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Miguel Herrera

What happens after receiving SAI score? When will schools respond with financial aid offers?

Just got our SAI score on Tuesday and I'm not sure what happens next. Does having an SAI score mean we're just waiting on schools to respond now? Should I be proactive and call each college's financial aid office or is this a waiting game? My daughter applied to 6 schools and I don't know if they automatically get notified about her SAI or if we need to do something else. First-time parent here and the whole process is confusing! How long does it typically take for schools to put together aid packages after they have your SAI? Some application deadlines aren't until February so I'm worried we'll be waiting for months.

Zainab Ali

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Congrats on getting your SAI! Yes, once you have an SAI score, your FAFSA information has been processed and is available to the schools you listed on your application. The schools will automatically receive this information - you don't need to notify them separately about your SAI. As for timing, each school works on their own schedule. Some might send financial aid offers within a few weeks, while others wait until closer to their admission decision dates. If your daughter applied regular decision to some schools, you might not hear about financial aid until March or April for those schools. I'd recommend waiting at least 2-3 weeks before calling any financial aid offices. They're typically very busy this time of year, and they need time to process all the information they're receiving.

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Thank you! That's very helpful. I wasn't sure if we needed to do anything else or just wait. Do you know if they'll contact us when they have questions or if there's any way to check progress? The waiting is stressful since we need to compare offers before making a decision.

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Connor Murphy

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got my sai on monday and already called 2 schools lol 😬 they told me to chill and wait a month before bothering them again

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Oh good to know! I was about to start calling tomorrow. Sounds like I should be more patient!

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Yara Nassar

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This is our second time through the process and I learned you absolutely SHOULD call schools, but not yet. Wait about 3-4 weeks after your SAI appears, then check with each financial aid office to confirm they've received your FAFSA data. Last year we assumed everything was fine, then discovered in March that one university never received our information due to a system error. We almost missed out on aid because we didn't verify! Once you confirm they have your data, then it's just waiting for their aid package calculations. Most schools release these with acceptance letters, but some send them separately. Just make sure you check both student email AND parent email (and spam folders!) because different schools communicate differently.

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That's really good advice about checking if they received the info. I'll definitely do that in a few weeks. I hadn't even thought about different communication methods - will make sure to check all emails!

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StarGazer101

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In my experience, the timeframe varies drastically between schools. My son got his first aid package just 3 weeks after our SAI was calculated, but another school took almost 2 months! The most frustrating part is there's no standardized timeline. One thing to understand - schools don't just use your SAI score. Each institution has their own formula for determining need and merit aid. Some will also require the CSS Profile in addition to FAFSA if your daughter applied to private colleges. Did she complete that as well? Also, don't be surprised if you get wildly different offers from different schools even though they all received the same SAI. The financial aid system is NOT consistent across institutions.

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She did complete the CSS Profile for two of the private schools. Thanks for the warning about different offers - I had assumed they would be somewhat similar since they're using the same SAI number. Good to know that might not be the case.

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my daughters sai was way higher than we expected so now we're freaking out about whether she'll get any aid at all 😩 is there a way to appeal the sai calculation??

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Zainab Ali

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Yes, you can appeal your SAI if you believe it doesn't accurately reflect your financial situation! This is called a Professional Judgment (PJ) review. You'll need to contact each individual school's financial aid office to start this process, as SAI appeals are handled by schools, not by Federal Student Aid directly. Common reasons for appeal include: - Job loss or reduced income since the tax year used for FAFSA - Unusually high medical expenses not covered by insurance - One-time income that inflated your reported income - Divorce or separation after filing FAFSA - Natural disaster expenses Start gathering documentation now to support your case. Each school has their own forms and processes for appeals.

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Paolo Romano

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I spent 2 HOURS today trying to call Federal Student Aid to verify if all our information was correctly processed before it went to schools. Kept getting disconnected or put on these insane holds. Finally someone told me about Claimyr.com which got me connected to an agent in about 10 minutes! They have this video demo showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed everything was processed correctly and explained exactly what the schools can see when they access our FAFSA information. Totally worth it for peace of mind rather than wondering if something was wrong with our application. I feel much better now just waiting for schools to do their thing.

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Connor Murphy

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is it legit? seems kinda sus that u have to pay to talk to a govt agency 🤔

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Paolo Romano

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It's definitely legit. They don't replace the government service - they just hold your place in line so you don't have to stay on hold forever. The actual conversation is still directly with FSA agents. After trying for hours on my own, it was worth it to me!

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I might try that if we don't start hearing anything in a few weeks. I do want to make sure everything was processed correctly.

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Amina Diop

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I've worked in college financial aid for 15 years. Here's what's actually happening: Your FAFSA data and SAI are transmitted to schools through what's called the ISIR (Institutional Student Information Record). Schools typically receive this within 3-5 business days after your SAI is calculated. Next, the school has to IMPORT that data into their system. Some schools do this daily, others weekly. Then they run an automated verification check. About 30% of FAFSAs get flagged for verification, which requires additional documentation. Assuming you're not selected for verification, many schools won't prepare aid packages until after admissions decisions are made. Early Decision/Action applicants might get packages by January, but Regular Decision might not see packages until March/April. My advice: Wait 2 weeks, then email (don't call) each financial aid office with a brief, polite inquiry asking if they've received your FAFSA data and if anything else is needed from you. This creates a paper trail and is more efficient than calling during their busiest season.

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Thank you for the insider perspective! Really helpful to understand the process. We'll wait a couple weeks and then email as you suggested to confirm they have everything they need.

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what happens if ur selected for verification? does that mean u did something wrong??

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Amina Diop

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No, verification doesn't mean you did anything wrong! It's partially random and partially based on certain answers on your FAFSA. If selected, the school will request additional documentation (like tax transcripts, W-2s, or household size verification forms). It's just an extra step to confirm the information is accurate before they award federal funds.

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Yara Nassar

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Something I wish I'd known earlier: create a spreadsheet NOW to track all of this. Include columns for: - Each school name - Date FAFSA data received (call/email to confirm) - Aid package received date - Total aid offered - Grants/scholarships (free money!) - Work study amount - Federal loans offered - Out-of-pocket cost Trust me, when those offers start coming in, they all look different and use different terminology. Having a standardized way to compare them will save you HOURS of confusion and stress later. And don't ignore the financial aid deadlines for accepting offers - some schools have surprisingly early deadlines!

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This is such a good idea! I'm creating this spreadsheet today. You're right that having everything organized will make comparisons so much easier when we finally get all the offers.

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Yuki Tanaka

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One more thing to keep in mind - don't panic if you don't hear anything for several weeks! I made the mistake of constantly refreshing my student portal and calling schools too early last year. What really helped me was setting up a simple calendar reminder for 3 weeks from when I got my SAI, then another one for 6 weeks out. That way I wasn't obsessively checking every day but still had a plan for when to follow up. Also, if your daughter applied to any state schools, they sometimes have different timelines than private colleges. State schools in our experience were faster with aid packages but had less flexibility for appeals or negotiations. Just something to keep in mind as you're waiting! The whole process is definitely stressful for first-time parents, but you're asking all the right questions. Hang in there!

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