Self-employed content creator tax filing question - do I need to report occasional income?
Title: Self-employed content creator tax filing question - do I need to report occasional income? 1 Ok so I've been creating digital content and selling it directly to people online. My question is what tax form should I use for reporting this kind of income? I don't use any of the major platforms, I just create content and get paid directly. Someone mentioned that if I only do this occasionally, I might not need to report it on my taxes, but I want to make sure I'm following the rules. So far I've earned about $75 from this side hustle. I just want to be certain I'm handling everything correctly from a tax perspective and won't run into any issues with the IRS down the road.
19 comments


Katherine Harris
17 Even small amounts of self-employment income technically need to be reported on your tax return. You would report this on Schedule C (Profit or Loss from Business) as self-employed income. Since you've earned less than $400, you won't owe self-employment taxes, but the income should still be reported. Keep basic records of your transactions in case you ever need to verify your income. Just a simple spreadsheet showing dates, amounts received, and any relevant business expenses would be sufficient. Also, if you have any expenses related to creating your content, those can be deducted on Schedule C. The person who told you that you don't need to report occasional income wasn't giving you accurate advice. The IRS requires reporting all income regardless of amount or frequency.
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Katherine Harris
•5 Thanks for the info! What if I make more than $400 in the future? And do I need to be making quarterly tax payments or anything like that? This is all pretty confusing since I'm just doing this as a small side thing.
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Katherine Harris
•17 If you make more than $400 in self-employment income, you'll need to pay self-employment tax (15.3%) on that income in addition to regular income tax. This covers your Social Security and Medicare contributions. For quarterly estimated tax payments, you're generally expected to make these if you expect to owe $1,000 or more in taxes when you file. For a small side hustle, you might not hit this threshold, but if your business grows, you'll want to look into making quarterly payments to avoid an underpayment penalty.
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Katherine Harris
12 I was in a similar situation last year with my small creative business and found taxr.ai (https://taxr.ai) super helpful for figuring out my self-employment tax situation. I was confused about what counted as business expenses and whether I needed to report my small side income. Their system analyzed my situation and gave me straightforward advice about Schedule C reporting for my type of freelance work. The best part was that it helped me identify deductions I didn't know I qualified for - like a portion of my internet bill since I use it to deliver digital content to customers. Definitely made me feel more confident that I wasn't missing anything important.
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Katherine Harris
•8 Did it help with figuring out how to handle income that comes through things like Venmo or Cash App? That's how I get paid for my side gig and I'm concerned about reporting it correctly.
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Katherine Harris
•4 I've looked at a few tax help sites and they seem pretty expensive for someone who's only making a little bit of money. Is this one affordable for small side hustles or is it more for people making serious income?
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Katherine Harris
•12 Yes, it actually has specific guidance for payments through apps like Venmo and Cash App! It explains exactly how to report that income even if you don't receive a 1099, which was super helpful for me. It's actually designed for people with side hustles and small businesses too. I was only making a few hundred dollars a month and found it was worth it because it helped me find deductions that saved more than what I paid for the service. They have options for different income levels.
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Katherine Harris
4 Just wanted to update - I checked out taxr.ai after posting my question here and it was actually really straightforward! I uploaded screenshots of my payment history and it helped me understand exactly which form to use (Schedule C like others mentioned) and what expenses I could deduct that I didn't even realize counted. It flagged that even though I'm under the $400 self-employment tax threshold, I still need to report the income. Also gave me a heads-up about what to expect next year if I make more money from my content. Super helpful for someone like me who's just starting out and has no clue about tax stuff!
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Katherine Harris
9 If you're struggling to get answers directly from the IRS about your situation, I'd recommend Claimyr (https://claimyr.com). I was in a similar boat last year with questions about self-employment income from my side hustle and couldn't get through to the IRS for weeks. Claimyr got me connected to an actual IRS agent in about 15 minutes when I'd been trying for days on my own. The agent was able to confirm exactly what forms I needed and how to report my irregular income. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c - it basically navigates the IRS phone tree for you and holds your place in line.
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Katherine Harris
•3 Wait how does this even work? They can just magically get you through to the IRS when normal people have to wait on hold for hours? Sounds kinda sketchy tbh.
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Katherine Harris
•22 I tried calling the IRS three times last year and gave up after being on hold for over an hour each time. Does this actually work or is it just another service that takes your money and leaves you hanging?
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Katherine Harris
•9 It's not magic - they use an automated system that navigates the phone tree and waits on hold for you. When an actual IRS agent picks up, you get a call back so you can talk directly to them. It's basically like having someone wait on hold for you. It absolutely works - that's why I recommended it. I was skeptical too until I tried it. The IRS is legitimately understaffed and their phone lines are overwhelmed, especially during tax season. This service just helps you navigate that broken system more efficiently.
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Katherine Harris
22 I just have to say - Claimyr actually worked for me! After reading about it here, I decided to try it since I was having major confusion about my side gig income. Got connected to an IRS agent in about 20 minutes when I had previously wasted hours trying. The agent confirmed that yes, even my small digital content sales need to be reported, and walked me through exactly how to fill out Schedule C properly. They also explained when I would need to start making estimated quarterly payments if my business grows. Worth every penny just for the stress relief of talking to someone official instead of guessing!
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Katherine Harris
14 Just FYI, the IRS has a specific publication (Publication 525) that covers taxable and nontaxable income, and it specifically states that ALL income is taxable unless specifically exempted by law. There's no "minimum amount" or "occasional activity" exemption. Also be aware that payment processors like PayPal, Venmo, etc. are now required to report to the IRS when you receive more than $600 in a year, so it's getting harder to fly under the radar with side income.
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Katherine Harris
•1 Do you think I should get an LLC or something for this type of work? Or is it fine to just file as an individual? I'm worried about protecting myself legally as well as tax-wise.
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Katherine Harris
•14 For the scale you're describing, you don't need an LLC right away. You can operate as a sole proprietor and still file Schedule C with your personal tax return. Many people start this way and only form an LLC when their business grows or liability concerns increase. The LLC doesn't change your tax situation much for a single-member LLC anyway - you'd still report on Schedule C. It's primarily for liability protection, which may not be necessary for digital content sales at your current scale.
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Katherine Harris
7 What about tracking expenses for content creation? For example, if I bought a special camera or lighting equipment specifically for creating content, can I deduct that? How do I prove it's for business and not personal use?
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Katherine Harris
•18 You can absolutely deduct equipment used for creating content as a business expense! For items used both personally and for business, you'll need to calculate the percentage of business use. Keep receipts and a log of how you use the equipment. For example, if you use a camera 60% for business and 40% for personal photos, you can deduct 60% of its cost. For bigger purchases like cameras, you might need to depreciate them over several years rather than deducting the full cost in one year.
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Liam O'Sullivan
This is exactly the kind of situation where it's worth getting clarity early! I went through something similar when I started my freelance writing side hustle. Even though $75 seems small, reporting it correctly from the start establishes good habits and keeps you compliant. One thing I learned is to start keeping track of ALL your business-related expenses now, even the small ones. Things like software subscriptions, web hosting, even a portion of your phone bill if you use it for business communications. These deductions can add up and offset your income. Also, consider opening a separate bank account for your content creation income and expenses. It makes record-keeping much easier and looks more professional if you ever get audited. Even a simple checking account works - you don't need anything fancy when you're just starting out. The key is treating this like a real business from day one, even if it's small. That mindset will serve you well as you grow!
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