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Yara Khoury

CalWORKs income limits for family of 7 - did they lower it from $6k to $3k?

I'm so confused about CalWORKs income limits right now. I have a family of 7 and just got my benefits cut because they said I was over income. I'm making about $5,000 a month but I swear the worker told me before that the limit was like $6,000 and something for a family our size. Now they're saying the limit is only around $3,000?? That seems crazy low for 7 people. Has anyone else had this happen? Did they change the income limits recently or am I mixing up programs? We're really struggling and I was counting on that Cash Aid.

same thing happnd to me last month!! family of 5 and my benefits got cut after i got a job offer. the income limits r super confusing and tbh i think they just make up different numbers every time u talk to them 🙄

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Right?? Every time I talk to someone I get a different answer. It's like they're playing games with our lives.

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You might be confusing the gross income limit with the net income limit. CalWORKs has both - and they also have an Income Reporting Threshold (IRT). For a family of 7, the monthly gross income limit is around $3,264 as of 2025. There's no way it would be $6,000 for CalWORKs - you might be thinking of CalFresh, which has higher limits. Remember that any income over the IRT has to be reported within 10 days - even if it's temporary income. If your income exceeds the gross income limit, you'll be discontinued.

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$3,264 for SEVEN people??? That's like $466 per person per month. How is anyone supposed to survive on that in California? There's no way we can make it work with that limit. Is there anything else I qualify for with my income level?

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I work as a benefits counselor, and this is a really common confusion. The $6,000 figure you're remembering is likely the CalFresh (food stamps) gross income limit for a household of 7, which is around $6,737 for 2025. The CalWORKs income limits are much lower because it's cash assistance. For a family of 7, the gross monthly income limit is $3,264. Here's a breakdown of how they calculate eligibility: 1. They look at gross income first (before deductions) - if you're over that limit, you're ineligible 2. If under the gross limit, they apply certain deductions (like a $450 earned income disregard plus 50% of remaining earned income) to calculate net income 3. Your net income must be below the Maximum Aid Payment (MAP) for your family size At $5,000/month, you're well over the gross income limit for CalWORKs, which explains why you were discontinued.

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Thank you for explaining. I must have been thinking about CalFresh limits. Are there any programs my family might qualify for with our income? We're really struggling even though $5k sounds like a lot. With rent and everything else in California, it goes fast with 7 people.

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that doesnt seem rite... my cousin has 6 kids and makes like 4000 something and still gets calworks. maybe u need 2 talk 2 different worker? sometimes they make mistakes

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That's actually unlikely unless there are special circumstances. Your cousin either has some income that's exempt, or perhaps only some of the children are in the assistance unit, or they might be receiving a different benefit that they're confusing with CalWORKs. The income limits are standardized statewide - they're not up to individual workers' discretion.

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I HATE how they keep changing these stupid rules!!! I got cut off twice last year because of income changes and each time I called they gave me different answers about what the limit was. Then when I finally got through to someone who knew what they were talking about, they said I could have appealed but it was too late!!!! The whole system is designed to keep us confused and kick us off benefits. 😡😡😡

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It really does feel like they make it confusing on purpose. Every time I think I understand the rules they change something.

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You might still qualify for CalFresh (food stamps) and Medi-Cal even if your income is too high for CalWORKs. For CalFresh, the gross monthly income limit for 7 people is around $6,737, and Medi-Cal for children has even higher income limits. Also check if you qualify for the California Earned Income Tax Credit when you file taxes. One big issue I see all the time is people getting cut off without proper notice. If you didn't receive a Notice of Action at least 10 days before the discontinuance, you should appeal it immediately - you have 90 days from when benefits stopped to file for a fair hearing.

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We do still have CalFresh and Medi-Cal thankfully. I did get a Notice of Action but it was really confusing and I didn't understand that I was going to lose all my Cash Aid. I thought they were just reducing it.

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Have you tried calling the county to get clarification? I know it's super frustrating - I spent WEEKS trying to get through to someone about my benefits. I finally used this service called Claimyr (claimyr.com) that got me through to a real person in like 10 minutes. They have a video showing how it works: https://youtu.be/jzISHxCPLwE It's worth it to at least talk to a worker and understand exactly why you were cut off and if there's anything you can do. Sometimes they can direct you to other programs that might help. Also make sure all your deductions were properly counted.

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Thanks for the tip! I've been calling for days without getting through. It's crazy how hard they make it to talk to someone. I'll check out that service because I really need to talk to someone who can explain exactly what happened.

