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This is exactly why I HATE the new FAFSA system!!! The old version was so much easier to navigate. My daughter nearly missed her university's priority deadline because of these exact issues. They redesigned everything to be "simpler" but actually made it MORE confusing! And don't even get me started on the SAI calculation changes... my older son got way more aid with the old EFC system than my daughter is getting with the new SAI scores. The whole thing is a mess.
While the new FAFSA has certainly had implementation challenges, the SAI calculation is actually more generous overall for most families than the old EFC system. If your daughter received less aid, it might be due to other factors like the specific school's aid policies or changes in your financial situation. The SAI typically results in more Pell Grant eligibility for lower and middle-income families.
Great to hear you got it resolved! That hidden arrow/dropdown issue seems to be a common problem with the new FAFSA interface. For future reference (and for others reading this), I've found that the FAFSA site works best in Chrome with all browser extensions disabled, and sometimes you need to refresh the page after completing each section to make sure all the navigation elements load properly. The user experience definitely needs improvement, but at least there are workarounds once you know what to look for!
I'm dealing with this exact same nightmare! Our SAI went from around $12,000 last year to over $20,000 this year with virtually no changes to our financial situation. What's really frustrating is that nobody seems to have clear answers about why this is happening to so many families. After doing some research, I think the issue might be related to how the new formula handles parent assets differently. The asset protection allowance appears to have been reduced significantly, which means more of our savings are now being counted toward the expected family contribution. Has anyone successfully gotten their school to make adjustments using "professional judgment"? I'm wondering if documenting that our financial situation hasn't actually changed might help make a case for additional institutional aid. This whole situation is making me question whether we can even afford to keep my daughter in school next year.
I'm so sorry you're going through this too! Your situation sounds almost identical to ours - it's both reassuring and terrifying to know we're not alone. The asset protection allowance reduction you mentioned makes a lot of sense as an explanation. From what I've learned from everyone here, professional judgment adjustments are definitely worth pursuing. I'd recommend documenting everything that shows your financial consistency between years - tax returns, bank statements, pay stubs, etc. The key seems to be demonstrating that while the formula changed, your actual ability to pay hasn't improved. I have a meeting with my daughter's financial aid office next week and I'm planning to bring all this documentation plus a written explanation of how the formula changes affected us specifically. Several people here have mentioned that schools often have discretionary funds available for situations exactly like ours. Don't give up hope - there seem to be options available even if the federal SAI number stays high!
I'm so sorry you're dealing with this - the stress must be overwhelming! Reading through all these responses has been really eye-opening about how widespread this issue is with the 2025-2026 FAFSA changes. One thing I wanted to add that might be helpful: if your daughter's school uses CSS Profile in addition to FAFSA, make sure you're also reviewing that application for any discrepancies. Sometimes schools will use the CSS Profile data to make institutional aid decisions that can help offset a higher federal SAI. Also, I've heard from other families that it's worth asking specifically about "gap funding" or emergency aid programs when you meet with the financial aid office. Many schools have discretionary funds available for situations exactly like yours where the new formula is creating unexpected hardship despite no real change in financial circumstances. The fact that you caught this early and are being proactive gives you the best chance of getting it resolved. Hang in there - it sounds like there are definitely options available to help bridge this gap!
Just wanted to add my experience to this thread - our SAI also changed (went up 12%) and like everyone else, we had zero notification! I only discovered it when comparing our aid letters to what I thought our expected contribution should be. It's incredibly frustrating to be making such important financial decisions when the government can just silently change the numbers we're basing everything on. Reading everyone's stories here has been both comforting (knowing we're not alone) and helpful (learning about the possibility of additional institutional aid). I'll definitely be calling our schools this week to explain the situation. This whole FAFSA "simplification" has been anything but simple - more like a complete disaster that's causing unnecessary stress for families during an already overwhelming time. Thank you all for sharing your experiences and advice!
I completely understand your frustration! The same thing happened to us - no notification whatsoever and we only found out by accident. It's honestly shocking that they can make such significant changes to numbers that families are using to make major life decisions without even sending an email. The stress this has caused during an already overwhelming college decision period is just inexcusable. But I'm really glad you found this thread too! It's been so helpful to connect with other families going through the exact same situation. Definitely call those schools - from what everyone has shared, it sounds like most financial aid offices are aware of this mess and have some flexibility to help. We shouldn't have to be doing damage control for the government's communication failures, but at least we can support each other through it!
This is absolutely infuriating! My SAI jumped up by 16% and like everyone else here, I had ZERO notification about it. I only found out when my daughter's dream school sent a revised financial aid letter with less grant money. We've been planning our whole college strategy around the original number since January! The fact that the Department of Education can just silently change such crucial numbers without telling families is completely unacceptable. We're talking about life-changing financial decisions here, not some minor adjustment. Reading through this thread has been both a relief (knowing we're not alone) and incredibly frustrating (seeing how widespread this problem is). I'm definitely going to call all of my daughter's schools tomorrow after reading about @Zoe Papanikolaou's success with getting additional institutional aid. Thank you everyone for sharing your experiences - this thread has been more informative than anything I could find on the official government websites!
