Tennessee Secretary of State UCC Filing Portal Issues - Multiple Rejections

Good point - I did notice there's a comma in the charter that I might have left out. Let me double-check that formatting.

Yeah Tennessee is notorious for this stuff. I always pull the exact name from their business registration search to make sure it's character-perfect.

The entity is registered as 'Mountain View Equipment Rentals, Inc.' and that's exactly what I'm using. Still getting rejected though.

Try checking if there are any hidden characters or spaces. Sometimes copying from PDFs adds invisible formatting that causes issues.

This happened to me last month! I was copying the name from a PDF and it had some weird spacing that wasn't visible. Had to retype it manually.

That sounds helpful - does it work specifically with Tennessee filings?

It works with any state since it's just comparing your documents against each other for consistency. The tool flags discrepancies in debtor names, addresses, and other details that could cause rejections.

Interesting - I might try that for my next batch of filings. Getting rejections is such a time killer.

Good suggestion - I'll verify their corporate status is current.

This is important. I've seen UCC-1s rejected when the underlying entity had tax issues or wasn't up to date on annual reports.

I feel your pain. Sometimes I wonder if there's a quota system for rejections lol

At least Tennessee has online filing. Some states still require paper submissions which is even worse.

True but when the online system doesn't work properly it's almost worse than paper filing!

I didn't know they had phone support for UCC issues. Do you have their direct number?

Yeah it's 615-741-2286. Ask for the UCC filing department. They're usually pretty helpful with troubleshooting rejections.

Good to know - I always assumed they only communicated through the portal system.

That could be it! The business registration might have a different address format than what the client gave me.

Yes! I learned this the hard way. Always pull the address directly from their SOS registration search rather than relying on what the borrower provides.

Exactly. Borrowers often give you their mailing address or shortened versions, but you need the exact registered address.

Seems like that tool keeps coming up in these discussions. Might be worth trying for this stubborn filing.

I've heard good things about it from other folks in secured lending. Beats spending hours trying to spot tiny discrepancies manually.

I'm using the current form from their website, so that shouldn't be the issue.

Good thinking though. Some states are really strict about form versions and don't always make it obvious when they update.

True. Always worth double-checking the form date to make sure it's current.

Glad you got it sorted! Those invisible character issues are so frustrating but surprisingly common.

Nice! That's exactly the kind of thing document verification tools are great for catching.

Good reminder to always be super careful with copy/paste from PDFs. Seems like such a simple thing but causes so many headaches.

At least it wasn't actually a problem with the Tennessee portal for once! Congrats on getting it through.