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How does ny unemployment actually work? Does my old employer foot the bill?

I got laid off in October from my retail job due to 'restructuring' and filed for unemployment benefits in November. My claim got approved but a coworker said something that got me wondering - does my old company actually pay directly for my benefits? Or do they get charged extra fees or something? I'm getting about $410 weekly but I'm curious about how this all works behind the scenes. The reason I'm asking is because my old manager texted me saying they might have some part-time hours available soon and I'm trying to figure out if they're just trying to stop paying for my unemployment. Anyone know how the system actually works in New York?

Rita Jacobs

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Your former employer doesn't directly write your unemployment check, but they do indirectly pay for it. Companies in NY pay unemployment insurance taxes based on their payroll and how many former employees collect benefits. So when you collect unemployment, their tax rate can go up. That's probably why they're suddenly offering you part-time hours - if you work part-time, your unemployment benefits get reduced, which saves them money in the long run.

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Manny Lark

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Ahh that makes sense! So they're not technically paying my benefits directly but they have incentive to get me off unemployment. Sneaky.

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Khalid Howes

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This is exactly right. I used to do HR and companies HATE when their unemployment insurance rates go up. They'll do almost anything to avoid it, including offering garbage hours just to reduce benefits. 🙄

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Ben Cooper

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yup. my old retail job did this ALL the time. theyd lay people off then offer like 4 hours a week just to mess with UI benefits.

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Naila Gordon

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Cynthia Love

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wait is this for real? i've been trying to get through to unemployment for 2 weeks straight 😩

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Naila Gordon

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Yeah it actually works! I was super skeptical at first but I was desperate after calling for days. They connect you with a real agent from unemployment.

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Darren Brooks

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sounds like one of those ads that pops up everywhere. anyone ACTUALLY try this besides you? 🤔

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Rosie Harper

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I've used it twice now. worth every penny cuz I was going CRAZY trying to get through on my own. The callback system works exactly like they say.

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hmm I've been burned by so many of these 'services' before... what makes this different?

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Naila Gordon

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The difference is they don't ask for any personal info - they just call NYSDOL and when they get a human, you get a call. That's it. You still talk directly to unemployment yourself.

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Demi Hall

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Employers pay into the unemployment insurance fund quarterly based on their payroll size and history of layoffs. Its not a fine - more like insurance. If they let go of more workers who claim benefits, their rates go up (kinda like when you crash your car, your car insurance goes up). That's why some companies fight legitimate unemployment claims - they dont wanna pay higher rates.

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They're 100% trying to reduce their unemployment insurance costs! My company does this all the time. They'll offer you juuuust enough hours to reduce your benefits but not enough to actually live on. Be careful about accepting - if you refuse work it can mess up your benefits, but sometimes the offered work can be considered "unsuitable" if it's way less hours/pay than your original job.

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Manny Lark

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That's exactly what I'm worried about. They only want to give me like 10 hours a week which isn't enough to pay rent but might mess up my benefits...

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You should call ny unemployment and ask them specifically about this situation before accepting or rejecting. I think there's rules about what you have to accept.

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Kara Yoshida

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I went through something similar. You can work part-time and still get partial benefits in NY, but you have to report your earnings each week. They subtract part of what you earn from your benefits.

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Philip Cowan

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Lol dont feel bad about collecting UI. Your employer isnt paying you direct - they already paid into the system with UI taxes while you were working there. Thats literally what its for!!! You paid into it too with every paycheck! Take what you deserve 💯

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Caesar Grant

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this!! people act like unemployment is some kind of charity. its INSURANCE that WE ALL pay for!!

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Lena Schultz

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Um actually employees don't pay into unemployment in NY, only employers do. But your point still stands - it's not charity, it's insurance.

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Caesar Grant

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oh mb i thought it was like social security where its taken from your check

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Gemma Andrews

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Here's a detailed breakdown of how NY unemployment insurance actually works: Employers pay unemployment taxes based on their experience rating (how many former employees claim benefits). When you file for unemployment, your former employer's account is essentially "charged" for your benefits, which can increase their future tax rate. If they're offering you part-time work, they're probably trying to lower their unemployment costs. BUT - you should know that in NY, you can still claim partial benefits if you work part-time. The system lets you earn up to $504 in partial unemployment plus whatever you make at the part-time job (with some reductions). Be strategic about this. If they're offering very limited hours, you might be better off with full unemployment. If they're offering substantial hours, the combined income might be better. One thing - if you're having trouble getting through to unemployment to ask questions about this, try claimyr.com. They can get you connected to a real agent quickly instead of waiting on hold forever. Getting actual answers from a live person made all the difference for me. Hope this helps!

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Manny Lark

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This is super helpful, thank you! I didn't realize I could potentially still get partial benefits if I take some hours.

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Pedro Sawyer

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The 75% rule is important too - if you work more than 75% of your previous full-time hours, you're not eligible for any benefits that week in NY.

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Mae Bennett

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totally off topic but has anyone else noticed how IMPOSSIBLE it is to get anyone on the phone at unemployment lately??? I've been calling for THREE DAYS straight and can't get through 😡

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Bruh I had to call 47 times in one day before I got through last month. System is broken af

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Melina Haruko

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Try claimyr.com - they got me through to an agent same day. Best $$ I ever spent.

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Mae Bennett

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Thanks, might have to try that. Im desperate at this point.

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I worked in HR for a retailer for years. So yes, employers do pay for unemployment insurance based on their past history. Companies that have lots of layoffs pay higher rates than stable companies. This is why they might try to get you to come back part-time - it reduces their costs. But here's the thing: you are ENTITLED to these benefits if you were laid off. Don't feel bad about collecting! The system is designed this way on purpose.

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Reina Salazar

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everybody in this thread acting like the employer is evil for offering part time work lol. maybe they actually do need help and are offering it to previous employees first? not everything is a conspiracy

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Found the manager 👀

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Demi Lagos

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LMAOOOO 🤣🤣🤣

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Reina Salazar

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Whatever, i'm just saying there could be other explanations. But sure downvote me to hell 🙄

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Mason Lopez

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Just to add some actual numbers - in NY, employers pay UI tax on the first $12,000 of each employee's wages. The rates range from 0.6% to 7.2% depending on their experience rating (how many claims they've had). So yeah, they definitely have financial incentive to get you back on payroll even part time.

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