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Carmen Ortiz

FAFSA results timing vs. college acceptance letters - which comes first?

I'm so confused about the timing of everything in this college application process. Do FAFSA results usually arrive before or after college acceptance notifications? I submitted my FAFSA in early October for the 2025-2026 year, and I've applied to 7 colleges with varying application deadlines (some early action, some regular). I'm worried that if I get accepted somewhere but don't know my financial aid situation, I might make the wrong choice. My parents keep telling me to be patient, but I'm seeing some of my friends already discussing their SAI scores while I'm still waiting. How does the timeline typically work? Will colleges send financial aid packages with acceptance letters or does it come separately later?

It really depends on when you applied to both! I submitted my FAFSA in October last year and got my SAI score back within 3 weeks. But colleges didn't send financial aid packages until AFTER I was accepted. Early action schools sent acceptances in December with financial aid info in January. Regular decision schools sent everything together in March/April. So it was a mix!

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Carmen Ortiz

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Thanks for sharing your experience! Did you have to do anything to get colleges to consider your FAFSA results, or did they automatically match it to your applications?

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Most schools automatically matched it using the info I provided in my college apps. Make sure your Social Security Number matches exactly on both your FAFSA and college applications! Two of my schools couldn't find my FAFSA and I had to contact their financial aid offices directly.

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Zoe Papadakis

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Financial aid counselor here! The typical timeline works like this: 1. FAFSA processing takes 3-5 weeks (longer during peak periods) 2. Your SAI score becomes available in your studentaid.gov account 3. Colleges can access your FAFSA data after processing 4. Admissions decisions are made independently from financial aid 5. Financial aid packages are typically prepared after acceptance However, many colleges now wait to send financial aid packages until after you're accepted to streamline their workflow. Early action/decision students might wait longer for aid packages than for acceptance letters. Regular decision applicants often receive both at roughly the same time. Did you verify your FAFSA was successfully processed? You should see a confirmation and SAI score in your studentaid.gov account.

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Carmen Ortiz

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Thank you for laying it out so clearly! I just checked studentaid.gov and it says "processing" still, which is making me nervous since I submitted over three weeks ago. Should I contact someone about this?

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Jamal Carter

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lol mine took 2 months to process last year cuz they had to verify my parents income... don't stress too much, colleges know fafsa can be slow

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My son's FAFSA was still processing when he got his first acceptance letter. The school just sent a generic letter saying "financial aid information will follow within 2-3 weeks of acceptance" and sure enough it did. I think they're used to the timelines not matching up perfectly.

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Carmen Ortiz

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That's a relief to hear! Did the financial aid package arrive by email or regular mail?

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Most came by email with instructions to log into his student portal to see the full details. One school sent a fancy packet in the mail though!

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Mei Liu

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Just to add to what others have said - the timing also depends on whether verification is required. About 25% of FAFSA applicants get selected for verification, which can delay the process significantly. If you're still seeing "processing" after 3+ weeks, your application may have been flagged for verification. In my experience working with students, here's what typically happens: - FAFSA is processed in 3-5 weeks (longer during peak times) - If verification is needed, add another 2-4 weeks - Colleges access your FAFSA data after it's processed - Early decision/action schools often send acceptances first, aid packages later - Regular decision schools typically try to send everything together If your FAFSA is still processing and you're anxious, try calling the Federal Student Aid office directly at 1-800-433-3243 to check on its status. Fair warning though - wait times can be ridiculous.

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Carmen Ortiz

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This is super helpful, thank you! My parents' tax situation is a bit complicated, so maybe that's why it's taking longer. I'll try calling that number to check on the status.

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Mei Liu

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Happy to help! Just be prepared for potentially long wait times when calling. If you have trouble getting through to someone, I've heard good things about using Claimyr (claimyr.com) to hold your place in line. They have a demo video at https://youtu.be/TbC8dZQWYNQ showing how it works. Might save you some frustration if you're calling during peak hours.

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THE WHOLE SYSTEM IS DESIGNED TO KEEP YOU IN THE DARK!!! I'm sorry but it's true. They make you commit to colleges before showing you the REAL cost. My daughter got her acceptance letters in March but financial aid packages didn't arrive until late April - with MAY 1ST DEPOSIT DEADLINES!!! We had barely a week to compare financial offers and make a $500 non-refundable deposit. It's a SCAM to rush families into decisions!!!

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Zoe Papadakis

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While the timing can certainly be frustrating, there are legitimate reasons for the separation. Admissions and financial aid offices are typically separate departments working through thousands of applications. Many schools will extend deposit deadlines if you contact them and explain you're waiting on financial aid information to make your decision.

