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Jessica Suarez

FAFSA delay changed financial package - can I switch college commitment without penalty?

So I'm in a really tricky situation with college commitments and FAFSA. My daughter committed to her first choice (Lakeside University) back in April and we paid the $750 non-refundable deposit. But here's the problem - her FAFSA information FINALLY processed last week and Mountainview College just offered her a financial aid package that's $14,000 better per year than Lakeside's offer! We simply can't afford to turn down that kind of money over 4 years. I know students aren't supposed to commit to multiple schools or they risk having acceptances pulled. But what happens if she emails Lakeside to withdraw her commitment first, then accepts Mountainview's offer? How quickly can she accept the second school after withdrawing from the first? Do we need to wait for Lakeside to acknowledge her withdrawal before committing to Mountainview? Has anyone successfully navigated this kind of situation? I'm concerned about her potentially having no school to attend if we handle this wrong. The May 1 decision deadline has passed, and orientation at both schools starts in 6 weeks.

my son did this EXACT thing last year! dont stress its totaly fine. just email the 1st school and tell em ur withdrawing, then immediatly accept the 2nd one. we didnt even wait for the 1st school to respond lol. they cant do anything to u once u tell them ur not coming anyways

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Oh thank goodness! That's such a relief to hear someone else successfully did this. Did your son lose the deposit at the first school? I'm assuming yes but just wanted to check.

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Lily Young

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This is actually a common situation, especially with the FAFSA delays over the past couple years affecting financial aid timing. The key steps: 1. Have your daughter email Lakeside's admissions office AND financial aid office formally withdrawing her intent to enroll 2. Request a confirmation email of her withdrawal (this is your documentation) 3. Once the withdrawal email is sent, she can immediately commit to Mountainview Technically, she's not double-committed because she's ended her commitment to the first school. Most colleges understand this situation, especially when significant financial aid differences are involved. Just be prepared to lose the deposit at Lakeside - that's almost certainly non-refundable.

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Thank you for the clear steps! I didn't think about requesting confirmation of the withdrawal - that's smart to have documentation. I'll make sure she emails both offices at Lakeside.

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WAIT! Before you do anything, call Lakeside's financial aid office and see if they'll match or come closer to Mountainview's offer!! My daughter got an extra $8k per year from her first choice just by showing them the competing offer. The worst they can say is no, and then you withdraw. But at least TRY to negotiate first!!!

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That's brilliant - I honestly didn't realize we could negotiate financial aid! Definitely worth trying before we make any decisions. Thank you!

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Wesley Hallow

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we been dealing w/ fafsa nightmares all yr!! took 3 MONTHS for our info to process & by then my sons deposit was already due at first school. wish the financial aid came thru earlier but thats not how it works these days :( the school letting u switch this late is actually really nice, some wouldnt even consider accepting a student now

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The whole FAFSA process has been so stressful this year. We submitted back in January and just got the SAI calculation last week! I'm grateful Mountainview is still willing to accept her this late.

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Justin Chang

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I work in college admissions and can provide some clarity. The May 1 "National Decision Day" and its rules are part of a voluntary agreement among participating colleges, not a legally binding situation. While it's considered unethical for students to maintain multiple deposits, your situation is different since you're withdrawing from one before accepting another. However, understand: 1) The first deposit is almost certainly non-refundable 2) Your daughter should email her withdrawal ASAP and be very clear 3) Some housing and course registration options at the new school may be limited due to the late change As others suggested, trying to negotiate with the first school using the competing offer is a good initial step.

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Thank you for explaining the admissions perspective! That's helpful to know it's not legally binding but more of an ethical guideline. We'll definitely try negotiating first, but good to know about potential housing limitations if we switch.

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Grace Thomas

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So this is related but a little off-topic...does anyone know if the FAFSA will be this delayed again for next year (2025-2026)? My younger daughter will be applying then and I'm worried about going through this whole timeline disaster again....

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Justin Chang

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The Department of Education has promised improvements for the 2025-2026 FAFSA cycle, but I recommend applying as early as possible (October 1) and not counting on those promises. The simplified FAFSA rollout has been problematic at every stage.

