Do I have to file for unemployment immediately after losing my job in NY?
I got laid off from my construction job last Tuesday and I'm wondering if there's a deadline for filing my unemployment claim with NYS Department of Labor. My buddy told me I should have filed right away but I've been trying to find another job first. Is there a time limit? Will I lose benefits if I wait a few more weeks? I'm not sure how this whole process works and don't want to mess anything up.
13 comments


Saleem Vaziri
You should file as soon as possible! While there's technically no hard deadline, you can only receive benefits from the date you file your claim - not from when you actually lost your job. So every week you wait is a week of potential benefits you're missing out on. The NYS Department of Labor processes claims based on when they're filed, not when you became unemployed.
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Lindsey Fry
•Oh wow, I had no idea! So I've already missed out on benefits from last week? That's frustrating. I thought I could backdate it or something.
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Kayla Morgan
File immediately! I made the same mistake and waited 3 weeks thinking I'd find something quickly. You cannot backdate your claim to your separation date - benefits only start from your filing date. Go to my.ny.gov right now and start your application. You can always stop claiming if you find work, but you can't recover those lost weeks.
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James Maki
•This is so true! I waited 2 weeks and kicked myself for it. The whole 'effective date' thing is really important to understand.
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Jasmine Hancock
Wait, I'm confused about something similar. If I file today but my last day of work was actually two weeks ago, do I still have to wait a week for benefits to start? Or does the waiting week count from when I actually stopped working?
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Saleem Vaziri
•The waiting week is the first week you file for, not related to when you stopped working. So if you file today, this would be your waiting week regardless of when you were actually laid off.
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Cole Roush
I had so much trouble getting through to NYS Department of Labor when I needed to ask questions about my filing date. Kept getting busy signals and the online chat was useless. Finally used Claimyr (claimyr.com) to get connected to an actual agent who explained everything clearly. There's even a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Made the whole process so much easier than trying to call myself.
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Lindsey Fry
•Never heard of that service before. Did it actually work? I'm dreading having to call them if I run into issues.
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Cole Roush
•Yeah it worked great! Got connected within like 20 minutes instead of calling for hours myself. Worth it just for the peace of mind.
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Scarlett Forster
just file now dude, dont overthink it. you can always cancel if u find work but u cant get back those weeks u missed
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Arnav Bengali
This whole system is so backwards! Why can't they just make it retroactive to your last day of work? It's like they're punishing people for not knowing the rules. I lost out on 3 weeks because nobody told me this when I got fired.
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Amina Toure
I completely understand the frustration - I went through the same thing when I got laid off from my restaurant job last year. The key thing everyone's mentioned is absolutely right: file TODAY. Don't wait another day. I learned the hard way that NYS doesn't backdate claims, so every day you delay is money out of your pocket. The application on my.ny.gov is actually pretty straightforward once you get started. You'll need your Social Security number, driver's license, and employment info from the last 18 months. Even if you're still job hunting (which is great!), you can continue looking while collecting benefits - just make sure to report any work you do. The system is designed to support you while you find your next job, so use it!
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Kirsuktow DarkBlade
•This is really helpful advice! I'm curious about the employment info requirement - when you say "employment info from the last 18 months," what exactly do they need? Just employer names and dates, or do they want pay stubs and tax documents too? I want to make sure I have everything ready before I start the application.
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