FAFSA only showing one parent as contributor despite joint tax filing - missing my income!
I'm freaking out a bit here. We completed our daughter's FAFSA back in December for the 2025-2026 year, and it's showing as processed, but there's a huge problem. The system is ONLY listing my husband as a contributor, even though we're definitely a two-income household! When I first received my invitation to contribute, it only prompted me to enter W-2 information for both of us (since we file jointly). My husband's invite was completely different - just asking about savings accounts and investments. Now the final processed application completely excludes my income, which will seriously mess up our daughter's aid eligibility. Has anyone else had this problem with FAFSA only counting one parent's income? How do we get this fixed before the financial aid packages start getting calculated? The website is absolutely no help and I've tried calling three times only to be disconnected after waiting 45+ minutes each time.
29 comments


Lia Quinn
This is a common issue with the new FAFSA system. The problem is in how the contributor invitations were set up. When one parent completes the joint tax information section, the system sometimes fails to properly attribute both incomes despite joint filing. You need to submit a correction request - there should be an option to 'Update FAFSA Information' after logging in to studentaid.gov with your daughter's account. Specifically request a contributor update and indicate that both parents' incomes need to be included.
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Jackie Martinez
•Thank you! I'll look for that correction option tonight. Do you know how long corrections typically take to process? Her college priority deadline for financial aid is coming up in 3 weeks and I'm worried we'll miss it.
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Haley Stokes
omg same thing happened to me!!! only my income showed up and not my husbands which made our EFC way higher than it should be. so frustrating with all these FAFSA glitches this year
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Jackie Martinez
•Did you manage to get it fixed? What steps did you take? I'm worried this will affect her chances at merit scholarships too if they think our income is higher than it actually is.
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Asher Levin
Wait, I'm confused. If you file taxes jointly, doesn't FAFSA just take your combined AGI from your tax return? Why would it matter which parent is listed as a contributor if the total household income is what counts? That's how it worked for us - we file jointly and they just took our total income from line 11 on the 1040.
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Serene Snow
•That's how it *should* work, but the new 2025-2026 FAFSA has separate contributor sections that sometimes malfunction. Each contributor needs to be properly linked to the application. Even with joint filing, both parents need to be listed as contributors for proper SAI calculation, especially for things like retirement contributions, untaxed income, and asset evaluation. The system should pull the joint AGI correctly, but other financial factors can be missed if a parent isn't properly included as a contributor.
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Jackie Martinez
•Exactly what I was worried about! Our retirement contributions and my husband's 529 plans for our younger kids aren't being counted correctly because the system doesn't see me as a contributor. So frustrating!
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Issac Nightingale
I went through something similar last month. After multiple failed attempts to get through on the phone, I used Claimyr to reach an actual FSA agent. It's a service that holds your place in line and calls you when an agent is available - saved me hours of hold time. I watched their demo video (https://youtu.be/TbC8dZQWYNQ) and was skeptical, but it worked perfectly. The agent was able to submit a manual correction request to add my spouse as a contributor. You can check them out at claimyr.com - definitely worth it when you're dealing with tight financial aid deadlines.
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Jackie Martinez
•I've never heard of this service but I'm desperate at this point. Did you find the FSA agent was actually able to help once you got through? Were they able to fix it while you were on the call or did you have to wait?
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Issac Nightingale
•The agent was super helpful once I got through. They couldn't fix it immediately on the call, but they submitted a priority correction request directly into their system. It took about 8 days for the correction to show up on our FAFSA. The agent also noted our account so that the schools my son applied to would see that a correction was in process. Much better than trying to navigate the website fixes which weren't working for us.
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Romeo Barrett
UGH THESE FAFSA PEOPLE ARE THE WORST!! this is my third kid going to college and every single year theres some new problem with their stupid system. last year we couldnt even access the site for WEEKS and this year they cant even count properly??? and they expect us to trust them with determining financial aid SMH
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Marina Hendrix
•Right?? And then they have the nerve to make us verify every little detail when THEIR system is the one messing up! My daughter's college is asking for verification documents now even though the error is on FAFSA's end, not ours.
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Serene Snow
For a technical explanation: The new FAFSA system handles contributors differently than previous versions. Each contributor receives a specific role in the system - typically "Parent 1" and "Parent 2" for dependent students. When joint filing is involved, sometimes the system incorrectly assigns all income to whichever parent completed the tax information section. To fix this: 1. Log in to your student's account on studentaid.gov 2. Select "Make FAFSA Corrections" 3. Navigate to the "Parent Financial Information" section 4. There should be an option to "Update Parent Contributors" 5. Ensure both parents are properly added with correct roles 6. Save and resubmit If the online correction doesn't work, you'll need to speak with a Federal Student Aid representative to manually update the contributor information. Document all communication attempts for appeals if this affects aid offers.
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Jackie Martinez
•Thank you SO much for these detailed steps! I'll try this right away. If I make these corrections, will the schools automatically receive the updated information or do I need to contact each financial aid office?