I feel your pain completely! The same thing happened to us - 19% increase with absolutely no warning. It's maddening that they can just change these critical numbers that we've been using to plan our entire college financial strategy. Like you said, these aren't minor adjustments - they're potentially thousands of dollars that can make or break a family's ability to afford their child's education. The silver lining is that this thread has shown us we're definitely not alone and that there are potential solutions. Definitely call those schools ASAP! From what everyone has shared, it really seems like being proactive and explaining the SAI situation can lead to additional institutional aid. It shouldn't be our job to fix the Department of Education's communication failures, but at least we have a path forward. Good luck with your daughter's schools - hoping they can help bridge that gap for you!
I'm new to this community but dealing with the exact same frustrating situation! I'm a single parent and work as a school social worker, and I had to sell our family home last year after my divorce was finalized. Like everyone else here, every penny from the sale went directly into purchasing our new home, but now my twin daughters' FAFSA applications show my income as almost triple my actual salary because of the capital gains. They're both juniors at different state universities and have always received substantial aid - I'm absolutely panicking about losing that support when my actual financial situation hasn't improved at all. Reading through all these detailed experiences and advice about Special Circumstances Appeals is giving me so much relief! I had no idea this process existed. It's both heartbreaking and validating to see how many educators and single parents are dealing with this same broken system. I'm going to start gathering all the documentation everyone mentioned this weekend and reach out to both schools' financial aid offices next week. Thank you all for sharing your stories and creating such a supportive community - it's giving me hope that we can actually get through this together!
Welcome to the community, Amina! Your situation sounds incredibly stressful, especially with twin daughters in college - that's double the worry about financial aid impacts. It's so frustrating that the system treats necessary housing transitions from divorce as if they're windfalls when we're just trying to provide stable homes for our kids. As a school social worker, you probably see firsthand how these financial barriers affect families, which makes experiencing it personally even more maddening. The advice in this thread has been a lifesaver for all of us going through this - definitely emphasize in your appeals that this was a one-time property conversion, not available income, and include your stable social work salary documentation to show this capital gain was an anomaly. Since you're dealing with two different schools, you'll need separate appeals for each daughter, but the documentation can be largely the same. We're all supporting each other through this broken system - please keep us updated on how your appeals go with both universities!
I'm new to this community but facing the exact same nightmare! I'm a single mom and work as a speech therapist in our local school district. Had to sell our house last year due to job relocation, and now my daughter's FAFSA shows income that's 2.5x my actual salary because of capital gains - even though every penny went straight into our new home purchase! She's a sophomore at our state university and has always received good aid. I've been absolutely sick with worry about losing that support when my teaching salary hasn't changed at all. This thread is such a godsend - I had zero idea about Special Circumstances Appeals! All your detailed advice about documentation and the appeal process is giving me real hope. It's both awful and comforting to see so many other educators dealing with this same broken system. I'm definitely going to follow everyone's guidance about gathering those housing transaction documents and salary history. Thank you all for sharing your experiences and creating such a supportive space. Starting my appeal process this week!
Aiden Chen
As someone who just went through this exact situation last semester, I can confirm what others have said about summer aid being tricky! One thing I learned the hard way is that even if you have remaining Pell eligibility, summer courses sometimes have different enrollment intensity requirements that can affect your aid calculation. For example, at my school you need to be enrolled in at least 6 credit hours to get any federal aid for summer, whereas during regular semesters you can get partial aid with fewer credits. Also, don't forget to check if your school offers any summer-specific grants or work-study opportunities - mine had a small emergency grant fund specifically for summer students that wasn't advertised anywhere, I only found out about it when I went to the financial aid office in person. Good luck with everything and congrats on getting through your first semester!
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Madeline Blaze
•Thanks for sharing your experience! That's really helpful to know about the different enrollment requirements for summer - I hadn't thought about that at all. 6 credit hours minimum makes sense but definitely something I need to verify with my school. And wow, I had no idea about summer-specific grants! That's exactly the kind of thing that wouldn't be obvious from just looking at the main financial aid pages. I'm definitely planning to visit the financial aid office in person once I get my application submitted - sounds like there might be additional opportunities I wouldn't find online. Really appreciate you mentioning the enrollment intensity thing too, since I was planning to take just one 4-credit class initially. Might need to rethink that strategy!
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Nathan Kim
Hey Sean! I just went through this exact same process last year and wanted to share what worked for me. Since you found out your school considers Summer 2025 part of the 2024-2025 aid year with an April 15th deadline, you're in good shape! Here's what I'd recommend doing in order: 1) Register for your summer classes first (as others mentioned), 2) Submit the summer aid application ASAP, 3) Check your remaining Pell eligibility on your school's portal (since you only used Spring 2025, you should have about 50% left), and 4) Follow up in person at the financial aid office after submitting everything. One thing I wish I'd known earlier - some schools process summer aid applications on a first-come, first-served basis even before the deadline, so getting yours in early could help with funding priority. Also, if you're planning to take summer classes to stay on track for graduation, mention that in any communication with financial aid - sometimes they have additional funds set aside for students who need summer coursework for degree completion. You've got this!
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