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Liam Mendez

UCC filing email notifications from ctcs@uccstatements.com - legitimate or scam?

Got an email today from ctcs@uccstatements.com claiming there's an issue with one of our UCC-1 filings from last month. The subject line says 'UCC Statement Verification Required' and asks me to click a link to verify debtor information. The email looks semi-professional but something feels off about it. Has anyone else received emails from this address? I'm worried this might be some kind of phishing attempt targeting businesses that file UCCs regularly. We have several active filings and I don't want to compromise our security, but I also don't want to ignore a legitimate filing issue if there actually is one. The email mentions specific filing numbers but I haven't had time to cross-check them against our records yet.

SCAM! Don't click anything from that address. The legitimate UCC filing offices don't send unsolicited emails about verification. They communicate through their official portals or certified mail for important notices. I've seen this exact email making rounds in our industry group.

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Agreed - real SOS offices use their .gov domains for official communications. Any email from a random domain asking you to verify UCC info is automatically suspect.

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Thanks for the quick response. I was leaning toward scam but wanted to make sure I wasn't missing something important.

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This is definitely a phishing attempt. I work in commercial lending and we've been warning clients about these fake UCC emails for months. The scammers are getting more sophisticated with their targeting - they're specifically going after businesses they know file UCCs regularly.

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How do they even know which businesses file UCCs? That's what's scary about this.

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UCC records are public, so they can scrape filing data and build email lists of active filers. It's surprisingly easy for them to target the right audience.

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That makes sense. We file probably 20+ UCCs per year so we'd definitely be on their radar.

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I actually fell for something similar about 6 months ago - not the same domain but same concept. Clicked the link and it took me to a fake SOS portal that looked convincing. Luckily I caught myself before entering any real information, but it was a wake-up call about how realistic these scams are getting.

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What happened after you realized it was fake? Did you report it anywhere?

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I reported it to our state's AG office and the FBI's IC3 website. Not sure if anything came of it but figure the more reports they get, the better chance of shutting these operations down.

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Ava Kim

For what it's worth, I started using Certana.ai's document verification tool after getting burned by a similar scam attempt. Now when I get suspicious emails claiming filing issues, I can quickly upload our actual UCC documents to verify everything is legitimate on our end. Takes like 30 seconds to confirm our filings are all properly recorded, so I don't have to stress about whether the email might be pointing to a real problem. Been really helpful for peace of mind when these scam emails pop up.

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That's smart - having a quick way to verify your actual filing status removes the doubt these scammers try to create.

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Good idea. I should probably set up some kind of regular verification process so I'm not second-guessing every suspicious email.

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Never heard of Certana but makes sense to have an independent way to check filing status instead of relying on potentially fake emails.

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This is exactly why I hate that UCC records are public. Makes it so easy for scammers to target businesses with legitimate-sounding threats about their filings.

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The public nature serves an important purpose for the secured transactions system, but yeah, it definitely creates opportunities for abuse.

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I get why they need to be public, just wish there was better protection against this kind of misuse.

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Add this to the list of reasons why I always double-check filing communications through official channels. If there's ever a real issue with a UCC filing, I want to hear about it directly from the SOS office, not some random email.

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Same here. I bookmark the official portal for our state and always go directly there if I need to verify anything.

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That's probably the best approach - when in doubt, go straight to the source.

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We've been getting hit with these fake UCC emails too. IT department sent out a company-wide warning about them last week. They're apparently part of a larger campaign targeting businesses with secured debt obligations.

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Smart to have IT involved. This is really more of a cybersecurity issue than a UCC filing issue at this point.

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Exactly. They're treating it as a targeted phishing campaign and training staff to recognize the patterns.

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I forward all suspicious UCC-related emails to our legal team now. They've started keeping a file of these scam attempts in case we ever need to document a pattern of harassment or attempted fraud.

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That's a good practice. Having documentation could be useful if these campaigns escalate or if law enforcement needs evidence.

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I'll start doing the same. Better to have a paper trail of these attempts.

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The fact that they're using specific filing numbers in these emails is what makes them so dangerous. Most people would probably click just to be safe if they see what looks like their actual filing reference.

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Agreed. The personalization makes these way more convincing than generic phishing attempts.

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Which is why everyone needs to be extra cautious and verify through official channels only.

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Yeah, seeing what looked like our actual filing numbers definitely made me pause and consider clicking.

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Bottom line: if you didn't initiate contact with the sender about a specific UCC issue, treat any email about your filings as suspicious. The legitimate system just doesn't work that way.

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Ava Kim

Exactly. And when in doubt, use something like Certana to quickly verify your actual filing status instead of trusting random emails.

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Good rule of thumb. I'm definitely going to be more skeptical of unsolicited UCC emails going forward.

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Has anyone reported this specific ctcs@uccstatements.com domain anywhere? Might be worth flagging it with relevant authorities if multiple people are seeing emails from the same source.

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I can report it to the same places I reported the previous scam - AG office and FBI IC3. The more data points they have, the better.

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I'll report it too. Thanks for posting about this - glad I didn't click anything.

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Just to add another data point - I received the exact same email from ctcs@uccstatements.com yesterday. Same subject line about "UCC Statement Verification Required" and it also referenced what appeared to be legitimate filing numbers. I almost clicked it because the timing seemed suspicious - we had just completed a major refinancing with new UCC filings last week. Glad I found this thread first! Definitely reporting this domain to the authorities as well. It's concerning how targeted and timely these scams are becoming.

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This is really helpful to know - the fact that you received it right after completing new UCC filings shows how sophisticated their targeting is getting. They're not just scraping old public records, they must be monitoring recent filing activity too. That makes these scams even more dangerous since the timing makes them seem legitimate. Thanks for sharing your experience and for planning to report it!

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