). Then when you get to the contributor section, there's a special workflow for adding contributors without SSNs that only appears when you're logged in as the student. The system is incredibly confusing because it gives different options depending on which account you're using to access the form. When you go through the student account, you'll see a checkbox that says "My contributor does not have a Social Security Number" which isn't visible through the parent account for some reason. Hope this helps!
OMG thank you!!! I just tried this and it worked! When I logged in through my student account I could see that checkbox option. I was able to add my stepdad using his ITIN instead of an SSN. You're a lifesaver! Why doesn't the error message just tell you this??
This is such a helpful thread! I'm a new member here and dealing with the exact same issue - my mom is a permanent resident without an SSN and I've been stuck on this FAFSA signature page for weeks. Reading through all these solutions gives me hope that I can actually get this figured out before my deadline. It's really frustrating that there are so many different workarounds and the system doesn't make any of them clear. The fact that the solution changes depending on whether you log in as a student vs parent is just ridiculous - how are families supposed to know that? Thanks to everyone who shared their experiences, especially @Scarlett Forster for that student account tip. I'm going to try that approach first thing tomorrow morning!
I just received my financial aid package and it lists 'Direct Loans' as part of my eligibility. I'm really confused because it doesn't specify whether these are subsidized or unsubsidized loans. My total eligible amount is $5,500 but I have no idea how much of that might be subsidized (which I know doesn't accrue interest while I'm in school). Is there a way to tell from the FAFSA itself? Or do I need to contact my school's financial aid office? This is my first time applying and I'm trying to figure out how much this is actually going to cost me in the long run.
Great to hear you got it sorted out! That's exactly the breakdown I would have expected for a first-year student with your SAI. It's frustrating that the award letter got stuck in their system - this seems to happen more often than it should. For future reference, if anyone else runs into this issue, you can also log into your Federal Student Aid account at studentaid.gov to see your loan history once the school actually processes and disburses the loans. But definitely always get that official award letter first so you know what you're accepting before you sign anything!
This is such great advice! I'm also a first-year student and had no idea about checking studentaid.gov for loan history. I've been stressing about understanding all this financial aid stuff, but threads like this really help break it down. It sounds like getting that official award letter is really the key step before accepting anything. Thanks for sharing that tip about the federal student aid account!
Welcome to the community! I'm glad this thread was helpful for you too. The financial aid process can definitely be overwhelming at first, but you're asking all the right questions. One more tip - when you do get your award letter, make sure to understand the difference between accepting the full loan amount versus just taking what you actually need. You can always accept less than the full $5,500 if you don't need it all, which will save you from paying interest on money you didn't really need. Good luck with your first year!
As someone who just went through this process myself, I wanted to add that you can also check your school's net price calculator or financial aid estimator tools - sometimes they'll show a more detailed breakdown of expected loan types based on your financial profile. Also, if you're having trouble reaching your financial aid office by phone, try emailing them with your specific student ID and ask for your "Direct Loan allocation between subsidized and unsubsidized amounts." In my experience, they respond faster to emails with specific requests than general phone calls. The key is being very specific about what information you need!
That's really helpful advice about being specific in emails! I'm also new to this whole process and it's overwhelming trying to figure out all the different types of aid. The tip about using the net price calculator is great - I didn't even know schools had those tools available. It seems like there are so many different places to check for information (school portal, award letters, studentaid.gov, net price calculators) that it's easy to miss important details. Thanks for sharing your experience!
Ruby Blake
btw just so u know the SSI income your kid gets isnt taxable so dont report it in the income section or you'll mess up the caluclation
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Brooklyn Knight
This is partially correct but needs clarification. SSI benefits should NOT be reported as taxable income, but they DO need to be reported in the untaxed income section of the FAFSA. Failing to report them at all is incorrect and could create problems if verification is required later.
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Miles Hammonds
Update: I completed more sections and finally found where to enter our tax information in the contributor section! For anyone else with a student who receives SSI, I learned you do still need to report parent income and you report the SSI as untaxed income. Just wanted to update in case someone else has the same question.
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Ella Harper
thanks for updating! did the system ask about your sons disability specifically? im wondering if they changed that part for this years application
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Charlee Coleman
Yes, they did ask about his disability status! There was a specific question asking if he receives SSI or disability benefits. It was pretty straightforward - just a yes/no checkbox. Much simpler than I expected compared to what I've heard about previous years where you had to provide tons of documentation upfront.
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