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Serene Snow
•Great question! When you submit the correction, the updated FAFSA will automatically be sent to all schools you listed on the application. However, I strongly recommend also emailing each school's financial aid office with a brief explanation of the correction. Include your daughter's name, ID number, and specifically mention that you've submitted a FAFSA correction to include both parents' financial information. This creates a paper trail and helps ensure they're aware of the pending update when reviewing her file.
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Lia Quinn
Just adding another tip: Make sure you take screenshots of the current incorrect FAFSA showing only one parent contributor, and also document any correction attempts. These will be crucial if you need to appeal financial aid offers later. We had to do this last year when our daughter's FAFSA had a similar issue, and having documentation of the error helped tremendously during the appeal process.
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Jackie Martinez
•That's excellent advice - I'm taking screenshots right now of everything. Did your daughter's schools eventually correct her financial aid packages after you showed them the error wasn't your fault?
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Haley Stokes
has anyone noticed that the new FAFSA system seems to have way more glitches than the old one? my niece couldnt even get her parents linked properly and ended up missing out on a ton of aid at her first choice school
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Romeo Barrett
•YESSS!!! They supposedly "simplified" it but made it 10000x worse! My son's application was "processing" for almost 2 months and when it finally came through, half the information was wrong. I swear they do this on purpose to give out less aid. 🤬
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Jackie Martinez
UPDATE: I tried the correction steps that were suggested, but the system gives me an error message saying "Contributor updates are currently unavailable - please try again later" every time. I've been trying for two days now. I'm going to try that Claimyr service to actually speak to someone because this is getting ridiculous. Our daughter is waiting on several financial aid offers and I'm afraid this mistake is going to cost her thousands in aid.
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Lia Quinn
•Unfortunately that error message has been appearing for many users. The FSA office is aware of the issue but hasn't provided a timeline for fixing it. Using Claimyr is probably your best option at this point since direct intervention from an agent can override the system limitations. Make sure to mention the specific error message you're receiving and that you've attempted online corrections multiple times.
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Asher Levin
•have you tried logging in from a different browser or clearing your cache? sometimes that works with the studentaid website when nothing else does. worked for me when i kept getting weird errors
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Jackie Martinez
SECOND UPDATE: Success! I used the Claimyr service and got through to an FSA agent within an hour (after trying for DAYS on my own). The agent confirmed this is a known issue affecting many joint-filing parents. They submitted a manual correction on our behalf and said it should be processed within 7-10 business days. They also added a note to our daughter's file that all schools will be able to see, explaining that the correction is in process. The agent gave me a confirmation number for the correction request and said we can reference it if we need to contact any schools. Thank you all for your help with this stressful situation!
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Serene Snow
•That's excellent news! I'm glad you were able to get this resolved. The confirmation number is particularly important - keep that safe. Also, since you mentioned tight deadlines with some schools, I would still recommend sending a brief email to each financial aid office explaining the situation and providing that confirmation number. This creates a paper trail showing you addressed the issue promptly, which can be helpful if you need to request reconsideration of aid packages later.
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Haley Stokes
•So glad you got it fixed! Did they say anything about how quickly the schools will get the updated information? My daughter's in a similar situation and we're worried about missing out on scholarships because of FAFSA errors.
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Yuki Tanaka
•@Haley Stokes The agent told me that once the correction is processed 7-10 (business days ,)it automatically gets sent to all schools listed on the FAFSA. But she also recommended contacting each school s'financial aid office proactively with the confirmation number, especially if you have any scholarship deadlines coming up. That way they know to expect the corrected information and can hold off on finalizing aid packages if needed. Don t'wait - reach out to them now while the correction is processing!
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FireflyDreams
As someone who just went through this exact same nightmare last month, I want to emphasize how important it is to act quickly on this. The FAFSA contributor system has been a disaster this year - I've seen so many families affected by similar issues where only one parent gets properly linked despite joint filing. The good news is that once you get through to an actual FSA agent (which sounds like you successfully did!), they can usually fix it pretty efficiently with a manual override. Just make sure you follow up with each school's financial aid office using that confirmation number - some schools are more proactive than others about checking for updated FAFSA information, and you don't want any delays in processing your daughter's aid package. The whole system is frustrating, but at least there are ways to work around these technical glitches when you know the right steps to take.
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Dmitry Smirnov
•This is such helpful advice! I'm new to the FAFSA process (first kid going to college) and had no idea these kinds of technical issues were so common. It's reassuring to know that there are solutions even when the system glitches. I'm bookmarking this thread in case we run into similar problems - the step-by-step instructions and service recommendations are gold. Thanks to everyone for sharing their experiences!
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Dylan Cooper
This thread is incredibly helpful! As someone currently dealing with a similar FAFSA contributor issue (my spouse's income isn't showing up properly), I wanted to add that it's also worth checking if your state has any supplemental financial aid forms that might be affected by these FAFSA errors. In our case, the state grant application pulled the incorrect information from our FAFSA, so we had to contact both the federal aid office AND our state's education department to ensure corrections were made to both systems. The timing can be tricky since state aid deadlines are often earlier than federal ones. Just another layer to consider when dealing with these technical glitches!
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