FAFSA for twins - do both parents need to complete contributor section for jointly filed taxes?
Just helped my daughter submit her FAFSA application today, and both my husband and I received contributor emails. We file our taxes jointly as married. Do we both need to complete the parent contributor section separately, or can just one of us do it? Her twin brother will be applying next week too - will we need to do the same process twice? This is our first time with college applications and I'm confused by all these FAFSA emails. Thanks for any help!
18 comments


Amina Sow
Only ONE parent needs to complete the contributor section when you file jointly. The system automatically sends emails to both parents, but that doesn't mean both need to complete it. Just have whoever has the most complete information about your finances do it. And yes, you'll need to do the same for your other twin when they apply - each FAFSA is separate, but the good news is that having twins with the same financial situation should result in similar SAI calculations.
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Paolo Conti
•Thank you so much! That makes it much clearer. I was worried we'd both have to fill everything out twice. I'll have my husband complete it since he handles most of our finances.
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GalaxyGazer
when my twins applied we both got emails 2 but only my wife did the contributor part bc she does our taxes. worked fine both kids got their sai scores after like 10 days
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Paolo Conti
•That's reassuring! How long did it take for your wife to finish the contributor section? Just trying to plan ahead.
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GalaxyGazer
•like 30 mins maybe? just need ur tax info and bank statements handy. dont overthink it
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Oliver Wagner
BE CAREFUL!!! We did this for our twins last year and messed up BADLY. We only had one parent fill out both FAFSAs, but we accidentally used slightly different income numbers on each application. The FINANCIAL AID OFFICE FLAGGED BOTH for verification and delayed everything by MONTHS!! Make sure whoever does the contributor section uses EXACTLY the same numbers for both twins!!!
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Amina Sow
•This is good advice. For jointly filed taxes, the numbers should be identical for both students. The new FAFSA actually simplifies this by directly importing tax data from the IRS, which helps prevent those kinds of discrepancies. But always double-check everything before submitting.
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Natasha Kuznetsova
I went through this last year with my twins. Only one parent needs to complete the contributor section. But make sure you list both twins as family members in college on each FAFSA - this affects your SAI calculation significantly!
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Paolo Conti
•Oh that's really important! I wouldn't have thought of that. So when I fill out my daughter's FAFSA, I should list her brother as in college even though he hasn't applied yet?
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Natasha Kuznetsova
•Yep! As long as both will be enrolled at least half-time in eligible programs during the same academic year, list them both. Made a huge difference in our aid packages!
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Javier Mendoza
Have you tried calling Federal Student Aid to confirm? I spent hours yesterday trying to get through to ask a similar question about contributor sections. After multiple disconnects, I found this service called Claimyr (claimyr.com) that got me connected to an FSA agent in under 15 minutes. They have a video demo of how it works here: https://youtu.be/TbC8dZQWYNQ. The agent confirmed that for married filing jointly, only one parent needs to complete the contributor section.
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Paolo Conti
•I haven't tried calling yet, but that's good to know there's a way to get through if I have more questions. The wait times for FSA are notorious!
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Emma Thompson
As a financial aid counselor, I can confirm that for married filing jointly, only one parent needs to complete the contributor section. However, make sure that parent knows ALL the financial information, including any retirement accounts, investments, or other assets that might be primarily in the other spouse's name. The FAFSA requires comprehensive financial information from both parents when you're married, even if only one completes the form. Also, important point about twins: each student needs their own separate FAFSA, but you'll only need to complete the parent contribution information once per parent. And yes, make sure you indicate that you'll have two students in college simultaneously as that significantly impacts your Student Aid Index (SAI).
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Paolo Conti
•Thank you for this professional insight! I was confused about the assets part - we have separate retirement accounts but file taxes jointly. It sounds like whoever completes the contributor section needs to enter ALL our combined assets, is that right?
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Malik Davis
OMG I have twins too and FAFSA is the WORST for multiple kids! SO much duplicated effort. Why can't they just let us fill out ONE form for the family and then apply it to both kids???? I spent literally HOURS doing basically the same form twice. Such a waste of time!!!!
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Isabella Santos
•lol same. triplets here. did the fafsa three times last year. wanted to throw my computer out the window by the third one 😂
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Paolo Conti
Thank you all for the helpful responses! I feel much more confident now. My husband will complete the contributor section for our daughter's application, and we'll make sure to list both twins as college students. We'll be careful to use the exact same financial information when we do our son's FAFSA next week. I appreciate all the advice from fellow parents who've been through this before!
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Amina Sow
•Glad we could help! One last tip: Take screenshots of all the financial information you enter for the first twin, so you can refer to it when completing the second application. This ensures consistency between both submissions and reduces the chance of verification flags.
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