FAFSA

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Natalie Khan

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Hi everyone! I'm new to this community and currently navigating this same FAFSA/PHEAA process with my twin daughters. This thread has been absolutely incredible - I've learned more practical information here in 20 minutes than I did from hours of searching official websites! Both girls' FAFSAs were processed about a week ago and I was getting really anxious about what comes next, but reading everyone's experiences has been so reassuring. I especially appreciate the specific details like checking for emails from "no-reply@pheaa.org" and the tip about using the exact same email address for Account Access. I've already implemented so many of your suggestions - added PHEAA to safe senders, created documentation folders, and double-checked our PA residency status. One thing I'm curious about - since I have twins who will both be attending college simultaneously, does anyone know if having two students from the same family applying affects PHEAA processing times or award calculations? I imagine the system might flag multiple applications from the same household. Thanks to everyone who has shared their real-world experiences - you've made this overwhelming process feel so much more manageable for families like mine!

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Nia Harris

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Welcome to the community, Natalie! Having twins going through this process at the same time must add an extra layer of complexity. From what I've read in this thread and my own research, having multiple children from the same family actually tends to work in your favor for PHEAA calculations - they consider the number of family members in college when determining eligibility, similar to how federal aid works. I don't think it affects processing times negatively, but you might want to make sure each daughter has her own separate Account Access login when those PHEAA emails arrive. Some families have mentioned creating separate documentation folders for each child to keep everything organized. You might also want to reach out to the financial aid offices at their prospective schools to ask about any family discounts or sibling considerations they offer beyond state aid. Having two in college simultaneously can be financially challenging, but it often helps with need-based aid eligibility. Good luck with the process!

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Zoe Walker

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Hi everyone! I'm new to this community and just going through this exact same process with my son. His FAFSA was processed about 6 days ago and I've been anxiously waiting for next steps. This entire thread has been absolutely amazing - I've learned more practical, actionable information here than from all the official websites combined! Reading through everyone's experiences has been so reassuring, especially knowing that the 1-3 week wait for the PHEAA email is completely normal given all the processing delays this year. I've already implemented several suggestions from this thread: added "no-reply@pheaa.org" to my safe senders list, double-checked that we correctly listed PA as his state of residence, and started a documentation folder to keep everything organized. One question I have - has anyone had experience with the process if your student is planning to major in a STEM field? I've heard there might be additional state grants or scholarships available for Pennsylvania students pursuing science and engineering degrees, but I'm not sure if those are connected to the PHEAA application or if they require separate applications. Thanks so much to everyone who has shared their real-world experiences and practical tips - you've made this overwhelming process feel much more manageable for newcomers like me!

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Sienna Gomez

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FINAL UPDATE: We finally got through to FSA using that call service someone recommended. Took about 3 hours total but an agent was able to unlock my contributor section! I just finished redoing my portion and my son resubmitted. His SAI went back down to where it should be. For anyone else dealing with this - definitely DON'T create a new application, and be prepared for a long wait to get help. The agent said they're seeing this issue a lot with the new FAFSA.

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Great to hear you got it resolved! Just a heads-up - your son should check his FAFSA status in 3-5 days to make sure everything processed correctly. Sometimes when contributor sections get re-added, the system might flag the application for verification. If that happens, don't panic - just respond to any requests for additional documentation promptly.

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yayyy!!! so glad it worked out for u guys!!!

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StellarSurfer

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This is such a helpful thread! I'm bookmarking this in case we run into similar issues. The new FAFSA system seems to have so many glitches this year. Really glad you were able to get it sorted out before the deadline - that must have been incredibly stressful with your son's college decision hanging in the balance. Thanks for sharing the solution and keeping us updated!

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Sean Doyle

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Absolutely agree! This thread is a goldmine of information. As someone new to the FAFSA process, it's both reassuring and terrifying to see how many technical issues people are running into this year. The fact that you can accidentally delete a parent contributor section so easily seems like a major design flaw. Really appreciate everyone sharing their experiences and solutions - especially the tip about that call service to avoid the endless hold times!

