2023 taxes showing as delinquent after filing - installment plan issue
I'm freaking out right now. My wife and I used a professional tax preparer last year and filed jointly. We ended up owing around $6,800 to the IRS and set up an installment plan where they automatically withdraw money from our account each month. Today I called the IRS to check our remaining balance (been paying for about 8 months now), and the agent dropped a bomb on me. They said our tax return doesn't show as either received or rejected in their system, and our account is flagged as DELINQUENT! How is this even possible when we've been making payments this whole time? The agent couldn't tell me our remaining balance because apparently our return doesn't exist in their system. But they've been taking our money every month! The agent said we have 30 days to resolve this issue. I'm totally stressed out. Has anyone dealt with this before? What should we do? Could our tax preparer have messed up somehow? I have copies of everything we filed and confirmation of all our payments.
19 comments


Liam McConnell
This sounds like a classic case of the IRS's left hand not knowing what the right hand is doing. Don't panic! This happens more often than you'd think, especially with the backlog they've been dealing with. First, gather all your documentation: a copy of your filed return, proof of any payments made, and especially the confirmation number from when your tax preparer submitted your return. Also find your installment agreement letter that shows the terms you agreed to. Next, call the IRS again, but this time ask to speak with the collections department specifically since they handle installment agreements. The regular customer service reps sometimes don't have full access to see payment plans. Be prepared with your documentation and explain that you've been making regular payments on an established installment plan. If that doesn't work, you might need to visit a local Taxpayer Assistance Center in person. You can schedule an appointment by calling 844-545-5640.
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Amara Oluwaseyi
•Would it be worth contacting the tax preparer who filed for them too? Seems like they should be able to provide proof the return was accepted, right?
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Liam McConnell
•Absolutely! Contacting the tax preparer should be one of your first steps. They should have received confirmation when your return was successfully transmitted and accepted by the IRS. They can provide you with the submission ID and acceptance code, which are crucial pieces of evidence. The tax preparer might also be able to contact the IRS on your behalf since they have a different channel for professional preparers, which sometimes gets better results than individual taxpayers calling the main line.
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CosmicCaptain
Had a similar nightmare situation last year with my "missing" tax return while the IRS was still taking my installment payments. After weeks of frustration and being on hold for hours, I found this AI tax tool called taxr.ai that saved me so much stress. I uploaded my tax documents and payment records to https://taxr.ai and it analyzed everything and created a detailed report showing exactly what was submitted and when. The system flagged that my tax return was actually processed under a slightly different name variation (middle initial issue) which was why it wasn't showing up correctly in their system. Armed with this report and timeline, I finally got through to someone who could actually help resolve the issue.
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Giovanni Rossi
•How does that work exactly? Like does it connect to the IRS database somehow? I'm a bit confused about how an AI tool would know if your return was processed when the IRS is saying it wasn't?
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Fatima Al-Maktoum
•I've tried other tax tools before and they never work as advertised. How is this different from just calling the IRS and asking for a transcript of your account? Seems like another service trying to profit off people's tax anxiety.
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CosmicCaptain
•It doesn't connect directly to the IRS database. Instead, it analyzes all your tax documents, confirmation emails, and payment records to create a comprehensive timeline of everything that happened. This helps identify discrepancies or processing errors that might be causing the problem. In my case, it spotted that my name was entered slightly differently than on previous returns, which helped track down where things went wrong. It's definitely different from just getting a transcript. The IRS transcript only shows what's already in their system, but doesn't help if your return is "missing" or filed under incorrect information. The tool helps identify exactly what might have gone wrong so you can explain it specifically to the IRS agent, rather than just saying "my return is missing.
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Fatima Al-Maktoum
I need to eat my words from my skeptical comment earlier. After my own tax nightmare last month (different issue but also "missing" return), I reluctantly tried taxr.ai because nothing else was working. The analysis revealed that my return had actually been flagged for manual review because of a mismatch between reported interest income and what the bank reported. The detailed timeline report showed exactly when my return was received and where it got stuck in processing. I called the IRS with this specific information and finally got someone who could see what happened. Turns out my return wasn't missing at all - it was just in a different processing queue that regular representatives couldn't see. Problem resolved in days instead of the weeks I'd been struggling before. I'm genuinely impressed.
