Does unemployment pay full salary in NY - what percentage of wages do you actually get?

No, unemployment doesn't pay your full salary. In New York, the maximum weekly benefit amount is $504 as of 2025. The actual amount you receive is calculated based on your earnings during your base period (usually the first four of the last five completed calendar quarters before you filed). Generally, you'll receive about 50% of your average weekly wage, but it's capped at that $504 maximum. So even though you were making $1,200 weekly, you'd likely get the maximum $504 per week if you qualify.

yeah the max is pretty low compared to other states, i was making about $800 a week and only got like $400 something in benefits. it definitely doesn't replace your full income

The formula is your highest quarter earnings divided by 26, but capped at the maximum. You'll need to file your initial claim through ny.gov and they'll calculate your exact weekly benefit amount based on your work history. Make sure you have your employment information ready when you apply. Also remember you'll need to file weekly claims and do job search activities to keep receiving benefits.

I had so much trouble getting through to NYS Department of Labor when I needed to check on my claim status. Spent hours on hold just to get disconnected. Finally found this service called Claimyr (claimyr.com) that actually got me connected to an agent in like 10 minutes. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Super helpful when you need to talk to someone about your benefits calculation or any issues with your claim.

The whole system is frustrating honestly. $504 maximum when rent alone is like $1500+ in most areas? It's better than nothing but barely covers basic expenses. At least it's something while you're job hunting.

Just to add - make sure you understand the job search requirements too. You need to make at least 3 job contacts per week and keep a log. NYS Department of Labor can ask for proof anytime. Don't let that part surprise you when you start receiving benefits.

I went through this same situation last year when I got laid off from my marketing job. The reality check is tough - you're looking at around $504 max per week in NY, which is roughly 42% of what you were making at $1,200/week. I had to quickly adjust my budget and cut non-essential expenses. One tip: start your application ASAP since there's usually a one-week waiting period before benefits begin, and processing can take 2-3 weeks. Also consider picking up some freelance or gig work if possible - you can earn up to a certain amount without it affecting your benefits. The job search requirement is real too, so start networking and applying right away. Hang in there!