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Aiden Chen

How much does a person get for unemployment benefits in Washington?

I'm thinking about filing for unemployment and trying to figure out what my weekly benefit amount would be. I've been working full-time making about $52,000 per year and wondering how much Washington ESD would pay me if I qualify. Is there a formula they use or does it depend on your specific situation? Also wondering if there's a maximum amount they'll pay regardless of your previous salary.

Washington ESD calculates your weekly benefit amount based on your earnings during your base period, which is typically the first four of the last five completed calendar quarters. They take your highest earning quarter and divide by 26 to get your weekly amount. The maximum weekly benefit for 2025 is $999, and the minimum is $295.

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So if I made $15,000 in my highest quarter, that would be about $577 per week? That seems pretty reasonable.

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Exactly! And you can get up to 26 weeks of benefits if you qualify, though that depends on your total base period earnings.

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just filed last week and still waiting to hear back from them about my benefit amount. the whole process is taking forever and I can't get through on the phone to check my status.

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Have you tried calling early in the morning? I heard they're less busy then.

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yeah tried that, still getting busy signals or hung up on after waiting 45 minutes

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I had the same issue with getting through to Washington ESD on the phone. Found this service called Claimyr (claimyr.com) that actually gets you connected to agents without waiting on hold forever. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

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Is that legit? Sounds too good to be true honestly.

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Yeah I was skeptical too but it actually worked. Got through to an agent in about 10 minutes to check my claim status.

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might have to try this if I can't get through tomorrow

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The benefit calculator on the Washington ESD website is pretty accurate for estimating your amount. You'll need your earnings statements from the last 15 months to get a good estimate. Keep in mind they also look at your reason for separation from work.

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I was laid off due to company downsizing, so I think I should qualify without issues.

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Layoffs are usually straightforward for qualification. Just make sure you have all your separation paperwork ready when you file.

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HEADS UP - the benefit amounts change every year! Make sure you're looking at 2025 rates not old information. Also your benefit year starts when you file, not when you lost your job, so don't wait too long to apply.

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Good point, I'll file this week then. How long does it usually take to get approved?

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If everything goes smoothly, about 2-3 weeks. But if they need to verify anything or you go into adjudication, could be longer.

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What if you worked part-time? Does that affect the calculation differently?

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Same formula applies - they still use your highest quarter earnings divided by 26. Part-time workers often qualify for lower amounts but can still get benefits if they meet the minimum earnings requirement.

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That makes sense. I was only working 25 hours a week so probably won't get much.

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Don't forget about the job search requirements! You have to be actively looking for work and keep a log of your job search activities. That's part of continuing to receive benefits.

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How many jobs do you have to apply to each week?

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It's 3 job search activities per week, but it doesn't have to be just applications. Can include networking, job fairs, skills training, etc.

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And you have to register with WorkSource WA within 4 weeks of filing your claim.

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update - finally got through using that Claimyr thing someone mentioned. Turns out my claim was held up because they needed to verify my employment dates. Agent was able to tell me exactly what documents to upload. Would have taken me weeks to figure that out on my own.

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Glad it worked for you! That's exactly why I mentioned it - so much faster than trying to navigate the system alone.

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What documents did they need for employment verification?

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Just my final paystub and separation letter from HR. Pretty standard stuff but I didn't know I needed to upload them proactively.

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This is all really helpful info. One more question - is the benefit amount taxable income?

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Yes, unemployment benefits are taxable at the federal level and in Washington state. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return.

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Good to know, I'll probably have them withhold taxes so I don't get hit with a big bill next year.

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Also worth mentioning that if you find part-time work while collecting benefits, you can still receive partial unemployment as long as you report all earnings. They'll reduce your weekly benefit by a certain amount but you won't lose everything.

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That's actually really good to know. I might be able to pick up some freelance work.

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Just make sure you report ALL earnings, even small amounts. They cross-reference with tax records and penalties for unreported income are severe.

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For anyone still struggling to get through to Washington ESD by phone, I also had success with Claimyr recently. Was able to get clarification on my benefit calculation and they explained why my amount was lower than expected. Turns out I had some quarters with very low earnings that brought down my average.

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How does that work exactly? I thought they just used your highest quarter.

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They use your highest quarter for the weekly amount calculation, but your total base period earnings determine how many weeks you can collect. If you have low earnings in some quarters, you might max out before 26 weeks.

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IMPORTANT: Make sure you file your weekly claims every week even if your initial claim is still pending! You can't get retroactive benefits for weeks you didn't file claims. This is a common mistake that costs people money.

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Wait, so I should file weekly claims before my initial claim is even approved?

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YES! You file weekly claims for every week you're unemployed and looking for work, starting with your first week of unemployment. The system won't let you go back and claim weeks you missed.

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This is crucial information. I know someone who lost 3 weeks of benefits because they thought they had to wait for approval first.

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Another thing to keep in mind - if you're collecting unemployment and get a job offer, you can't just turn it down without good cause or you'll lose your benefits. The job has to be suitable work based on your skills and previous wages.

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What counts as 'suitable work'? Does it have to pay the same as my old job?

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Not necessarily the same pay, but it should be in line with your skills and experience. There are specific rules about what percentage of your previous wage is considered suitable. Washington ESD has guidelines on their website.

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this is all making me nervous about filing. seems like there are so many rules and ways to mess up and lose benefits.

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Don't let it overwhelm you! The basic process is straightforward if you're honest about your situation and follow the instructions. Most people who qualify get their benefits without major issues.

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Just read everything carefully and ask questions if you're unsure. The Washington ESD website has a lot of helpful information, and you can always call for clarification.

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thanks, I'll take it one step at a time

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Final update - got my first benefit payment today! Ended up being $623 per week which is pretty close to what I calculated using the formula mentioned earlier. The whole process took about 3 weeks from filing to first payment.

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That's great news! Was it direct deposit or did they mail a check?

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Direct deposit. Much faster than waiting for mail. You can set that up when you file your initial claim.

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Just want to emphasize again that everyone's situation is different. The benefit amount depends on your specific earnings history, and there can be complications if you have gaps in employment or worked in multiple states. When in doubt, it's worth getting clarification from Washington ESD directly.

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Thanks everyone for all the helpful information. I'm feeling much more confident about filing now.

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Good luck with your claim! Remember to keep track of all your job search activities and file those weekly claims.

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One last tip - sign up for direct deposit if you can. Paper checks can get delayed or lost in the mail, and you don't want to deal with that stress when you're already unemployed.

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Definitely planning to do direct deposit. Thanks again everyone!

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