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Dylan Mitchell
If you've already tried multiple calls to the IRS with no luck, you might want to try Claimyr. I was in a similar situation last year where I couldn't get a straight answer about my supposedly "missing" return despite making payments. What worked for me was using https://claimyr.com to actually get through to a human at the IRS without the ridiculous wait times. They have some kind of system that navigates the phone tree for you and gets you connected with an actual IRS agent. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was super skeptical at first, but after being on hold for 3+ hours multiple times with no resolution, I gave it a shot. Got connected to a senior IRS agent who could actually see all parts of my account, including the processing status that the regular agents couldn't access.
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Sofia Gutierrez
•Wait, how does this actually work? Doesn't everyone have to wait in the same phone queue? How could they possibly get you through faster?
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Dmitry Petrov
•This sounds like a scam. How could a third-party service possibly get you through the IRS phone system faster than anyone else? They're just charging for something you can do yourself for free.
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Dylan Mitchell
•It doesn't let you skip the queue entirely - that would be impossible. What it does is handle the waiting for you. Their system navigates the IRS phone tree automatically and waits on hold (which can be hours), then calls you when an actual human agent picks up. So instead of you personally sitting on hold for 3 hours, their system does it for you and only connects you when there's an actual person to talk to. I was extremely skeptical too before trying it. But after wasting entire afternoons on hold multiple times, it was worth it to me. The key benefit was that I didn't have to start over if I had to use the bathroom or take another call - their system just kept my place in line until an agent was available.
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Dmitry Petrov
I need to follow up on my skeptical comment about Claimyr. I ended up trying it last week after spending literally 4 hours on hold with the IRS only to have the call drop right as someone picked up. It actually works exactly as described. Their system waited on hold for about 2.5 hours, then called my cell when an IRS agent was on the line. The agent I got was actually in the collections department who could see both my return status AND my payment plan (the previous agents I'd talked to could only see one or the other). Turns out my return had been processed but was placed in a different status because of a discrepancy between what I reported and what my employer reported on my W-2. The agent was able to reconcile everything while I was on the phone. Can't believe I wasted so many hours on hold when this option existed.
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StarSurfer
Have you checked your IRS online account? Go to irs.gov and set up an account if you don't already have one. Sometimes the online system shows more up-to-date information than what phone reps can see. You should be able to see your transcripts there and confirm if your return was processed and what payments have been applied. Also, did you file electronically or by mail? If by mail, there's still a huge backlog and your return might be sitting in a pile somewhere while your payments are being processed separately.
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Mei Zhang
•Thanks for this suggestion. I did try to check my online account before calling, but it shows the same thing - no 2023 return on file, but it does show the installment payments coming out. We filed electronically through our tax preparer, and I even have the acceptance confirmation she forwarded to us. That's what makes this so confusing!
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StarSurfer
•That's definitely strange that you have an electronic acceptance confirmation but the return isn't showing up in their system. This sounds like it could be a case where the return was accepted for transmission but then got flagged for some reason during processing. Since you have the acceptance confirmation, that's incredibly important evidence. Make sure to have that document number ready when you call again. You might need to request that they research the specific transmission using that acceptance code, as it proves the return was at least initially received by their system.
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Ava Martinez
Make sure to check if your preparer actually e-filed your return or just prepared it! I had a similar issue where I THOUGHT my return was filed, but the preparer had only prepared it and given me a copy without actually transmitting it to the IRS. Embarrassing situation but it happens more than you'd think.
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Miguel Castro
•This happened to my sister too! Her preparer had her sign the authorization to e-file, but then never actually submitted it. She only found out when she got a failure-to-file notice. Always get that acceptance confirmation!
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Mei Zhang
•I'm pretty sure our preparer did file it because I have an email with the acceptance confirmation from the IRS that she forwarded to us. It has a submission ID number and everything. That's what makes this extra confusing - if the IRS accepted it, why isn't it showing up in their system now?
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