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Do disabled child's SSI benefits exempt parents from reporting income on FAFSA?

I'm filling out the 2025-2026 FAFSA for my son who has a disability. He receives SSI and Medicaid benefits. I'm confused because I can't find where to enter our 2022 tax information? Does his disability status and the fact he gets SSI mean we (parents) don't have to report our income? I feel like I'm missing something important in the application process. Has anyone dealt with this situation before? I don't want to submit incomplete information and delay his aid.

Ruby Blake

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no unfortunately your child getting SSI doesnt exempt you from reporting your income. you still gotta do all that. are you in the contibuter section yet? thats where all the tax info goes

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Miles Hammonds

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Oh, I haven't gotten to that section yet! I was going through the student information and got worried when I didn't see tax questions. Thank you for clarifying - I'll keep going through the application then.

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Micah Franklin

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No, your child's disability status and SSI benefits don't exempt you from reporting parental income on the FAFSA. However, you'll want to carefully report his SSI benefits in the correct section. The student's SSI is not reported as income on the FAFSA, but it does need to be reported as untaxed income in the student section. The parent income/tax information comes later in the application under the contributor section. You'll need your 2022 tax return information for that part. Make sure you identify your son as receiving disability benefits when prompted, as this can affect his aid eligibility calculation in a positive way.

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Miles Hammonds

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Thank you so much for the detailed explanation! I was getting nervous that I was doing something wrong. So I need to report his SSI as untaxed income but not as regular income? And I'll make sure to indicate his disability status. This is our first time applying so it's all new territory.

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Ella Harper

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my daughter also gets SSI for her disability and we had to report our income. its annoying because her benefits shouldnt even count against her aid!! but thats how it works. keep going through all the sections and you'll get to the tax part eventually.

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Micah Franklin

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Actually, SSI benefits are not counted against the student in the aid calculation when reported correctly. They should be listed as untaxed income in the student section, but the SAI (Student Aid Index) calculation gives special consideration to students with disabilities who receive SSI. Make sure you're documenting the disability status properly in the application.

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PrinceJoe

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Just wanted to say I'm in the same boat with my disabled daughter and was super confused at first too! The FAFSA redesign moved everything around. Keep going through all the sections and you'll get to the parent/contributor part where all your tax stuff goes.

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Brooklyn Knight

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The 2025-2026 FAFSA has completely reorganized the application flow. You'll find the parent/contributor tax information later in the process. Here's what you need to know: 1. Your child's disability status does NOT exempt you from reporting parental income 2. The SSI benefits are reported as untaxed income for the student 3. Make sure to indicate your child has a disability when prompted 4. The parent tax information section comes after the student information section 5. You'll need your 2022 tax return figures ready The disability status can actually help with the SAI calculation, so make sure it's properly indicated.

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Miles Hammonds

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Thank you for breaking it down like this! This makes so much more sense now. I was worried I'd missed some major section or that I was going to file incorrectly. I'll keep working through the application with this information in mind.

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Owen Devar

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NOBODY at fafsa ever explains this stuff clearly!! I spent THREE HOURS on hold trying to ask this exact question about my nephew's SSI benefits last month and never got through. The whole system is designed to be confusing on purpose I swear.

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Daniel Rivera

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I had the same problem trying to reach someone at Federal Student Aid when filling out my daughter's FAFSA. After being on hold forever, I found this service called Claimyr that got me through to an actual person in about 15 minutes. They call and wait on hold for you then connect you when an agent picks up. Really helped when I needed answers about reporting my daughter's disability benefits. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/TbC8dZQWYNQ

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PrinceJoe

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did anyone else notice they ask fewer questions about the disability now? like before they wanted all kinds of documentation but now they just ask if the student receives SSI

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Micah Franklin

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Yes, the simplified FAFSA has streamlined many aspects of the application. They're now relying more on information sharing between government agencies rather than requiring students to provide all documentation directly. The SSI receipt serves as verification of disability in most cases, which is why they focus on that question now.

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Ruby Blake

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btw just so u know the SSI income your kid gets isnt taxable so dont report it in the income section or you'll mess up the caluclation

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Brooklyn Knight

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This is partially correct but needs clarification. SSI benefits should NOT be reported as taxable income, but they DO need to be reported in the untaxed income section of the FAFSA. Failing to report them at all is incorrect and could create problems if verification is required later.

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Miles Hammonds

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Update: I completed more sections and finally found where to enter our tax information in the contributor section! For anyone else with a student who receives SSI, I learned you do still need to report parent income and you report the SSI as untaxed income. Just wanted to update in case someone else has the same question.

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Ella Harper

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thanks for updating! did the system ask about your sons disability specifically? im wondering if they changed that part for this years application

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