How does unemployment work - NYS Department of Labor claim process explained?
I'm completely new to this whole unemployment thing and feeling overwhelmed. Just lost my job last week and everyone keeps telling me to file for unemployment but I have no idea how it actually works in New York. Like, do I just apply once and then money shows up? Do I have to keep doing something every week? What's this adjudication thing I keep seeing mentioned? And how much can I expect to get? I've been working retail for the past 2 years making about $28 an hour. Can someone walk me through the basic process with NYS Department of Labor? I tried looking at their website but it's confusing as hell.
18 comments


Giovanni Rossi
The unemployment process in NY has several steps. First, you file your initial claim on the NYS Department of Labor website (my.ny.gov). After that, you'll need to file weekly claims every Sunday to certify you're still unemployed and actively looking for work. Your benefit amount is calculated based on your highest quarter of earnings in your base period - with $28/hour retail work, you're probably looking at somewhere around $400-500 per week depending on your hours. The adjudication process happens if there are any questions about your eligibility, like if your employer contests the claim.
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Amara Adebayo
•Thank you! So I have to do something every single week? What happens if I miss a week?
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Fatima Al-Mansour
Yeah you HAVE to file those weekly claims or you won't get paid for that week. It's like 5 minutes online every Sunday. You'll answer questions about whether you worked, if you looked for jobs, stuff like that. Miss a week and that money is just gone. Also make sure you're keeping a job search log because NYS Department of Labor requires 3 job contacts per week.
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Dylan Evans
•Wait, 3 job contacts per week? I thought it was more than that now?
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Fatima Al-Mansour
•No it's still 3 for regular UI benefits. You might be thinking of some other program.
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Sofia Gomez
I had such a nightmare trying to get through to NYS Department of Labor when my claim got stuck in adjudication for weeks. Calling their number was impossible - either busy signals or getting disconnected after waiting 2+ hours. Finally found this service called Claimyr (claimyr.com) that actually got me connected to a real agent in like 10 minutes. They have a video demo (https://youtu.be/qyftW-mnTNI) showing how it works. Saved my sanity honestly because I was about to lose my apartment waiting for that claim to process.
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StormChaser
•How much does something like that cost? Seems too good to be true.
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Sofia Gomez
•It's worth it when you're facing eviction because NYS Department of Labor won't answer their phones. Way cheaper than losing your place.
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Dmitry Petrov
just file online and wait basically. took me like 2 weeks to get my first payment but that was during covid so probably faster now
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Ava Williams
The whole system is a joke tbh. They make it SO complicated on purpose to discourage people from filing. Like why do I need to prove I'm looking for work when I literally just got laid off through no fault of my own?? And don't get me started on their outdated website that crashes half the time.
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Amara Adebayo
•Ugh that's not encouraging... the website did seem pretty clunky when I was trying to look around.
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Giovanni Rossi
To directly answer your question about the process: 1) File initial claim online 2) Wait for monetary determination letter 3) File weekly claims starting the week after you file 4) Complete required job search activities 5) Receive payments (usually takes 2-3 weeks for first payment). If your employer doesn't contest and there are no eligibility issues, it's pretty straightforward. The problems usually come when there's adjudication or when people don't understand the weekly filing requirement.
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Amara Adebayo
•This is super helpful, thank you! I think I understand the basic flow now. Going to file my initial claim tonight.
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Tobias Lancaster
Good luck with filing tonight! One tip - make sure you have all your employment info ready before you start (employer names, addresses, dates worked, reason for separation). The application will time out if you take too long gathering documents. Also, once you file that initial claim, don't wait to start your weekly certifications - you can file your first weekly claim the Sunday after you submit your initial application, even if you haven't gotten your determination letter yet. The sooner you start that weekly routine, the sooner payments can begin processing.
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Samuel Robinson
•That's really good advice about having all the documents ready! I didn't think about the timeout issue. Quick question - when you say "reason for separation," do I just put "laid off" or do they want more detail? My manager just said it was due to budget cuts and they had to eliminate my position.
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Micah Trail
•For the separation reason, "laid off due to budget cuts/position eliminated" is perfect - that clearly shows it wasn't your fault. NYS Department of Labor just needs to understand you didn't quit or get fired for misconduct. Being specific about budget cuts actually helps your case since it shows the separation was employer-initiated for economic reasons. Just be honest and straightforward in your description.
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Avery Davis
One thing I wish someone had told me when I first filed - don't panic if your claim status shows "pending" for a while after you submit. That's totally normal while they process your application. Also, make sure to check your messages in the online portal regularly because NYS Department of Labor will send important updates there, not just to your email. And if you do end up needing to call them, try calling right when they open at 8am - that's when you have the best chance of getting through. The phone lines get completely jammed by mid-morning.
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Sofia Ramirez
•Thanks for that tip about calling at 8am! I'm definitely going to bookmark this thread because there's so much helpful info here. One more question - if my claim does get stuck in "pending" status, how long should I wait before getting concerned? Like is there a normal timeframe where I should expect it to move to approved/denied, or does it just vary wildly?
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