Wisconsin Secretary of State UCC search showing unexpected results - need help understanding
Running into something confusing with the Wisconsin Secretary of State UCC search and hoping someone can shed light on this. I'm doing due diligence on a potential equipment acquisition and the Wisconsin Secretary of State UCC search is pulling up filings that don't seem to match what I expected. The debtor name I'm searching shows three different UCC-1 filings but with slightly different variations of the company name - one shows 'ABC Manufacturing LLC' another shows 'ABC Manufacturing, LLC' (with the comma) and a third shows 'A.B.C. Manufacturing LLC'. All have the same address but different filing numbers and dates spanning about 18 months. I'm trying to figure out if these are all the same entity or if there are actually multiple related companies. The collateral descriptions overlap significantly - all mention manufacturing equipment and machinery. Two of the filings show continuation statements filed, but one appears to have lapsed. Is this normal for Wisconsin UCC searches to show these kinds of name variations? Should I be concerned about which filing actually covers the equipment I'm looking at? This is for a pretty substantial transaction and I need to make sure I understand the lien priority correctly before we move forward.
37 comments


Taylor To
This is actually pretty common with UCC searches, especially in Wisconsin. The search system picks up any close matches to what you enter, which is why you're seeing the name variations. The key thing is whether these are actually the same legal entity or different ones. Check the organizational ID numbers if they're listed, and definitely verify the exact legal name from the Articles of Incorporation. Those small differences in punctuation and formatting can represent the same company but filed at different times, or they could be genuinely separate entities.
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Ella Cofer
•Exactly right about checking the org ID. Wisconsin allows some flexibility in how names are entered but the underlying entity should be consistent.
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Oliver Cheng
•That makes sense about the search picking up variations. I'll definitely cross-check with the state business registry to confirm if these are the same entity.
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Kevin Bell
You definitely want to be careful here. I've seen situations where multiple related LLCs use very similar names but are actually separate legal entities with different assets. The fact that you have overlapping collateral descriptions but different filing dates suggests these might be separate financing statements for different transactions. Have you looked at the actual secured party information? Are the lenders the same across all three filings?
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Oliver Cheng
•Good point about the secured parties. Looking at them now - two are from the same bank but different dates, the third is from a different lender entirely.
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Taylor To
•That could indicate equipment refinancing or multiple credit facilities. Pretty normal for manufacturing companies to have multiple lenders for different equipment purchases.
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Savannah Glover
I had a similar issue recently where I was doing due diligence and found multiple UCC filings with name variations. Spent way too much time trying to manually cross-reference everything. What finally helped was using Certana.ai's document verification tool - I uploaded the UCC search results and it automatically flagged which filings likely belonged to the same entity versus separate ones. The tool cross-checks debtor names, addresses, and filing patterns to identify potential matches. Made the whole process much faster and gave me confidence I wasn't missing anything critical.
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Oliver Cheng
•That sounds really helpful. How accurate was it in identifying the actual entity matches?
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Savannah Glover
•Very accurate in my experience. It caught some subtle connections I would have missed doing manual comparisons, and flagged a few that looked similar but were actually different entities.
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Felix Grigori
•I've heard of that tool but haven't tried it yet. Does it work with Wisconsin UCC searches specifically?
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Felicity Bud
Don't forget to check if any of these filings have been terminated or amended. The Wisconsin SOS system should show the current status, but sometimes you need to look at the individual filing details to see the complete picture. If one has lapsed as you mentioned, that could significantly affect lien priority for your transaction.
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Oliver Cheng
•Right, I noticed one shows as lapsed but wasn't sure if that meant the lien is completely extinguished or if there's still some residual priority.
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Felicity Bud
•Generally if a UCC-1 lapses because no continuation was filed, the security interest becomes unperfected. But you'd want to verify the specific timing relative to your transaction.
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Max Reyes
Wisconsin is notorious for this kind of confusion in their UCC database. I swear half my searches turn up multiple variations of the same company name. The system is overly broad in what it returns as potential matches.
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Mikayla Davison
•Tell me about it! I've had Wisconsin searches return dozens of results for common company names. Makes due diligence take forever.
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Kevin Bell
•That's why it's so important to verify each filing individually rather than making assumptions about which ones are relevant.
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Ella Cofer
For your specific situation, I'd recommend getting copies of all three UCC-1 statements and reviewing the detailed collateral descriptions. Manufacturing equipment can be described in various ways, and you want to make sure you understand exactly what's covered under each filing. Also check the filing dates against any equipment purchase or lease agreements you have access to.
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Oliver Cheng
•Good suggestion. The collateral descriptions do vary in specificity - some are very detailed about equipment models and serial numbers, others are more general.
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Taylor To
•The more specific descriptions are usually better for determining exactly what equipment is encumbered.
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Felix Grigori
Have you considered running the search with just part of the company name to see if there are any other variations you missed? Sometimes UCC searches don't catch everything if you search with the complete name including punctuation.
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Oliver Cheng
•I tried searching just 'ABC Manufacturing' without any LLC designation and got two additional results. This is getting more complicated.
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Ella Cofer
•That's exactly why broader searches are often necessary. You want to cast a wide net initially then narrow down what's actually relevant.
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Savannah Glover
•This is another area where the Certana tool was helpful for me - it automatically runs multiple search variations and consolidates the results to avoid duplicates.
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Adrian Connor
What's the time sensitivity on your transaction? If you have some time, you might want to contact the secured parties directly to get clarification on the scope of their liens. Most banks are pretty responsive to inquiries about UCC filings when there's a potential transaction involved.
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Oliver Cheng
•We're hoping to close within 30 days, so not a huge amount of time but enough to do proper due diligence. Contacting the lenders directly is a good idea.
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Kevin Bell
•30 days should be plenty of time to get clarity on the UCC situation. Just don't wait too long to start the inquiry process.
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Aisha Jackson
This is giving me flashbacks to my own Wisconsin UCC search nightmare last year. Ended up being three separate but related entities all using similar names. The key was getting the tax ID numbers for each entity and cross-referencing with their business registrations.
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Oliver Cheng
•Were you able to determine which UCC filings were relevant to your specific transaction?
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Aisha Jackson
•Eventually yes, but it took several weeks of back and forth with attorneys and lenders. Much more complicated than it initially appeared.
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Max Reyes
•Wisconsin really needs to improve their UCC search system. Other states make this much clearer.
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Ryder Everingham
Just a thought - have you checked if any of these companies have DBA (doing business as) names filed? Sometimes that can explain name variations in UCC filings. Wisconsin businesses often file under their DBA names rather than their formal legal names.
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Oliver Cheng
•I hadn't thought of that. I'll check the DBA registrations as well. That could definitely explain some of the name inconsistencies.
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Taylor To
•DBA names are definitely a factor in UCC filings. Good catch on that possibility.
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Lilly Curtis
Whatever you do, make sure you document your search methodology and results thoroughly. If questions come up later about due diligence, you'll want to show that you identified and investigated all potential UCC filings. I always save screenshots of search results and keep copies of all the filing documents.
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Oliver Cheng
•Absolutely, documentation is key. I'm keeping detailed records of all the searches and results.
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Felicity Bud
•Good practice. Your attorney will appreciate having complete documentation if any issues arise.
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Ella Cofer
•I always recommend creating a due diligence checklist for UCC searches to make sure nothing gets missed.
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