Is 16511 SAI for FAFSA too high for financial aid eligibility? First-gen college student worried
Just got my FAFSA results back and my SAI is 16511. I'm the first in my family to go to college so I have no clue if this is good or bad. Will I qualify for any grants or am I stuck with loans? I'm applying to state schools in California if that matters. Parents make about $62,000 combined but we have a lot of medical expenses that weren't counted. Really stressed about how I'm going to pay for school.
20 comments


Isaac Wright
that depends on the schools ur applying to. some schools give aid even with high SAI #s but most state schools have limited funds. check each school's financial aid website for their SAI cutoffs
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Yara Campbell
•Thanks. Do you know where exactly on the financial aid websites I should look? I've been searching but can't find anything that specifically mentions SAI cutoffs for Cal State schools.
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Maya Diaz
Your SAI of 16511 is in the middle range - not low enough for maximum aid but not high enough to disqualify you from everything. For California state schools: - You'll likely still qualify for some Cal Grants (check Cal Grant A and B requirements) - Federal Pell Grant probably limited or none with that SAI - You should definitely still qualify for subsidized and unsubsidized federal loans - Each CSU campus has different institutional aid packages, so apply to multiple schools Make sure to also complete the California Dream Act Application if you haven't already. Medical expenses can sometimes be considered in professional judgment reviews - contact each school's financial aid office after acceptance to request this.
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Yara Campbell
•This is super helpful! I didn't know about possibly getting the medical expenses considered. I'll definitely reach out to the financial aid offices once I get accepted. Do you think it's worth applying to some private schools too? I heard sometimes they give better aid packages even with higher SAI.
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Maya Diaz
•Absolutely worth applying to private schools! Many have significant institutional aid that isn't tied to your SAI. They often look at the full financial picture beyond just the FAFSA calculation. Just make sure to check if they require the CSS Profile in addition to FAFSA - that's a separate financial aid application used by many private colleges.
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Tami Morgan
I had a slightly higher SAI (around 17000) last year and still got some aid at Cal State Fullerton. Didn't get Pell but got some state grants and work study. Every dollar helps! Good luck!
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Yara Campbell
•That's encouraging to hear! Fullerton is actually one of my top choices. Did you have to do anything special to get the work study? I'd definitely be interested in that.
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Tami Morgan
•Just checked the work study box on my FAFSA application! They assigned me to the library which was perfect - I could study during slow periods. The financial aid office has a list of all campus jobs for work study students.
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Rami Samuels
when I was trying to reach the FSA helpline about updating my FAFSA for work study (I had the same issue!), I kept getting disconnected after waiting for like 2 hours each time. I found this service called Claimyr (claimyr.com) that held my place in line and called me back when an agent was available. Saved me so much time! They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent told me I could update my FAFSA to request work study as long as it's before the school's priority deadline. Definitely worth calling to check!
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Yara Campbell
•Thank you! I'm going to try this today. I've been putting off calling because I don't have time to sit on hold for hours. Appreciate the tip!
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Haley Bennett
•does that service actually work? ive spent literally 3 days trying to get thru to someone about my dependent status verification
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Douglas Foster
Hey there, I work in college admissions and here's what you should know about an SAI of 16511: 1) For California residents, you're right on the edge for Cal Grant A eligibility with that SAI 2) Most UC schools use this for institutional aid calculations too 3) The CSU system typically offers less aid than UCs with that SAI 4) Your best bet is to submit a Special Circumstances form after you're admitted. Medical expenses are one of the most common approved adjustments! Your SAI isn't bad at all, but you'll need to be proactive about seeking all possible aid. Don't just accept the initial package - always ask about additional opportunities!
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Yara Campbell
•Thank you so much for the detailed information! I've been accepted to CSUN and CSULB so far. Should I wait until I hear from all schools before submitting the Special Circumstances forms? And do I submit them to each school separately?
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Douglas Foster
•Yes, submit separate Special Circumstances forms to each school that accepts you. Each campus has their own form and process. Don't wait - do it as soon as you get each acceptance, as funds are often first-come, first-served. Gather all documentation of the medical expenses now (bills, insurance statements, etc). The earlier you submit after acceptance, the better your chances!
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Haley Bennett
i had sai of 18000 last yr and got basically nothing except loans so dont get ur hopes up
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Yara Campbell
•That's discouraging :( Did you try appealing or submitting special circumstances forms? What school was this at?
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Haley Bennett
•san diego state. didnt know about appeals til it was too late
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Yara Campbell
Update: I called the Federal Student Aid office using that Claimyr service (which worked great btw) and was able to update my FAFSA to include the work study request. The agent also confirmed that I should definitely submit Special Circumstances forms to each school. I'm feeling a lot better about my options now. Thanks everyone for the guidance! Going to work on gathering all my documentation this week.
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Maya Diaz
•Great job being proactive! One more suggestion - ask each school's financial aid office about scholarship opportunities specifically for first-generation college students. Many schools have special programs and scholarships just for first-gen students that aren't automatically considered through FAFSA.
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Tami Morgan
•Congrats! Definitely update us when you get your revised aid packages. Curious to see how the appeals process works out for you!
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