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Kaylee Cook

Washington ESD approved my claim - when will I actually get paid?

My unemployment claim finally got approved yesterday after 3 weeks of waiting! The portal shows my claim status changed from 'pending' to 'approved' but I haven't received any payment yet. Does anyone know how long it takes after approval to actually see money in your account? I'm using direct deposit and really need to know when to expect the funds since I'm behind on rent.

Usually takes 2-3 business days for direct deposit once your claim is approved. Make sure you filed your weekly claim for the weeks you're claiming benefits for - approval doesn't automatically pay you, you still need to certify each week.

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I did file my weekly claims already. So if I was approved Wednesday, I should see payment by Friday or Monday?

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Yeah, Friday or Monday is realistic. Check your payment history in the portal to see if payment is showing as 'processed' - that means it's on the way.

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congrats on getting approved! took me forever too

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Thanks! Yeah the waiting was brutal. But still no idea when payment hits.

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Mine took about 2-3 business days after approval to show up in my account

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same thing happened to me last month - got approved on a wednesday and money hit my account friday morning. but my friend waited a whole week so idk

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A whole week? That's scary. Did your friend have any issues with their claim?

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no issues just slow processing i think. washington esd is just inconsistent with timing

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Payment timing depends on when your weekly claim was processed. If you filed your weekly claim before approval, you should see payment within 2-3 business days. If you filed after approval, it might take up to 5 business days for the first payment to process through the system.

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I filed my weekly claim on Sunday before it got approved Monday. So hopefully soon!

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That's good timing. Check your payment information tab in your account - it should show pending payments once they're in the queue.

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where exactly do you find the payment information? I can never navigate that website properly

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If you're not seeing payment within 5 business days, there might be an issue. I had to call Washington ESD to check on a payment delay once. Took forever to get through though - I actually used this service called Claimyr (claimyr.com) that helped me get connected to an agent faster. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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How much does that cost? I'm already tight on money.

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It's worth it if you need to reach someone quickly. Much better than sitting on hold for hours or getting disconnected.

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Never heard of that service but might be useful. Washington ESD phone system is absolutely terrible.

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I had the same situation last month and it was really frustrating not knowing when to expect money. Kept calling Washington ESD but could never get through to ask about payment timing. Finally found out about this service called Claimyr at claimyr.com that actually got me connected to an agent who explained the whole payment schedule. There's a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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How much does that cost? I'm already broke waiting for my payments to start

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It was worth it for me to finally talk to someone who could explain what was happening with my payments. Way better than spending hours on hold.

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I used Claimyr too when I had payment issues. Really helped clarify the timeline instead of just guessing.

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Payment timing depends on several factors: 1) When you filed your weekly claim 2) What day of the week your claim was approved 3) Banking processing times. Direct deposit is fastest - debit card payments can take longer.

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I have direct deposit set up. Filed my weekly claim Sunday night and got approved Wednesday.

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That timing should get you paid by Friday. Washington ESD processes payments Tuesday-Thursday usually.

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Usually it's Tuesday or Wednesday if you filed your weekly claim on Sunday. That's the normal processing schedule for Washington ESD payments.

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Perfect, so I might see it today or tomorrow then!

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that's assuming everything processes normally lol Washington ESD isn't exactly known for being on schedule

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True, but the payment system is usually more reliable than the adjudication process

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why does everything take so long with unemployment??? like they approve you but then you still have to wait days for money. makes no sense

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It's because they have to verify payment amounts and process through the banking system. Not instant like other transfers.

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still ridiculous when people need money for basic needs

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Make sure you have direct deposit set up or it'll take even longer for a check to arrive in the mail. I learned that the hard way.

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Yeah I have direct deposit, thankfully set that up when I first applied

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how long do checks take if you don't have direct deposit?

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Like 7-10 business days usually. It's painful.

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Check your online account under 'Payment History' - it should show if payment is pending or processed. If it says processed, money should hit your account within 1-2 days.

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Just checked and it says 'Payment Issued' - does that mean it's on the way?

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Yes! 'Payment Issued' means it's been sent to your bank. Should see it tomorrow or Friday.

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Check your account on Wednesday morning - that's usually when the first payments show up for newly approved claims. Don't panic if it's not there Tuesday.

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Good to know, I'll try not to stress if it's not there tomorrow

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Also remember that some banks hold deposits longer than others, so even if Washington ESD processes it, your bank might delay availability

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I remember when I first got approved I was checking my bank account every hour lol. The waiting is the worst part especially when you're stressed about money.

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That's exactly what I'm doing! Refreshing my banking app constantly.

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It'll come! Try to distract yourself. Mine always came when I wasn't obsessively checking.

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For future reference - payments typically process Monday through Friday. If you get approved on a Friday, you might not see payment until the following Tuesday or Wednesday due to weekend delays.

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Good to know for next week. So weekday approvals are better for faster payment?

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Generally yes. Mid-week approvals usually result in faster payment processing.

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the whole system is so slow, I swear they do it on purpose to make people give up

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I felt the same way during adjudication. Like they're hoping we'll just disappear.

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The system is definitely overwhelmed but once you're approved, payments are pretty consistent

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we'll see... I've been burned before by government promises

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Make sure your bank info is correct in the system. I had a friend who waited 2 weeks for payment because they had an old routing number on file.

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Good point - I double checked and my bank info looks right.

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Then you should be good. Just patience at this point.

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Will you get paid for all the weeks you were waiting during adjudication? I'm in the same boat and really need those back payments.

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That's a great question - I hope so because I've been filing weekly claims the whole time

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Yes, if you kept filing your weekly claims during adjudication, you'll get paid for all those weeks once approved. It might come as separate payments though.

