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Oliver Schmidt

How long you can claim unemployment benefits through NYS Department of Labor?

I'm getting close to what I think might be the end of my unemployment benefits and I'm starting to panic. I've been collecting for about 20 weeks now and I'm not sure how much longer I can keep filing my weekly claims. Does anyone know exactly how long you can claim unemployment benefits in New York? I've heard different things from different people - some say 26 weeks, others mention extensions. My claim balance is getting low and I really need to know what to expect. I'm still actively job searching but haven't found anything yet.

In New York, regular unemployment insurance (UI) benefits last for 26 weeks maximum. This is your base period of eligibility through NYS Department of Labor. Once you exhaust these 26 weeks, your regular UI claim ends. There used to be federal extensions during emergencies, but those pandemic-era programs like PEUC ended in 2021. The 26-week limit is pretty firm now unless there's some special federal legislation passed.

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So there's really no way to extend beyond 26 weeks anymore? That's really concerning since I'm at week 20 already.

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Javier Torres

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You should check your account on my.ny.gov to see your exact benefit year end date and remaining balance. Your benefit year runs for 52 weeks from when you first filed, but you can only collect for 26 of those weeks. If you run out of weeks but still have a dollar balance, you can't collect more. If you run out of money but still have weeks left, you also can't collect. Both have to be available.

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Emma Wilson

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This is confusing - so even if I have money left in my account, I can't use it after 26 weeks?

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Javier Torres

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Correct. The 26-week limit overrides any remaining dollar balance. It's not like a savings account where you can use up every penny.

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QuantumLeap

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I went through this same situation last year and it was really stressful! When I hit week 24, I started getting really anxious about what would happen. I called NYS Department of Labor multiple times but could never get through to ask about extensions. The automated system just kept telling me to file my weekly claims. Has anyone had luck actually speaking to someone about this?

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Malik Johnson

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Getting through to NYS Department of Labor on the phone is nearly impossible. I used a service called Claimyr (claimyr.com) that actually got me connected to an agent. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. It was super helpful for getting definitive answers about my claim timeline instead of just guessing.

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QuantumLeap

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I'll definitely check that out! I'm tired of getting hung up on after waiting for hours.

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wait so what happens after 26 weeks?? do you just lose everything and get nothing?? this system is so messed up

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After 26 weeks, your UI claim ends and you stop receiving benefits. You would need to find employment or potentially apply for other assistance programs like SNAP if you qualify. You can't file a new UI claim until you work again and earn enough to establish a new base period.

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Ravi Sharma

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My brother went through this exact thing and what really helped him was knowing the exact date his benefits would end so he could plan better. Like the other person said, check your my.ny.gov account for your benefit year dates. Also make sure you're doing everything possible with your job search requirements because you don't want any issues in these final weeks.

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Good point about the job search requirements. I've been keeping my log updated but I should probably step it up even more now.

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Emma Wilson

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This whole 26-week thing seems so arbitrary. Like why not 30 weeks or something that gives people more time to find decent work? The job market is still tough in a lot of industries.

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Emily Sanjay

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I totally agree with you Emma. The 26-week limit was actually established decades ago when the job market was very different. Back then, unemployment was often more cyclical and temporary. Now with industry changes, remote work shifts, and longer hiring processes, it can definitely take longer to find comparable employment. Some states have looked at extending their base periods but it requires legislative changes and funding considerations. It's frustrating when you're doing everything right but the timeline doesn't match reality.

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