< Back to FAFSA

Miles Hammonds

Do disabled child's SSI benefits exempt parents from reporting income on FAFSA?

I'm filling out the 2025-2026 FAFSA for my son who has a disability. He receives SSI and Medicaid benefits. I'm confused because I can't find where to enter our 2022 tax information? Does his disability status and the fact he gets SSI mean we (parents) don't have to report our income? I feel like I'm missing something important in the application process. Has anyone dealt with this situation before? I don't want to submit incomplete information and delay his aid.

Ruby Blake

•

no unfortunately your child getting SSI doesnt exempt you from reporting your income. you still gotta do all that. are you in the contibuter section yet? thats where all the tax info goes

0 coins

Oh, I haven't gotten to that section yet! I was going through the student information and got worried when I didn't see tax questions. Thank you for clarifying - I'll keep going through the application then.

0 coins

No, your child's disability status and SSI benefits don't exempt you from reporting parental income on the FAFSA. However, you'll want to carefully report his SSI benefits in the correct section. The student's SSI is not reported as income on the FAFSA, but it does need to be reported as untaxed income in the student section. The parent income/tax information comes later in the application under the contributor section. You'll need your 2022 tax return information for that part. Make sure you identify your son as receiving disability benefits when prompted, as this can affect his aid eligibility calculation in a positive way.

0 coins

Thank you so much for the detailed explanation! I was getting nervous that I was doing something wrong. So I need to report his SSI as untaxed income but not as regular income? And I'll make sure to indicate his disability status. This is our first time applying so it's all new territory.

0 coins

Ella Harper

•

my daughter also gets SSI for her disability and we had to report our income. its annoying because her benefits shouldnt even count against her aid!! but thats how it works. keep going through all the sections and you'll get to the tax part eventually.

0 coins

Actually, SSI benefits are not counted against the student in the aid calculation when reported correctly. They should be listed as untaxed income in the student section, but the SAI (Student Aid Index) calculation gives special consideration to students with disabilities who receive SSI. Make sure you're documenting the disability status properly in the application.

0 coins

PrinceJoe

•

Just wanted to say I'm in the same boat with my disabled daughter and was super confused at first too! The FAFSA redesign moved everything around. Keep going through all the sections and you'll get to the parent/contributor part where all your tax stuff goes.

0 coins

The 2025-2026 FAFSA has completely reorganized the application flow. You'll find the parent/contributor tax information later in the process. Here's what you need to know: 1. Your child's disability status does NOT exempt you from reporting parental income 2. The SSI benefits are reported as untaxed income for the student 3. Make sure to indicate your child has a disability when prompted 4. The parent tax information section comes after the student information section 5. You'll need your 2022 tax return figures ready The disability status can actually help with the SAI calculation, so make sure it's properly indicated.

0 coins

Thank you for breaking it down like this! This makes so much more sense now. I was worried I'd missed some major section or that I was going to file incorrectly. I'll keep working through the application with this information in mind.

0 coins

Owen Devar

•

NOBODY at fafsa ever explains this stuff clearly!! I spent THREE HOURS on hold trying to ask this exact question about my nephew's SSI benefits last month and never got through. The whole system is designed to be confusing on purpose I swear.

0 coins

Daniel Rivera

•

I had the same problem trying to reach someone at Federal Student Aid when filling out my daughter's FAFSA. After being on hold forever, I found this service called Claimyr that got me through to an actual person in about 15 minutes. They call and wait on hold for you then connect you when an agent picks up. Really helped when I needed answers about reporting my daughter's disability benefits. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/TbC8dZQWYNQ

0 coins

PrinceJoe

•

did anyone else notice they ask fewer questions about the disability now? like before they wanted all kinds of documentation but now they just ask if the student receives SSI

0 coins

Yes, the simplified FAFSA has streamlined many aspects of the application. They're now relying more on information sharing between government agencies rather than requiring students to provide all documentation directly. The SSI receipt serves as verification of disability in most cases, which is why they focus on that question now.

0 coins

Ruby Blake

•

btw just so u know the SSI income your kid gets isnt taxable so dont report it in the income section or you'll mess up the caluclation

0 coins

This is partially correct but needs clarification. SSI benefits should NOT be reported as taxable income, but they DO need to be reported in the untaxed income section of the FAFSA. Failing to report them at all is incorrect and could create problems if verification is required later.

0 coins

Update: I completed more sections and finally found where to enter our tax information in the contributor section! For anyone else with a student who receives SSI, I learned you do still need to report parent income and you report the SSI as untaxed income. Just wanted to update in case someone else has the same question.

0 coins

Ella Harper

•

thanks for updating! did the system ask about your sons disability specifically? im wondering if they changed that part for this years application

0 coins

Great job figuring it out! Just to add some helpful info for other parents in similar situations - when you report your son's SSI as untaxed income, make sure you're using the monthly amount multiplied by 12 for the annual figure. Also, if your son receives any state supplemental payments on top of federal SSI, those need to be reported separately. The disability designation in the FAFSA can actually work in your favor for aid calculations, so definitely don't skip that section when it comes up!

0 coins

Manny Lark

•

This is really helpful information! I didn't realize there could be separate state supplemental payments on top of the federal SSI. I'll double-check to make sure I'm reporting everything correctly. It's reassuring to know that the disability designation can actually help with aid calculations rather than hurt. Thanks for taking the time to share these details - it makes the whole process feel less overwhelming when people explain the specifics like this.

0 coins

Just want to emphasize something that might help other parents - when you get to the contributor section and enter your tax info, don't panic if your Expected Family Contribution (now called SAI) seems high at first. The system processes disability considerations after all information is entered. I made the mistake of thinking we wouldn't qualify for any aid when I saw the initial numbers, but the final calculation was much more favorable once everything was properly processed. Also, keep all your documentation handy - schools sometimes request verification of the SSI benefits even though you've indicated disability status on the FAFSA.

0 coins

Zara Ahmed

•

This is such valuable advice! I'm just starting this process for my daughter who has autism and receives SSI, and I was already getting anxious about the SAI calculation. It's really reassuring to know that the disability considerations get processed after everything is entered - I would have definitely panicked seeing a high number initially. Thanks for the heads up about keeping documentation ready too. Did your school ask for specific types of verification, or was it pretty straightforward when they requested it?

0 coins

FAFSA AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today