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one thing nobody mentioned - have your daughter talk to her professors! my daughter's english teacher told her about a special scholarship for first generation college students that paid for almost a whole semester! lot of times the teachers know about money that the financial aid office never mentions
Just to clarify for everyone in this thread - the 2025-2026 FAFSA uses the Student Aid Index (SAI) instead of EFC, and it calculates need differently. Having a disabled parent doesn't automatically increase grant eligibility, but low household income does. For the original poster: Your $48k income with a $4,800 SAI actually aligns with the new formula. However, your daughter should definitely qualify for some Pell Grant funding with that SAI. If your community college is suggesting mostly loans, you should specifically ask: 1. What is her Pell Grant eligibility amount? 2. Has she been considered for Federal SEOG grants? 3. What state grants might she qualify for? 4. Are there institutional grants she's missing? Don't accept a financial aid package that's mostly loans without questioning it. Many schools offer an initial package and expect students to appeal or ask for more grant funding.
Thank you for breaking this down! She was offered a partial Pell Grant ($3,200) but nothing else grant-wise. I'll definitely ask about SEOG and institutional grants. Is there a specific way to phrase the appeal to make it more likely to succeed?
When appealing, use the phrase "special circumstances review" or "professional judgment request" rather than "appeal." Focus on documenting: 1) your ex-spouse's disability prevents any financial contribution, 2) you have unusual expenses related to being the sole supporter, and 3) your daughter has exceptional academic potential. Provide specific dollar amounts for all expenses. Community colleges typically have simpler appeal processes than universities, so don't be intimidated by the paperwork.
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just so u know the student aid index (SAI) replaced the old EFC this year so if ur looking at old info online it might be confusing. my kids financial aid office said alot of parents are getting confused about this
Thank you for mentioning this! I was actually looking at some older guides that kept talking about EFC and was wondering if they were the same thing. Good to know about the terminology change!
After reviewing the entire thread, here's a simple checklist for next steps: 1. Log into studentaid.gov using your son's account 2. Go to "My Documents" and look for the Student Aid Report (SAR) 3. Review the SAR to find his Student Aid Index (SAI) number 4. Check if he was selected for verification (will be clearly stated on the SAR) 5. Confirm the schools he wants to attend are listed in his FAFSA 6. Wait for schools to send financial aid award letters If you don't see the SAR within 7-10 days of showing "processed," or if you're selected for verification, that's when you might need to contact Federal Student Aid directly. Otherwise, the process should continue automatically from here.
This checklist is EXACTLY what I needed! Thank you so much for breaking it down so clearly. We'll go through these steps this weekend. I feel so much more confident about what we need to do now!
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Once you find out what the issue is, please come back and update us! It might help others who run into the same problem. The new FAFSA has so many quirks that we're all learning about in real-time.
I definitely will! I've already learned so much from everyone's responses here. I'm calling them first thing tomorrow morning.
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i dont get why everyones having so many problems with fafsa this year lol. mine went through in like a week with no issues 🤷♂️
Consider yourself extremely lucky then. The Department of Education has publicly acknowledged major system-wide issues with the new FAFSA rollout. Just because it worked for you doesn't mean the problems aren't real for thousands of others.
Quick update on processing times - I just checked the FSA website and they're currently reporting an average of 14 business days for applications in review status. That's significantly longer than previous years. Make sure you're checking both your email and your studentaid.gov account messages regularly, as they sometimes send requests for additional information through the message center that don't come through email.
Thanks for checking! I'll make sure to log in daily to check for messages. The 14 business days is frustrating but at least now I have a realistic timeline to work with.
Oliver Becker
As a financial aid advisor, I can clarify a few things: 1) You cannot delete a FAFSA yourself once it's been created 2) Having duplicate FAFSAs won't affect your SAI calculation, but it can cause processing delays 3) The best approach is two-pronged: - Contact Federal Student Aid to have one application marked as void - Reach out to your school's financial aid office to alert them to the situation This is a common issue this year with the new FAFSA implementation. The system should recognize duplicate applications by your FSA ID, but with all the technical issues they've been having, it's best to be proactive. Make sure to have your FSA ID, confirmation numbers from both applications, and the date you submitted each one when you call. This information will help them resolve the issue more quickly.
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Zainab Yusuf
•Thank you for this detailed explanation! I'll gather all that information before calling. One more question - will this affect my aid package timing? My school has a May 1 priority deadline for continuing students.
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Oliver Becker
•As long as you submitted at least one complete FAFSA before your school's priority deadline, you should be fine. However, I'd recommend getting this resolved within the next week if possible. When you contact your school's financial aid office, specifically mention the May 1 priority deadline concern, and they can make notes in your file to ensure you're still considered for all aid programs. The most important thing is making sure they know which application has your correct and final information.
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Connor O'Reilly
wait why cant they just make a delete button?? stupid government websites always making things complicated 🙄
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