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Ask the community...

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As someone who works in financial aid at a university, I can confirm everything everyone has said here! You MUST include your stepfather's information since you live with your mom and she's married to him. This is one of the most common questions we get, and students are often surprised to learn it's not optional. A few additional tips: 1) Make sure both your mom and stepdad have their FSA IDs set up before you start the FAFSA, 2) If your stepdad doesn't have a Social Security number, there's a different process but he still needs to be included, and 3) Don't be surprised if including a stepparent's income affects your aid eligibility - that's just how the formula works. The important thing is you're following the rules correctly, which protects you from any issues down the road. Good luck with your application!

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This is so helpful to get confirmation from someone who actually works in financial aid! I didn't know about the FSA ID requirement for both parents - that's definitely something I need to set up ahead of time. Quick question: when you mention the different process for stepparents without Social Security numbers, is that something that would significantly delay the application? My stepdad is a permanent resident but I want to make sure we're prepared if there are extra steps involved.

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@Santiago Diaz That s'a great question about the Social Security number situation! I m'not the original financial aid worker, but I ve'been through a similar process with my stepdad who s'also a permanent resident. From what I experienced, it doesn t'significantly delay the application if you re'prepared. Your stepdad will need to provide his Individual Taxpayer Identification Number ITIN (instead) of an SSN, and you ll'need to enter zeros where the FAFSA asks for his SSN, then follow up with the school s'financial aid office to provide the ITIN separately. The key is having all his tax documents ready W-2s, (1040 form with the ITIN clearly visible because) you ll'likely need to submit those directly to your school rather than using the IRS Data Retrieval Tool. I d'recommend calling your school s'financial aid office early in the process to let them know about this situation - they re'used to handling it and can walk you through their specific procedures.

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This thread has been incredibly helpful! I'm a junior in high school and my parents are going through a messy divorce right now. My mom is planning to remarry her boyfriend next summer (before I start my senior year), and I was completely confused about how this would affect my FAFSA. Reading everyone's explanations about the "parent you live with + their spouse" rule makes so much sense. It's actually a relief to know there are clear guidelines rather than having to guess what to do. I'm definitely saving this thread to reference when I start my FAFSA application next year. Thanks to everyone who shared their experiences - it's really reassuring to know I'm not the only one dealing with complicated family situations when it comes to college financial aid!

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As a newcomer to this community and the FAFSA process, I can't thank everyone enough for this incredibly detailed discussion! I'm preparing to file my first FAFSA next year for my oldest child, and I was completely overwhelmed by questions like household size. Reading through all of your real experiences - both the success stories and the verification nightmares - has been so much more helpful than trying to decipher the official FAFSA guidelines alone. The "more than half support" test that keeps coming up seems to be the key principle that cuts through all the confusion. Madison, your situation sounds very straightforward based on what you've shared - if your daughter is working full-time, filing her own taxes, paying you rent, and covering her own expenses, she's clearly supporting herself. The consensus here seems unanimous that you should go with 4 for household size. I'm definitely bookmarking this entire thread for reference! It's amazing how this one question has revealed so many important nuances about the FAFSA process. This community is such a valuable resource for families trying to navigate these complicated financial aid waters. Thank you all for sharing your knowledge and experiences so generously!

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Welcome to the FAFSA journey! This thread has been absolutely incredible for learning about these nuances. As someone who's also brand new to this process, I can relate to feeling overwhelmed by what should be "simple" questions like household size. What really stands out to me from reading everyone's experiences is how the official FAFSA language can be so confusing, but the underlying principle is actually pretty logical - they want to know who you're financially responsible for, not just who lives at your address. The "more than half support" test that everyone keeps mentioning seems to be the key that unlocks all these confusing scenarios. Madison's situation really does seem clear-cut based on all the expert advice here. A 24-year-old who works full-time, files independently, pays rent, and covers her own expenses is definitely supporting herself. The fact that multiple people with professional experience (like the college counselor) have confirmed this approach gives me a lot of confidence in the advice. I'm also bookmarking this thread! It's going to be my go-to reference when I start my own FAFSA journey. Thank you to everyone who shared their experiences - both good and bad - to help the rest of us avoid potential pitfalls!

