How much should I expect from NY unemployment weekly benefits?
I lost my job last month after our company went through a major downsizing. Filed for unemployment benefits 3 weeks ago and finally got approval yesterday. I was making about $58,000 a year at my marketing job, but I'm confused about how much I'll actually get each week. The approval letter mentions a weekly benefit amount but doesn't explain how they calculated it. Does anyone know how NY unemployment figures out the weekly payment? I've heard different things from different people - some say it's 50% of your salary up to a maximum, others say it depends on your highest quarter earnings. Just trying to budget properly since rent in Queens isn't exactly cheap. Also, how long does it typically take for the first payment to come through after approval? Thanks for any help.
31 comments
Mei Chen
The max benefit amount in NY is $504 per week. They calculate it based on your highest paid quarter in your base period (which is usually the first 4 of the last 5 completed calendar quarters before you filed). It's approximately 1/26 of your highest quarter wages up to that maximum. So with your salary, you're probably getting close to the max.
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Jamal Thompson
•Thanks for explaining. That makes sense now - they were looking at my Q4 earnings from last year which had a bonus in it. I guess that's why my amount is near the max.
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CosmicCadet
•Just want to point out the first payment usually takes 2-3 weeks after approval in my experience. Make sure you're doing your weekly certifications!
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Liam O'Connor
•dont forget they take taxes out if u chose that option when u filed! I got hit with a big tax bill cus I didnt know any better 🤦♂️
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Amara Adeyemi
I was in your exact situation back in February. Couldnt get answers on the website and it was driving me crazy. After days of trying to call I used this service called claimyr.com that got me a callback from a real agent. Talking to an agent got my $ unlocked so fast - explained exactly how my benefit was calculated and when I'd get paid. Check out their info video: https://youtu.be/Rdqa1gKtxuE
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Giovanni Gallo
•yeah right, another 'miracle solution'... what's the catch? 🙄
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Amara Adeyemi
•No catch! Just a service that calls for you and stays on hold. Then connects you when there's a live agent. Saved me like 3 hours of hold time.
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Fatima Al-Mazrouei
•sounds like one of those ads that pops up everywhere. anyone ACTUALLY try this?
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Amara Adeyemi
•Yep, I did and it actually worked. Got my questions answered in one call instead of spending days trying to get through.
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Dylan Wright
•wait hold up - does this actually work or is it just the usual BS?
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Amara Adeyemi
•It works! They just automate the calling and holding part. When an agent picks up, they connect you. Simple but effective.
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NebulaKnight
With ur salary ($58k) you should get pretty close to the maximum. I was making $62k when I filed and got $498 weekly. After taxes it comes out to around $448 deposited each week. First payment took 10 days after approval for me.
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Sofia Ramirez
The benefit rate is roughly 50% of your average weekly wage, calculated from your highest quarter in the base period, up to the $504 cap. Given your salary was $58k, you're probably getting between $490-504/week. First payment typically arrives 2-3 weeks after approval, but make sure you're doing your weekly certifications (every Sunday!!) or you won't get paid.
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Dmitry Popov
•This!!! The weekly certifications are SUPER important. I missed one week and it took forever to get that payment. Set a reminder on your phone for Sunday mornings.
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Jamal Thompson
•Thanks for the reminder about weekly certifications. I got an email about that but wasn't sure how important the timing was.
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Ava Rodriguez
Something nobody mentioned yet: benefits are subject to federal income tax (and state if you dont live in NY) so make sure u select to have taxes withheld unless u want a tax surprise later 😮
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Miguel Ortiz
•Yuuup I made this mistake. Got hit with a $1200 tax bill cause I didn't withhold anything. BIG REGRETS.
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Zainab Khalil
•Can confirm. Didn't withhold taxes my first time on unemployment and got wrecked at tax time 💀
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QuantumQuest
Look, I'll be honest - the NY unemployment system is a total disaster. Been on it twice in three years. Here's what you need to know: 1) With your income, you'll likely get close to the maximum $504/week 2) First payment SHOULD come within 2 weeks but often takes longer 3) If anything goes wrong (and something always does), good luck getting someone on the phone 4) Set up direct deposit immediately if you haven't already - the debit card option is horrible 5) Document EVERYTHING - take screenshots, note dates/times of calls The only way I actually got my issues resolved was using claimyr.com when I needed to speak to someone. Best money I ever spent after sitting on hold for literally 7+ hours across 3 days. They connected me to an actual human at NY unemployment who fixed my claim in 10 minutes. Oh and one more thing - don't miss your weekly certifications on Sunday or you'll regret it.
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Jamal Thompson
•Wow thanks for the detailed response. I just checked and I'm getting $502 weekly. I did set up direct deposit but good call on documenting everything. Is claimyr really worth it?
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QuantumQuest
•100% worth it IF you need to speak to someone. If your claim is running smoothly, probably don't need it. But if you hit any issues, it's literally the only way to get through without wasting days.
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Connor Murphy
•I second this. Used Claimyr when my account got frozen randomly. Got through to an agent in under an hour instead of days of trying.
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Yara Haddad
im getting $504 which is the max for ny unemployment. Was making around 65k before i got laid off. Took about 8 days after approval to get first payment.
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Keisha Robinson
The system is a joke. I got $400 a week making $52k but my roommate got $504 making $60k. Makes no sense how they calculate it tbh.
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Paolo Conti
•Did you have variable income? Like commission or inconsistent hours? That can affect it.
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Keisha Robinson
•Nope. Straight salary. I think they messed up but could never get someone on the phone to fix it 🤷♂️
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Amina Sow
Hey just a heads up that if ur making around 58K, you'll probably get close to the max of $504/week. Make sure to certify EVERY WEEK starting the Sunday after your approval - if u miss a week, its a HUGE pain to get those benefits retroactively. Also sign up for direct deposit if u havent already! The debit card option sucks.
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GalaxyGazer
I LITERALLY just went through this process. With your salary you'll get very close to the max ($504). First payment took exactly 10 days after approval for me (approved April 2, got paid April 12). One thing no one tells you - make sure all your info is correct because if there's ANY discrepancy, your payment will get held up and good luck reaching anyone for help.
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Oliver Wagner
•This! I had my old address in the system and my payments got delayed for 3 weeks. Absolute nightmare trying to fix it.
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Natasha Kuznetsova
•How did you eventually fix it? I'm having a similar issue with my phone number.
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Oliver Wagner
•I used claimyr.com to get through to an agent. Only way I could actually talk to someone after trying for days.
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