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Raj Gupta

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Just completed my 2025-2026 FAFSA this morning and wanted to share my experience for anyone still feeling anxious about this! Like everyone else, I was completely thrown off by the missing "renew" button - honestly thought my account was glitched at first. Here's how it went for me: - Started at 7 AM on a weekday (following the off-peak hours advice from this thread) - Had my school list ready from last year's paperwork - The "start new form" process pre-filled my basic demographic info as expected - IRS data transfer worked perfectly on the first try (timing really does matter!) - Total completion time: 38 minutes The new format is definitely different but not harder once you adjust your expectations. Having to re-enter schools was annoying but honestly didn't add that much time. The financial questions felt more streamlined than before. My new SAI came out about 15% lower than last year's EFC with similar family income, which hopefully means better aid eligibility. Still waiting to see how schools interpret the new calculation but feeling cautiously optimistic! For anyone still procrastinating on this - just rip the bandaid off and do it during off-peak hours with all your info ready. The anticipation anxiety is definitely worse than the actual process. This community's advice was spot on!

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Liam Cortez

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Thank you @Raj Gupta for sharing your timeline and experience! It s'so reassuring to hear from someone who literally just completed it this morning. The 38-minute completion time and successful first-try IRS data transfer gives me a lot of confidence. I m'definitely going to follow the early morning timing strategy - seems like that 7 AM window really works well for avoiding server issues. The fact that your SAI came out lower is encouraging too! I ve'been putting this off for way too long because I was dreading having to start "over but" this thread has convinced me that it s'really not as daunting as it seemed. Planning to knock it out tomorrow morning with all my documents ready. Thanks again for taking the time to share your fresh experience - it really helps!

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Kara Yoshida

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As someone who just went through this exact same panic last month, I can totally relate to your confusion! I literally spent 20 minutes clicking around the site looking for that renewal button before accepting that it was really gone. Just completed my 2025-2026 FAFSA using the "start new form" option and wanted to share what actually happened: - All my basic info (name, SSN, address) was already there - Had to re-select all 6 of my schools (definitely the most annoying part) - IRS data transfer worked on the second attempt (did it around 6 PM on a Wednesday) - Some family/household questions were actually simpler than before - Total time: about 42 minutes including double-checking everything The whole "starting over" fear is way scarier than the reality. Yes, you lose the convenience of just updating a few things, but the new form structure is honestly more straightforward. Plus my SAI ended up being about 20% lower than last year's EFC with virtually the same financial situation, so that was a pleasant surprise! My advice: block out an hour, have your school codes ready, and just dive in during off-peak hours. The anticipation stress is definitely worse than actually doing it. You've successfully done this twice before - you've totally got this!

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Sean O'Brien

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Thank you @Kara Yoshida for sharing your experience! It s'so helpful to hear from someone who went through the exact same panic I m'feeling right now. The 20% lower SAI compared to your previous EFC is really encouraging - that could make a huge difference in aid packages. I love that you mentioned blocking out a full hour even though it only took 42 minutes - I think having that buffer time will help reduce the pressure. I m'definitely going to save my school codes from last year s'paperwork before I start. This whole thread has been amazing - went from thinking I d'broken something to feeling actually prepared to tackle this. Planning to do mine this weekend during those off-peak hours everyone keeps recommending. Really appreciate you taking the time to share the real timeline and results!

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I'm in a similar boat as a newcomer to the financial aid appeal process! Reading through all these experiences is both encouraging and overwhelming. It sounds like the key takeaways are: 1) Use the formal appeal processes (Professional Judgment Review for MSU, Special Circumstances Review for IU), 2) Be specific about dollar amounts needed, 3) Show genuine interest in their specific programs, and 4) Be persistent but polite with follow-ups. One question I have - for those who successfully appealed, how long did the whole process take from submission to getting a final answer? I'm getting anxious about the May 1 deadline and wondering if I should start both appeals ASAP or if there's a strategic order to approach them in. Also, did anyone find it helpful to mention they were considering both schools in their appeals, or is it better to make each school feel like they're your top choice? Thanks to everyone sharing their experiences - this is exactly the kind of real-world advice that's impossible to find anywhere else!

