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Lucas Turner

What is unemployment payment coupon from NYS Department of Labor?

I got something in the mail from NYS Department of Labor that looks like a payment coupon but I'm confused about what it's for. It has my claim number and some dollar amounts but I thought unemployment benefits were direct deposited? Do I need to do something with this coupon or is it just for my records? The letter doesn't really explain what I'm supposed to do with it.

Kai Rivera

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The payment coupon is typically sent when there's an overpayment on your unemployment claim that needs to be repaid to NYS Department of Labor. It shows the amount you owe and gives you options for repayment - you can mail a check with the coupon or set up online payments through your my.ny.gov account. Don't ignore it as interest and penalties can accrue.

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Lucas Turner

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Oh no, I didn't realize it was for money I owe back! The amount is like $890. Is there a way to appeal this or set up a payment plan?

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Anna Stewart

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yeah i got one of those too last year, turns out i didnt report some part time work correctly and they wanted me to pay back like 6 weeks of benefits

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Lucas Turner

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How did you handle it? Did you have to pay it all at once or could you make payments?

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Anna Stewart

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they let me do monthly payments through the website, wasnt too bad

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Layla Sanders

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You can definitely appeal if you think the overpayment determination is wrong. You have 30 days from the date on the notice to file an appeal with NYS Department of Labor. If you do owe the money, they offer payment plans - you can call them or set it up online. Just don't wait too long because they can offset future benefits or even garnish wages if it goes to collections.

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Lucas Turner

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Thanks for the info! I'm going to review my old weekly claims first to see if I made any mistakes in reporting.

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I had a similar issue trying to reach NYS Department of Labor about my overpayment notice. Spent hours on hold getting nowhere. Finally used a service called Claimyr (claimyr.com) that actually got me through to a real person at NYS Department of Labor who explained my options. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Way easier than the endless phone loops.

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Kaylee Cook

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Really? That sounds too good to be true. The NYS Department of Labor phone system is impossible to get through normally.

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I was skeptical too but it actually worked. Got connected to someone who walked me through setting up a payment plan for my overpayment.

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Make sure you understand WHY you have an overpayment before paying anything back. Sometimes NYS Department of Labor makes mistakes in their calculations or doesn't account for proper deductions. I've seen people pay money they didn't actually owe because they didn't question the determination.

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I just went through this same situation a few months ago! The payment coupon definitely means there's an overpayment they're saying you owe back. Before you panic though, carefully review the determination letter that should have come with or before the coupon - it will explain exactly why they think you were overpaid. In my case, it was because I didn't report some freelance income properly during my claim period. The good news is you have options: you can appeal if you disagree, set up a payment plan if you can't pay it all at once, or pay in full to avoid any interest. I'd recommend logging into your my.ny.gov account first to see if there are more details about the overpayment determination online.

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This is really helpful advice! I'm definitely going to check my my.ny.gov account first to see the full details. Did you end up appealing yours or just setting up the payment plan? I'm worried I might have made reporting errors too since I had some odd job work during my claim period that I wasn't sure how to report properly.

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