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As someone who's completely new to the FAFSA process and this community, this thread has been absolutely invaluable! I'm planning to file my first FAFSA next year for my son, and I had no idea that household size could be such a nuanced issue. Reading through everyone's experiences here has really highlighted how important it is to understand the "more than half support" test rather than just focusing on who lives at your address. Madison, your situation seems very clear-cut based on all the expert advice shared - if your daughter is working full-time, filing her own taxes, paying rent, and covering her personal expenses, she's definitely providing more than half of her own support. The verification horror stories shared here are honestly eye-opening! It really drives home how crucial it is to get these details right from the beginning rather than dealing with months of paperwork and potential aid delays later. Thank you for asking this question - it's probably helping so many families who are in similar situations but weren't sure where to turn for guidance. This community is such an amazing resource for navigating these complex financial aid waters!

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Amara Eze

Welcome to the community! I'm also completely new to this whole process and this thread has been such a game-changer for understanding these tricky household size questions. Like you, I had no idea there were so many nuances to what seemed like a straightforward question. What really strikes me about this discussion is how consistent everyone's advice has been about the "more than half support" test. It seems like once you understand that principle, these situations become much clearer. Madison's case really does sound like a textbook example of someone who shouldn't be counted - working full-time, financially independent, paying her own way. The verification stories are definitely scary, but it's so reassuring to see how helpful this community is for avoiding those pitfalls. I feel much more prepared for when my turn comes to navigate FAFSA! Thanks to Madison for asking the question we all needed answered.

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You absolutely did the right thing! This is such a common confusion with the new FAFSA system this year. The "unmarried living together" status is specifically designed for situations like yours where both biological/adoptive parents live in the same household but aren't married. The fact that only you initially received a contributor invitation was likely a system glitch with the "single, never married but living together" option. Your correction should process within 3-7 business days, and then you'll both get emails to sign. Make sure you both have your FSA IDs ready and sign promptly when you receive the notifications - there's usually a time limit! This won't significantly delay your kids' aid as long as you both complete the signatures quickly. You're actually in great shape having caught and fixed this early rather than discovering it later when schools are processing aid packages. The system is working as intended now with both parents as contributors. Don't stress - you handled this perfectly!

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LongPeri

Thank you so much for this reassurance! As a newcomer to the FAFSA process, I was really panicking that we had somehow ruined our kids' chances for financial aid. It's such a relief to hear from multiple people that this is a common issue and that we handled it correctly. The new system is definitely confusing - I had no idea there was such a specific distinction between those marital status options. I'll make sure we're both ready to sign immediately when those emails arrive. Really grateful for this supportive community helping families navigate these complicated processes!

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You definitely handled this correctly! I'm new to the FAFSA process myself and was confused about the same thing. It's really reassuring to see from all these responses that this is a common issue with the new system this year. The distinction between "single, never married but living together" and "unmarried living together" isn't very clear, but it sounds like you made the right correction. I'm bookmarking this thread because the information about processing times and making sure both parents sign promptly is super helpful. Thanks for sharing your experience - it's going to help other families like mine who are navigating this for the first time!

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As a complete newcomer to this FAFSA process, I can't tell you how relieved I am to find this thread! My family just submitted our application two days ago and when that "Cannot calculate SAI" message popped up yesterday, I was absolutely convinced we had somehow messed up the entire thing. Reading through everyone's experiences here has been such a huge comfort - it's clear this is just a normal part of the waiting period, even though the wording makes it sound like a major error. The consistent 3 business day timeline that so many of you have mentioned gives me hope that we'll see our SAI calculated soon. Thank you all for sharing your stories and advice - it's exactly what anxious first-time parents like me need to navigate this overwhelming but important process!