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Maybe at some schools, but we tried that at 2 universities and they refused to extend deadlines. Said something about "institutional policies" and "enrollment management." Just corporate speak for "we don't care about your financial situation.

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Amara Chukwu

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When I applied last year, my FAFSA was processed pretty quickly (about 2 weeks) but then sat in the schools' systems for a while. What I didn't realize was that my state's grant program also needed my FAFSA info, and THEY were slow in processing. So even though colleges had my federal info, they were waiting on state grant determinations before finalizing aid packages. Might be worth checking if your state has a separate grant program that's linked to FAFSA and what their timeline looks like. For example, in California, the Cal Grant notifications come out much later than FAFSA processing is completed.

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Carmen Ortiz

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I never thought about state grants! I'm in Illinois, so I'll check if there's something similar here. Thanks for pointing that out!

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Jamal Carter

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btw if ur really stressed most financial aid offices will give u estimates if u call them directly. i did this for my top choice and they were super helpful

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One more thing to remember - even after you get your SAI score, each college will use it differently to create their financial aid package. Some schools meet 100% of demonstrated need, others might only meet 70-80%. And some give more grants, while others push more loans. So you really need to wait for the individual school packages to compare accurately.

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Carmen Ortiz

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That's a good point. The waiting is just killing me! Do most people end up having to make decisions before having complete financial information?

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Mei Liu

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Most students do receive financial aid packages before the May 1 deposit deadline, but it can sometimes be close. If you're facing a deadline without complete information, email the financial aid office directly. They can often provide estimates or expedite your package if you explain the situation. Don't be afraid to advocate for yourself!

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Tyler Lefleur

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I'm going through the exact same stress right now! I submitted my FAFSA in early November and it's been "processing" for over a month. What's really frustrating is that some of my friends who applied to the same schools are already comparing aid offers while I'm still in limbo. I've been checking studentaid.gov obsessively and calling the helpline, but the wait times are insane. At this point I'm just hoping everything works out before decision deadlines hit. The uncertainty is definitely the worst part of this whole process!

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Laura Lopez

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I totally feel your pain! The waiting and not knowing is so stressful, especially when you see friends getting their results. I'm in a similar boat - submitted in October and still waiting. One thing that's helped me is remembering that colleges are used to these timing mismatches and most will work with you if you need more time to compare aid packages. Hang in there - we'll get through this process even if it feels overwhelming right now!

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Malik Thomas

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As someone who just went through this process last year, I wanted to share what I learned! The timing really is all over the place and varies by school. I submitted my FAFSA in early October and got my SAI back in mid-November, but my financial aid packages came at totally different times from different schools. My early action schools sent acceptance letters in December but didn't send aid packages until late January. Meanwhile, my regular decision schools sent everything together in March. What helped me was creating a spreadsheet to track all the deadlines and what I'd received from each school. Also, don't hesitate to email financial aid offices directly if you're cutting it close to decision deadlines - most were really understanding when I explained I was still waiting on aid info to make my choice!

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Ezra Collins

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This is such a helpful perspective from someone who just went through it! The spreadsheet idea is brilliant - I'm definitely going to start tracking everything that way. It's reassuring to know that the timing really is inconsistent across schools and that financial aid offices are generally understanding about deadline pressures. Did you find that some schools were more responsive than others when you reached out directly about your situation?

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Riya Sharma

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I'm in a very similar situation and this thread has been incredibly helpful! I submitted my FAFSA in mid-October and I'm still seeing "processing" status, which has been making me so anxious. Reading everyone's experiences here really helps put things in perspective - it sounds like the timing mismatch between FAFSA processing, college acceptances, and financial aid packages is totally normal, even if it's stressful. I'm definitely going to try calling the Federal Student Aid office to check on my status, and I love the idea of creating a spreadsheet to track everything. It's also really reassuring to know that most schools are understanding if you need to contact them directly about timing issues. Thanks to everyone for sharing your experiences - it makes this whole confusing process feel a bit more manageable!

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I'm so glad this thread is helping you too! I was feeling pretty alone in all this confusion until I found this discussion. It's crazy how they don't really prepare you for how scattered the timing can be. I'm also still stuck on "processing" status and it's been driving me nuts checking every day. One thing I learned from reading through all these responses is that even if our FAFSA is delayed, colleges seem to be pretty flexible with deadlines when you explain the situation. I'm definitely going to be more proactive about reaching out to schools directly instead of just waiting and worrying. Good luck with everything - hopefully we'll both have our results soon!

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