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I've been trying to reach Federal Student Aid for THREE WEEKS about our delayed FAFSA processing and kept getting disconnected or waiting for hours. Finally used a service called Claimyr (claimyr.com) that got me through to an actual person at FSA in about 20 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Not sure if this would help with your specific situation now that your FAFSA finally processed, but sharing in case others are still struggling with delays or issues.

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Wesley Hallow

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thx for sharing this!! my nephew still hasnt got his fafsa processed and hes freaking out about starting school this fall with no aid in place. gonna send him this link asap

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Just wanted to update you - we were in a similar situation last year, and my son did successfully switch schools after the deposit deadline. BUT - because he switched so late, he got stuck with pretty terrible housing options (only rooms left were in the oldest dorm with no A/C). So if your daughter does switch, tell her to IMMEDIATELY contact housing at Mountainview to get on whatever list they have!

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That's a really important point I hadn't considered! She'd be devastated to end up in bad housing. If we decide to switch, I'll make sure housing is her first call after accepting the offer.

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Justin Chang

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One more piece of advice - make sure to carefully read through Mountainview's financial aid package and verify exactly what's being offered. Sometimes packages look better at first glance but contain more loans versus grants. Also check if any scholarships are renewable or one-time, and what GPA she needs to maintain. I've seen students switch schools for financial reasons only to discover hidden costs or conditions they didn't notice.

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You raise excellent points. I'm going to sit down with my daughter tonight and make a detailed comparison of both packages - grants vs loans, renewable vs one-time, and GPA requirements. Thank you for this advice!

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btw just wondering how long did it take for lakeside to give u their financial aid offer after the fafsa finally processed? my daughters still waiting on 2 schools and its been like 10 days since her fafsa went thru

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Lakeside took about 2 weeks after our FAFSA processed to update their aid offer. Mountainview was much faster - only 4 days! I think it varies a lot by school.

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I'm actually going through something very similar right now! My son's FAFSA was delayed until just last week, and we're now comparing offers that came in way after the May 1 deadline. The stress is real! Before making any decisions, I'd definitely recommend calling Lakeside's financial aid office first like Kennedy suggested. We tried this approach with my son's first choice school and while they couldn't match the competing offer completely, they did increase his aid by $3,500/year which made the decision easier. If you do end up switching, just make sure to get everything in writing - both the withdrawal confirmation from Lakeside and the acceptance confirmation from Mountainview. The whole FAFSA delay situation has been such a nightmare for so many families this year, but schools seem to be more understanding about late changes because of it. Good luck with whatever you decide! That $14k/year difference is definitely worth pursuing.

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Simon White

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Thank you so much for sharing your experience! It's reassuring to know we're not alone in this situation. That's encouraging that you were able to get an additional $3,500/year from your son's first choice - even if they can't match the full amount, every bit helps with these college costs. I'll definitely call Lakeside tomorrow morning to see what they can do before we make any final decisions. And great advice about getting everything in writing - I hadn't thought about that but it makes total sense given how chaotic this whole process has been this year!

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Zara Rashid

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This situation is exactly why the FAFSA delays have been so frustrating for families this year! You're definitely not alone - I've seen so many posts about people having to make decisions with incomplete financial information. A few thoughts from someone who went through college applications with my daughter last year (pre-FAFSA disaster): 1. Definitely try the negotiation route first as others mentioned - bring Mountainview's offer to Lakeside and see if they can bridge some of that gap 2. If you do switch, make sure your daughter understands she'll likely be at the back of the line for housing, meal plans, orientation sessions, and course registration 3. $14k/year is $56k over four years - that's life-changing money and worth the hassle of switching even if it's stressful right now One thing I haven't seen mentioned yet - make sure to check if there are any additional fees or requirements at Mountainview that weren't included in their initial offer. Sometimes schools will have mandatory fees, technology costs, or program-specific expenses that don't show up in the basic financial aid package. You're being a great advocate for your daughter by pursuing this. The whole system is broken right now, but you're working within it to get the best outcome for your family!

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Pedro Sawyer

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Thank you for such a comprehensive response! You're absolutely right about checking for those additional fees - I hadn't thought about technology costs or program-specific expenses that might not be obvious in the aid package. That's a great point about being at the back of the line for everything too. Even though the housing and registration timing concerns me, you're right that $56k over four years is just too significant to ignore. I really appreciate everyone's advice on this thread - it's helping us feel more confident about navigating this complicated situation!

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