man i wish i knew this last year i spent weeks trying to get my dads tax info and he was so difficult about it for nothing apparently 🙄

Just wanted to chime in as someone who works in financial aid at a state university - you're getting great advice here! The key thing to remember is that FAFSA follows a very specific definition of "parent" that's based on who you lived with, not biological relationships or financial support. Since your parents were never married and you live with your mom, she's your only "parent" for FAFSA purposes. One small tip: when you get to the parent demographics section, make sure to select "Single" as your mom's marital status rather than leaving it blank. This helps the system understand your family structure. And don't worry about verification - single-parent households with income around $38K are actually pretty common and shouldn't raise any red flags. Good luck with your application!

Just wanted to follow up - were you able to make any progress? Did you try contacting FSA directly using the service I mentioned or visiting your local SSA office? Sometimes bringing your marriage certificate and explaining the situation in person can expedite the process.

That's such great news that you finally got through to someone at FSA! Having a note on your account should definitely help smooth things over when you submit. And going to SSA in person is smart - they're usually more helpful face-to-face than over the phone. Make sure to bring copies of everything (marriage certificate, ID, any correspondence about the name change) just in case. Fingers crossed the SSA visit goes well and you can get this all sorted out soon!

Just wanted to add - make sure to check if your school has an emergency aid application process. Many institutions have funds specifically for students at risk of dropping out due to financial hardship. This won't solve your FAFSA problem, but it might provide a temporary bridge while you get everything sorted out.

UPDATE: You all are amazing! I created a new FSA ID for my dad last night using his correct email (confirmed it 3 times). Then I used that Claimyr service someone suggested to get through to FSA quickly. The agent was able to help me complete the process and get my dad's portion signed! My FAFSA is now SUBMITTED!!! I'll deal with the duplicate FSA ID issue later as suggested. THANK YOU ALL for your help - you literally saved my education!

To summarize the correct information for your situation: 1. Only your custodial parent (the one you live with more than 50% of the time) needs to complete the FAFSA 2. Who claims you on taxes does NOT determine which parent completes the FAFSA 3. Child support is considered the custodial parent's income, not direct support from the non-custodial parent 4. If your custodial parent is remarried, the stepparent's information must be included 5. Some private colleges require the CSS Profile which may request non-custodial parent information Based on what you've shared, your mother should complete the FAFSA as your custodial parent. Your father's tax claiming status is irrelevant for FAFSA purposes.

Just wanted to add something that might help - make sure you and your mom complete the FAFSA together so she can answer all the parent financial questions accurately. I made the mistake of trying to fill it out myself first and had to go back and correct a bunch of stuff because I didn't know her exact income details. Also, have her tax returns handy because the FAFSA will ask for specific line items from her 1040. Good luck with everything!

Thanks everyone for all the helpful advice! I'm going to focus on maximizing federal loans first (both subsidized and unsubsidized), look into payment plans at my university, apply for more scholarships, and try to get a part-time job to cover some expenses. I'll talk with my parents about whether they'd be willing to consider a Parent PLUS loan versus being a cosigner on a private loan if I need additional funding. The differences in repayment flexibility between federal and private loans is really eye-opening. And I'll definitely use that Claimyr service to get through to FSA with my specific questions. Really appreciate everyone sharing their experiences!

Great to see you getting such solid advice here! I went through this exact situation 2 years ago - parents made too much for grants but couldn't actually help with tuition. One thing I'd add that really helped me: consider taking a gap year to work and save money if you haven't already committed to starting this fall. I know it's not ideal, but I saved about $15k working full-time for a year, which significantly reduced my loan burden. Also, once you're in school, look into becoming a Resident Advisor after your first year. Most schools offer free room and board for RAs, which can save you $10-12k per year. The application process is competitive but definitely worth trying for. And don't forget to check if your state has any student loan forgiveness programs - some states offer loan forgiveness for graduates who work in certain fields or underserved areas within the state.