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With your income level, you should also look into: 1. P-EBT if you have school-age children 2. WIC if you have children under 5 or are pregnant 3. Housing Choice Voucher program (Section 8) - long waitlist but worth getting on 4. Low Income Home Energy Assistance Program (LIHEAP) for utility bills 5. Reduced school lunch programs 6. Local food banks For a family of 7 earning $5,000/month, these programs can provide significant help even without CalWORKs. Also, make sure you're receiving any Child Tax Credit and Earned Income Tax Credit you qualify for when filing taxes.

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Thank you for these suggestions. We do use WIC and the kids get free lunch at school. I'll look into LIHEAP because our electricity bills are crazy high. It's just so hard losing that cash aid when we were depending on it. It's a cycle - make more money, lose benefits, end up with less overall.

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I'm new to this community but wanted to share my experience since I just went through something similar. I'm a single mom with 4 kids and was making about $2,800/month when I got cut from CalWORKs last year. What really helped me was requesting a detailed breakdown from my worker showing exactly how they calculated my eligibility. Turns out they weren't counting some of my work expenses properly. Even though you're over the income limit now, I'd still recommend appealing if you feel the calculation was wrong or if your income fluctuates. Sometimes temporary income spikes can be handled differently. Also, if any of your kids have special needs or if you have high childcare costs, there might be additional deductions they can apply. The "benefits cliff" is real - where earning slightly more means losing way more in assistance. It's so frustrating but you're not alone in dealing with this. Hang in there! 💙

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Welcome to the community @Abby Marshall! Thank you for sharing your experience - it's really helpful to hear from someone who's been through this. You're right about the benefits cliff being so frustrating. I never thought about requesting a detailed breakdown of the calculation. That's a great idea. My income does fluctuate because I do some freelance work on top of my main job, so maybe there's something there. I don't have any kids with special needs but I do pay for after-school care which is expensive. I'll definitely look into appealing and asking them to show me exactly how they calculated everything. Thanks for the encouragement! 💙

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Hey everyone! I'm fairly new here but wanted to jump in because this conversation is so important. As someone who works with families navigating benefits, I see this confusion about CalWORKs income limits ALL the time. @Yara Khoury - you're definitely not alone in this! The $6k vs $3k confusion happens because different programs have wildly different income limits. It's honestly ridiculous how complicated they make it. One thing I haven't seen mentioned yet - if your income varies month to month (like with freelance work), make sure your worker is calculating your eligibility correctly. They should be looking at your actual monthly income, not projecting based on one high-earning month. Also, if you just started earning more, there might be a grace period or transition benefits available. The system really does set families up to fail with these benefit cliffs. You shouldn't have to choose between earning enough to survive and keeping assistance that helps your family. Have you looked into any local emergency assistance programs while you figure this out? Many counties have short-term help for families transitioning off CalWORKs.

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Thank you @Nia Thompson! You're absolutely right about the income variation issue. My freelance work is pretty inconsistent - some months I might make $1000 extra, other months nothing. I never thought about whether they were projecting based on my highest month vs looking at actual monthly income. That could definitely be part of the problem. I'll make sure to bring this up when I talk to them. Do you know if there's a specific way they're supposed to calculate variable income? And yes, I should look into local emergency assistance - we're really struggling right now with rent and everything else. Thanks for the advice and for pointing out how messed up this whole system is!

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I'm new to this community but going through something very similar right now! I have 5 kids and just got my CalWORKs discontinued last month after my work hours increased. Like you, I was so confused about the income limits - my caseworker had told me different numbers at different times and I couldn't figure out what was accurate. What really helped me was going to my local legal aid office. They have advocates who specialize in benefits and they helped me understand that CalWORKs uses something called "prospective budgeting" - meaning they estimate your future income based on recent earnings. If you have irregular income, they're supposed to average it over a reasonable period, not just use your highest month. The legal aid advocate also helped me file an appeal and request a "continuing benefits pending" hearing, which means you can keep getting benefits while the appeal is being decided. You might still have time to do this if it hasn't been too long since your benefits stopped. I know how overwhelming this all is, especially when you're trying to take care of 7 people. The income limits really are impossibly low for California's cost of living. Hang in there and definitely try to get some advocacy help if you can - it made all the difference for me!

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Welcome @Amina Toure! This is exactly the kind of information I needed to hear. I had no idea about "prospective budgeting" or that they're supposed to average irregular income instead of just using the highest month. That could definitely be what happened to me since my freelance income varies so much. The legal aid office sounds like a great resource - do you know if most counties have this or how to find one? And thank you for mentioning the "continuing benefits pending" option! I didn't know that was a thing. My benefits stopped about 3 weeks ago so hopefully it's not too late. It's so frustrating that we have to become experts in all these rules and procedures just to get basic help for our families. But I'm really grateful for this community and people like you sharing what actually works. Thank you for the hope and practical advice! 🙏

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