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StarStrider

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Great summary Marcus! As someone just starting this process too, I'm finding all these experiences super valuable. From what I'm reading, it seems like the timeline varies a lot - some people heard back in 1-2 weeks while others took a month or more. Given the May 1 deadline stress, I'm thinking of submitting both appeals simultaneously rather than waiting to see what one school says first. One thing I'm still unclear on though - should I mention in my appeals that I'm also considering the other school? It seems like some people had success with competing offers, but I don't want to make it sound like I'm just shopping around for the best deal. I genuinely love both programs for different reasons (MSU's business analytics program and IU's strong alumni network), so I'm trying to figure out how to frame that authentically in my appeals. Also wondering if anyone has tips on what NOT to say in these appeals? Like are there common mistakes that might hurt your chances?

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Layla Sanders

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As someone who just went through this process with both MSU and IU last year, I can share what worked for me! I'm also from out-of-state (Ohio) and initially got pretty weak packages from both schools. Here's my timeline breakdown: - MSU: Submitted appeal March 15th, heard back March 28th (increased by $4,100/year) - IU: Submitted appeal March 18th, had to follow up twice, final answer April 12th (increased by $2,600/year) For your questions about mentioning both schools - I actually did this strategically. In my MSU appeal, I mentioned that IU was also being considered but emphasized MSU's superior analytics program and faculty. For IU, I mentioned MSU but highlighted IU's business connections and internship opportunities. The key is making each school feel special while showing you have options. Things to AVOID in appeals: - Don't sound desperate or entitled - Don't just complain about costs without offering solutions - Don't submit identical appeals to multiple schools - Don't threaten to go elsewhere without backing it up Start both appeals ASAP! The closer you get to May 1st, the less leverage you have. Good luck - your stats definitely warrant additional consideration at both schools!

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Dylan Wright

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This entire thread has been incredibly informative! I'm a college sophomore myself and had no idea you could make loan adjustments through the student portal. I've been taking the full loan amount each semester without really thinking about whether I needed it all. After reading about the smart decision Zoe's son made, I'm definitely going to check my portal and see if I can reduce my spring loan too. It's eye-opening to realize how much control we actually have over our borrowing - I always thought once you accepted, you were stuck with the full amount. Thanks to everyone for sharing such practical advice!

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Lindsey Fry

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That's such a mature perspective, Dylan! It's really smart that you're thinking about this now as a sophomore rather than waiting until graduation to realize you borrowed more than necessary. Definitely check your portal - you might be surprised at how easy it is to adjust. And don't feel bad about not knowing this earlier - I think most students (and parents!) assume the same thing about being locked in once you accept. The key is that you're being proactive about it now. Every dollar you don't borrow is money you won't have to pay back with interest later!

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Amara Adebayo

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This thread is such a great example of why community support matters! As a financial aid counselor at a community college, I see students and families struggle with these exact questions all the time. A few additional tips for anyone reading this: 1) Most schools also have a "return to Title IV" calculator on their websites that can help you understand the implications of returning loans, 2) If you're having trouble reaching your financial aid office by phone, try visiting in person during their walk-in hours - it's often faster, and 3) Keep screenshots or printouts of any online changes you make as proof in case there are processing delays. It's wonderful to see Zoe's son taking such a responsible approach to borrowing - that mindset will serve him well throughout college and beyond!

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Rami Samuels

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Thank you so much for sharing your professional perspective! As someone completely new to this process, it's incredibly helpful to get advice from an actual financial aid counselor. I had no idea about the "return to Title IV" calculator - that sounds like something every student should know about. The tip about visiting in person during walk-in hours is especially valuable since it seems like phone systems are overwhelmed everywhere. I'm definitely going to look into whether my daughter's prospective colleges have walk-in hours posted on their websites. It's reassuring to know there are professionals like you helping students navigate these complex systems!

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