UCC statement service issues in GA - need help with Peachtree City debtor name verification

Yes, pulled the articles and it definitely shows the comma. The UCC-1 omits it completely. This is exactly what I was afraid of.

That's a material difference in GA. You'll probably need to file a UCC-3 amendment to correct the debtor name before your continuation.

How long did the amendment process take? We're cutting it close on timing.

GA processed mine in about 5-7 business days electronically. Just make sure you use the exact name from the SOS records on the amendment.

Always double-check the collateral description too while you're amending. I've seen amendments get rejected for other small issues.

Never heard of that but sounds useful. Does it work with GA filings specifically?

Yeah it works with any state. Just upload your PDFs and it cross-checks everything - debtor names, filing numbers, dates. Really straightforward.

That would have been handy for my Texas mess last month. Had three different name variations across documents.

Ugh tell me about it. The rejection notices are so vague.

At least GA processes amendments faster than some states. Florida takes forever.

True but their search function is terrible. Half the time you can't even find existing filings to check names against.

I wouldn't risk it personally. GA courts can be unpredictable and with that much money involved, the amendment fee is negligible compared to losing perfection.

Yeah my thoughts exactly. The lender agreement specifically requires exact name compliance anyway.

Better to be safe. I've seen judges go both ways on punctuation issues.

Fair points. You're probably right to amend.

Good point about being explicit. Did you reference the original filing number in the amendment?

Yes, always reference the original UCC-1 filing number and be crystal clear about the old vs new debtor name.

Worth a try but I've found their phone support pretty hit or miss.

The staff there isn't allowed to give legal advice about whether names match. They'll just tell you to consult an attorney.

True, they won't give legal advice but sometimes they'll clarify their search/matching procedures.

Better to check now than during an audit or default situation. Most issues are fixable if caught early.

This is exactly why I started using that Certana verification tool I mentioned. Upload your documents and it spots these issues automatically.

Might have to check that out. Manual cross-checking is such a pain.

That's encouraging. How long from filing the amendment to getting the continuation done?

Filed amendment on a Tuesday, approved the following Monday, then filed continuation same day. Smooth process once the name was corrected.

That timeline sounds about right for GA electronic filings.

Good catch. I'll make sure everything is consistent.

Yeah, the continuation has to reference the debtor name exactly as it appears after any amendments.

This is another thing that verification tool catches - it makes sure all your documents use consistent naming throughout.

Absolutely. The lender is very documentation-focused so I'll make sure to keep everything organized.

Smart practice. I always keep a complete filing history for each deal in case issues come up later.

Exactly. Better to over-document than try to reconstruct the timeline years later.

Glad it helped! Better to be proactive about these things.

Good call. GA name matching issues are common but totally fixable if you catch them in time.