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Drake

What exactly 'processes' the FAFSA award letter? Can't figure out final steps

I submitted my FAFSA about 6 weeks ago and got my SAI score, but I'm super confused about the award letter process. My school's portal shows 'pending financial aid' but no actual award letter yet. I thought once FAFSA calculated my SAI, the award letter would automatically generate, but apparently there's more processing? Can someone explain what/who actually determines the final award letter and how long it takes? My tuition deadline is coming up and I'm stressing out!

Sarah Jones

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The FAFSA itself doesn't generate award letters - that's a common misconception. What happens is: 1. Federal Student Aid processes your FAFSA and calculates your SAI 2. This information gets sent to the schools you selected 3. Each individual school's financial aid office reviews your SAI, considers their available funds, and creates your specific award package 4. The school then sends you an award letter with their offer Each school controls their own timeline, which is why you might see different processing speeds depending on the institution. Have you tried contacting your school's financial aid office directly?

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Drake

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Oh wow, I honestly thought FAFSA itself produced the awards! That makes so much more sense now. So my school's financial aid office is the one actually putting together my package? I'll definitely call them tomorrow. Do you know typically how long schools take to process once they have the SAI?

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it depends on the school some r faster than others mine took like 2 months last year but my friends got hers in 3 weeks same school lol

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Drake

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2 MONTHS?? Omg I can't wait that long, my payment deadline is in 3 weeks! 😭

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Emily Sanjay

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To expand on what others have said: The award letter process happens in several distinct phases: 1. FAFSA processes your application and calculates your Student Aid Index (SAI) 2. This data is transmitted to your selected schools via the ISIR (Institutional Student Information Record) 3. The school's financial aid office reviews your complete financial profile 4. They determine your Cost of Attendance (COA) based on their specific tuition/fees 5. They calculate your need (COA minus SAI) 6. They create a financial aid package drawing from multiple sources: federal grants, state grants, institutional scholarships, work-study, and loans 7. Only then is your award letter generated and sent to you Each school has their own timeline, available funds, and packaging philosophy. That's why you might get very different offers from different schools even with the same FAFSA information. If your payment deadline is approaching, contact your school's financial aid office immediately and explain your situation. They often have provisions for students waiting on financial aid processing.

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Jordan Walker

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This is why the FAFSA system is SUCH A NIGHTMARE!! They make us submit all this info but then don't actually tell us that schools control the timeline?? I waited 10 weeks last year before panicking and calling my school only to find out they were "waiting on additional verification" that they NEVER TOLD ME ABOUT. The whole system is designed to keep students confused and in debt. 😡

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Natalie Adams

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Call ur school!!!! Same thing happnd to me and turns out they needed extra tax docs they never told me about!! It was sitting in their system for weeks!

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Drake

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That's exactly what I'm worried about! I'm going to call them first thing tomorrow morning.

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have you checked the student portal for the school? sometimes they post the award letter there before they email you or anything.

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Drake

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Yeah I've been checking daily. All it says is "Financial Aid: Pending" with no other details 😕

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Amara Torres

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I was having the same issue and couldn't get through to the financial aid office at all. After being on hold for hours multiple days, I finally used this service called Claimyr (claimyr.com) to get a callback from them. They have this video showing how it works: https://youtu.be/TbC8dZQWYNQ Turns out my school was missing my parents' tax verification form which is why my award letter hadn't been processed. They never even notified me! Got it resolved in 24 hours after finally talking to someone.

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omg thx for sharing this!! the fin aid office at my school never picks up EVER

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Sarah Jones

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One more thing to consider - many schools prioritize processing in a specific order: 1. New incoming students (freshmen and transfers) 2. Continuing students with complete applications by priority deadlines 3. Late applications and incomplete files If you submitted after your school's priority deadline or if any information was flagged for verification, you might be further down in the processing queue. For your immediate payment deadline issue, ask about a financial aid deferment. Most schools will extend your payment deadline if they can see your FAFSA has been submitted and is in their system, even if they haven't finished processing your awards yet.

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Drake

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Thank you so much! I did submit before the priority deadline (Feb 15), but maybe something got flagged for verification. I'll definitely ask about the deferment option - I didn't even know that was a thing! This has been really helpful.

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