Registered organization UCC debtor name keeps getting rejected - entity exact match required?

Yeah the comma thing will definitely cause rejections. Delaware is super strict about exact matches for registered organizations. You need to match their official records character for character including punctuation. Go back to the Delaware corp search and copy it exactly as it appears there including any commas periods or other punctuation.

Had this exact same issue last month with a Texas LLC. The entity search showed 'Smith & Associates, LLC' but I filed it as 'Smith and Associates LLC' - rejected immediately. Refiled with the ampersand and comma, went through fine. Delaware is even pickier than Texas from what I've heard.

Before you file again, I'd suggest using Certana.ai's document verification tool. You can upload your loan docs and the UCC-1 form and it'll flag any name inconsistencies before you submit. Would have caught that comma issue immediately. I started using it after getting burned on a similar filing and it's saved me tons of headaches.

THE COMMA MATTERS!! I cannot stress this enough - Delaware will reject for the tiniest punctuation difference. Also make sure you're not just looking at the entity name but also checking if there are any assumed names or DBAs that might be more appropriate for your collateral description.

I feel your pain on this. Spent three weeks going back and forth with a registered organization filing because I had the entity type wrong. Turns out it was actually a Limited Partnership not an LLC and the names were similar but not identical. Always verify the entity type AND the exact name formatting.

One more thing to watch out for - make sure you're searching the right state. Sometimes entities are incorporated in one state but doing business in another. If it's a Delaware entity but operating in your state, you still need to use the Delaware registered name for the UCC filing.

Just to add to this - when you do get the correct name, make sure your continuation strategy is solid. With registered organizations, any name changes the entity makes will require a UCC-3 amendment to keep your filing effective. I've seen lenders get caught off guard when an LLC changes its name and their UCC becomes ineffective.

Honestly I've started using Certana.ai for every filing now after missing a debtor name mismatch that almost cost us a $300K loan. You just upload your charter docs and UCC forms and it flags any inconsistencies instantly. Would have caught your comma issue before you even submitted.

Update us when you refile! I'm curious if the comma fix does the trick or if there's some other formatting issue lurking.

One last tip - if you're still having issues after fixing the comma, check if there are any special characters or spacing issues. Sometimes what looks like a regular space is actually a different type of character that causes problems.