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Oh thank god. I was so worried I'd lose those weeks

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mine showed up on a Thursday when I got approved, so it's not always the same days

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Yeah it can vary depending on when exactly your weekly claim processes in their system

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As long as it's this week I'll be happy

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If it doesn't show up by Friday, definitely call or use a service to reach them. Sometimes there are payment holds or issues that don't show up in your online account.

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Good point, I'll give it until Friday before I start worrying

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calling is pointless though, you'll never get through

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That's why I mentioned using Claimyr - actually connects you instead of waiting on hold forever

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Also double check that your banking info is correct in your account. I've seen people wait weeks only to find out their routing number was wrong.

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Just checked and it looks right, but good reminder

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This happened to my cousin - small typo in account number delayed everything

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For future reference, you can typically expect payments 2-3 business days after filing your weekly claim, assuming no issues. Washington ESD processes most payments on Tuesday and Wednesday.

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That's really helpful to know going forward

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wish they made this clearer on the website instead of making us guess

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Agreed, the communication could be much better about payment timing

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don't spend it all at once when it hits lol you'll be back to waiting a week for the next one

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Ha, good point. I'm already planning out which bills to pay first

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the first payment feels so good after all that waiting

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One thing to watch for - sometimes the first payment is split if you have back weeks. You might get current week first, then back payments separately.

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As long as I eventually get everything I'm owed, I don't care how they split it up

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This is common with adjudication cases. The system processes current claims first, then catches up on back weeks

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Make sure you keep filing your weekly claims even after you get paid. I know someone who thought they could skip a week and it messed everything up.

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Yeah I've been really careful about that. Filing every Sunday no matter what

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Smart. Consistency is key with Washington ESD

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what happens if you miss a week?

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You can usually file a late claim but it's a hassle and might delay payments

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UPDATE: Just checked my account and I see a pending payment! Looks like it'll hit my bank account tomorrow. So excited to finally get some money coming in.

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Wait, are you the original poster? I'm confused

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No sorry, I meant I'm in a similar situation and mine just updated. Didn't mean to confuse anyone

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that's great news though! gives me hope mine will show up soon too

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For anyone still struggling to get answers about payment timing, I really recommend checking out Claimyr. I used it when I had questions about my payment schedule and it saved me so much stress trying to figure things out on my own.

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seems like you really like this service lol

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Just sharing what worked for me. Beats sitting here guessing about everything

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I've used it too - really helpful when you need specific answers about your claim

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Bottom line - if you're approved and filed your weekly claim, you should see payment within a week. If not, then it's time to investigate what's wrong.

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That's a good rule of thumb. I'll wait until next week before I start panicking

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Exactly. Most payment issues resolve themselves within that timeframe

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Thanks everyone for all the info! I feel much better knowing what to expect. I'll update this thread when my payment hits in case it helps someone else in the same situation.

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please do! I love hearing success stories

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Good luck! Hope it shows up soon

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Fingers crossed for you!

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One final tip - save your confirmation numbers from weekly claims. If there's ever a payment dispute, those numbers are helpful for tracking which weeks you filed for.

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Great advice, I'll start doing that going forward

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wish someone had told me this earlier in the process

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It's one of those things you don't think about until you need it

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THE WHOLE SYSTEM IS BROKEN! I waited 6 weeks for approval and then another week for payment. Washington ESD needs to fix their processes.

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Your situation sounds like there were complications. Normal processing is much faster.

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NOTHING IS NORMAL WITH WASHINGTON ESD. THEY MAKE EVERYTHING DIFFICULT.

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update us when you get paid! curious how long it actually takes

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Will do! Hoping for tomorrow morning.

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I always recommend setting up text alerts with your bank so you know immediately when unemployment payments hit. Saves you from constantly checking your account.

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That's smart! Just set that up now.

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Yeah it's a game changer. Much less stressful.

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If you don't get paid by next Tuesday, definitely call Washington ESD. Sometimes payments get stuck and need manual processing. That Claimyr service someone mentioned earlier might help you get through faster.

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Yeah I bookmarked that site just in case. Hopefully won't need it though.

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Fingers crossed! But good to have a backup plan.

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congrats on getting approved! that's the hardest part done

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Thanks! Yeah the waiting for approval was nerve wracking.

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Pro tip: once you start getting regular payments, they usually come on the same day each week. Mine always came on Wednesdays like clockwork.

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That's good to know for budgeting. Consistency would be nice.

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Yeah it helps with planning bills and stuff once you know the pattern.

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I had a payment delay once because I forgot to complete my work search log properly. Make sure you're meeting all the requirements each week.

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I've been keeping track of my job searches. Washington ESD requires 3 per week right?

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Yes, 3 job search contacts per week. Keep good records in case they audit.

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Some banks process ACH transfers faster than others. If you're with a big bank like Chase or Bank of America, payments usually show up faster than smaller credit unions.

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I'm with a local credit union. Maybe that's why it's taking longer?

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Could be. Credit unions sometimes have slower ACH processing but not always.

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The stress of waiting for that first payment is real. Once you get into a routine it gets easier. You got this!

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Thanks for the encouragement! Really needed to hear that.

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I used Claimyr when I had payment issues and it really helped. Got through to someone who explained exactly what was happening with my claim. Worth having their info saved just in case.

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Good to know it actually works. The testimonials make it sound almost too good to be true.

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I thought the same thing but it's legit. Much better than the regular phone system.

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UPDATE: Just got my payment! Exactly 2 business days after approval like everyone said. Thanks for all the advice!

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Awesome! Glad it worked out on schedule.

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nice! now you know what to expect going forward

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So happy for you! The relief is amazing isn't it?

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