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Welcome to the FAFSA community! I'm also a complete newcomer to this whole process and just went through the exact same panic when we got that message yesterday. It's such a relief to find this thread and realize that pretty much every first-time FAFSA family experiences this same heart-stopping moment when they see "Cannot calculate SAI." The wording really does make it sound like we've catastrophically broken something! Reading everyone's experiences here has been incredibly reassuring - it sounds like the 3 business day processing window is pretty reliable, so hopefully we'll both see our SAI numbers calculated soon. Thank you for sharing your experience - it helps to know we're all navigating this intimidating process together!

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As a complete newcomer to FAFSA, this thread has been such a lifesaver! My wife and I submitted our son's application three days ago and got that dreaded "Cannot calculate SAI" message yesterday. I was ready to call the help line and wait on hold for hours, but reading everyone's experiences here convinced me to just wait it out. Sure enough, I checked this morning and the SAI has been calculated! The 3 business day timeline seems spot on. For other newcomers stumbling across this thread - don't panic when you see that message. It really is just normal processing, even though it sounds scary. This community's advice saved me from a lot of unnecessary stress and probably hours on hold with customer service!

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That's such great news that your SAI came through right on schedule! As someone who's also completely new to this FAFSA process, I really appreciate you taking the time to update us with your successful outcome. It gives me so much confidence that the system really does work as intended, even when those initial messages make it seem like everything's broken. The fact that you were ready to call and wait on hold for hours really resonates with me - I had the exact same impulse when we got that message! This thread has definitely saved a lot of us newcomers from unnecessary panic and wasted time on customer service calls. Thanks for sharing your positive resolution!

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What an incredible thread to stumble upon as someone just starting to navigate the FAFSA maze! I'm completely new to this community and the whole financial aid world (my daughter is just a sophomore, but I'm trying to get ahead of the game). Reading through @FireflyDreams' experience from start to finish was both terrifying and incredibly educational. The fact that a "processed" FAFSA doesn't automatically mean schools have received it is mind-blowing - I would have assumed the same thing and probably panicked just as much! The advice from everyone here is pure gold - @Natasha Kuznetsova's screenshot strategy, @Emma Anderson's insight about the modernization delays, and especially the tip about contacting admission counselors directly instead of just financial aid offices. That spreadsheet idea from @Paloma Clark is brilliant too - I'm definitely implementing that system when our time comes. It's so reassuring to see how this community rallies around each other with practical solutions and emotional support. Thank you all for sharing your knowledge and experiences so generously!

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Welcome to the community, @Ethan Brown! I'm also relatively new here and this thread has been such an eye-opener. It's smart of you to start researching this early with your daughter being a sophomore - I wish I had done that! What really amazed me about @FireflyDreams' story is how quickly things can shift from "crisis mode" to "all resolved" once you know the right people to contact. The admission counselor route seems to be the secret weapon that none of us would have thought of initially. I'm definitely taking notes on all the strategies shared here, especially that spreadsheet tracking system from @Paloma Clark. It's incredible how this community transforms what feels like an overwhelming, bureaucratic nightmare into manageable steps with real solutions. Looking forward to learning more from everyone here as we navigate this journey!

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As a newcomer to this community and the FAFSA process (my son is currently a junior), this entire thread has been absolutely invaluable! Reading @FireflyDreams' journey from initial panic to successful resolution really demonstrates how these seemingly catastrophic FAFSA issues often have straightforward solutions once you know the right approach. What really stands out to me is how the community rallied with such practical, actionable advice. @Natasha Kuznetsova's screenshot strategy is something I never would have thought of, and @Emma Anderson's explanation about the FAFSA modernization delays provides crucial context that helps normalize what feels like a unique crisis. The tip about contacting admission counselors directly instead of just financial aid offices is brilliant - it makes perfect sense that they'd have more interdepartmental influence. @Paloma Clark's spreadsheet tracking system is pure genius and something I'm definitely implementing when we start this process next year. The idea of asking for a "FAFSA receipt confirmation number" is another gem I'm adding to my arsenal. This thread perfectly illustrates why communities like this are so essential - turning what could be an isolating, panic-inducing experience into a supported journey with clear action steps. Thank you all for being so generous with your knowledge and for creating such a welcoming space for those of us just starting to navigate this complex system!

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