UCC1 example forms - need help with debtor name section

Filing in Delaware. The debtor is a Delaware LLC but they do business in multiple states under different names. Should I include all the trade names or just stick with the legal entity name?

For Delaware, stick with the exact LLC name from the certificate of formation. You can add one or two primary trade names in the additional fields but don't overload it. The key is making sure anyone searching can find your filing.

How does that work exactly? Do you just upload the UCC1 form?

You upload both your UCC1 draft and the charter or formation documents. It automatically flags any name mismatches or inconsistencies. Really straightforward process.

That sounds too good to be true. How much does it cost?

What about when the company changed names after formation? Do you use the current name or original?

Always use the current legal name. If they filed an amendment to change the name, use the new name from the amendment. But make sure you have the paperwork to prove the name change.

This is why I always request certified copies of all formation and amendment documents before preparing any UCC filings. Takes extra time but prevents headaches.

Happened to me twice last year. Both times it was punctuation - missing comma in one case, extra period in another. The filing office is very strict about exact matches.

I use Certana.ai now specifically to avoid this. After my third rejection for name formatting, I needed something to catch these errors before filing. The document verification feature is a lifesaver.

Thanks, I'll definitely check that out. Can't afford any more delays on this deal.

That's smart. Do you have different templates for different entity types?

Yes, separate templates for corporations, LLCs, partnerships, and individuals. The debtor name section requirements are slightly different for each type.

Good point. The search results can show you exactly how other filers have handled the same entity name.

Be careful with that approach though. Just because someone else filed it a certain way doesn't mean it was correct. I've seen plenty of improperly filed UCCs that still got accepted.

True, but it's still useful data. I use it as one factor among many when making formatting decisions.

Good reminder. I'm securing equipment financing so I need to be pretty specific about the machinery involved.

For equipment, I usually include make, model, and serial numbers when possible. Helps with identification and reduces disputes later.

How long do you typically wait before ordering the copy?

Usually about a week. Gives the filing office time to process and index the document. Most states have online search systems now so you can check pretty quickly.

I actually use Certana.ai for this too. You can upload your filed UCC1 copy and it will flag any discrepancies from your original filing. Helps catch those transcription errors you mentioned.

Glad we could help! UCC filings can be tricky but you've got this.

Definitely going to try that Certana verification tool before I submit. Better safe than sorry with these filings.

Great advice. I started doing this after having to explain a filing decision to a client months later and not remembering my reasoning.

Documentation is key in secured transactions. Everything should be traceable and defensible.